401(k) Plans

19,321 topics in this forum

1. QDRO - participant quits - ex spouse still leave $ in plan?

   By KTB, July 5, 2011
   • 6 replies
   • 1.5k views
   • 
   • masteff
   • July 7, 2011

2. Merger of Plans

   By Scott, January 11, 2000
   • 1 reply
   • 1.5k views
   • 
   • MWeddell
   • January 12, 2000

3. PS allocation compensation for the last 2 years...

   By Karoline Curran, September 11, 2018
   • 8 replies
   • 1.5k views
   • 
   • Karoline Curran
   • September 13, 2018

4. Merger of a Money Purchase Plan with a Safe Harbor 401(k) Profit Shari

   By Guest EPC, September 23, 2002
   • 1 reply
   • 1.5k views
   • 
   • KJohnson
   • September 23, 2002

5. Employee has exceeded $10,000 pre-tax contribution, can he still contr

   By Guest Diana Prewitt, September 29, 1999
   • 2 replies
   • 1.5k views
   • 
   • MWeddell
   • October 1, 1999

6. Safe Harbor Question

   By Guest CHRISTA, December 14, 2001
   • 1 reply
   • 1.5k views
   • 
   • wmyer
   • December 14, 2001

7. Can catch-up contributions allow Tttal annual additions greater than 100% of compensation.?

   By Richard Anderson, July 5, 2005
   • 1 reply
   • 1.5k views
   • 
   • himt4
   • July 6, 2005

8. eligibility for employee who was in a class not eligible to participate

   By Guest scamacho, February 8, 2005
   • 2 replies
   • 1.5k views
   • 
   • Guest
   • February 15, 2005

9. PEO

   By thepensionmaven, March 12, 2024
   • 3 replies
   • 1.5k views
   • 
   • cheersmate
   • May 8, 2024

10. plan design help

    By wsp, September 26, 2005
    • 7 replies
    • 1.5k views
    • 
    • jquazza
    • September 28, 2005

11. Allocation for participant who "retires" several times?

    By John A, November 11, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • November 11, 1999

12. MVRA Revisited - Expense Allocation

    By Guest halka, March 18, 2002
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • March 18, 2002

13. Adding Safe Harbor to Existing 401(k)

    By lisabroc, December 4, 2018
    • 6 replies
    • 1.5k views
    • 
    • Larry Starr
    • December 5, 2018

14. Compensation Ratio Test

    By Guest Kimberly Flett, July 18, 2002
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 18, 2002

15. Retroactive Adoption of Safe Harbor Amendment

    By ERISA25, March 21, 2012
    • 2 replies
    • 1.5k views
    • 
    • ERISA25
    • March 21, 2012

16. Calendar Year §401(k) plans

    By Guest cjk, November 16, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 19, 2001

17. Ability of Emplouer to Rescind its Notice of Discontinuance under a GI

    By Guest Edward McElroy, January 13, 2000
    • 2 replies
    • 1.5k views
    • 
    • GBurns
    • January 15, 2000

18. Remedial amendment period/Rev. Proc. 2000-20

    By Scuba 401, January 31, 2000
    • 0 replies
    • 1.5k views
    • 
    • Scuba 401
    • January 31, 2000

19. Error with Compensation definition - how to fix?

    By MD-Benefits Guy, September 24, 2025
    • 1 reply
    • 1.5k views
    • 
    • Artie M
    • September 24, 2025

20. YOS credited when?

    By Guest JPIngold, December 11, 2009
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 11, 2009

21. New 5500 Filing instructions?

    By Guest AdminFL, August 13, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • August 28, 2001

22. 401(k) Inservice Taxes

    By Guest Dan Kutzke, December 9, 2005
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • December 12, 2005

23. 401k complianc

    By Guest PAUL MERLINO, July 20, 1999
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • July 20, 1999

24. Adopting Safe Harbor features to an existing 401(k) Plan

    By Guest dhoefer, February 27, 2002
    • 4 replies
    • 1.5k views
    • 
    • Guest
    • February 28, 2002

25. effective date

    By wsp, March 13, 2003
    • 5 replies
    • 1.5k views
    • 
    • Belgarath
    • March 17, 2003

26. self employment income & 401(k)

    By eilano, September 13, 2006
    • 1 reply
    • 1.5k views
    • 
    • Jim Chad
    • September 14, 2006

27. Prorate Comp on a Nonelective SH Contribution

    By Guest darrensoup, January 11, 2005
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • January 11, 2005

28. 401(K) and ROTH IRA

    By Guest crads4s, December 8, 1998
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 11, 1998

29. 415 limit met, ok to reduce ps contrib to hce?

    By Guest jc1457, January 7, 2008
    • 8 replies
    • 1.5k views
    • 
    • QDROphile
    • January 8, 2008

30. rollover of h/s distributions

    By Guest akercher, July 20, 1999
    • 3 replies
    • 1.5k views
    • 
    • MWeddell
    • July 21, 1999

31. Liquidating employer after plan termination but prior to distribution

    By KJohnson, July 22, 1999
    • 0 replies
    • 1.5k views
    • 
    • KJohnson
    • July 22, 1999

32. PPA 2006 - In-service withdrawals at 62

    By PMC, October 2, 2006
    • 1 reply
    • 1.5k views
    • 
    • Bird
    • October 2, 2006

33. Change from participant directed acc't to trustee directed

    By pgold, June 5, 2013
    • 4 replies
    • 1.5k views
    • 
    • Jim Chad
    • June 6, 2013

34. PEO Converting to Multiple Employer Plan

    By Guest tws, April 17, 2003
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • April 18, 2003

35. NUA - Employer Securities in a BEAR Market

    By Guest Richard Plant, September 11, 2001
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • September 11, 2001

36. Automatice Enrollment (Not EACA/Not QACA)

    By KateSmithPA, May 15, 2008
    • 2 replies
    • 1.5k views
    • 
    • KateSmithPA
    • May 15, 2008

37. 5500 extension

    By Guest ars1, September 12, 1999
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • September 12, 1999

38. annual addition limits

    By pmacduff, February 12, 2015
    • 5 replies
    • 1.5k views
    • 
    • Lou S.
    • February 13, 2015

39. ADP/ACP compensation

    By pmacduff, November 20, 2007
    • 1 reply
    • 1.5k views
    • 
    • Tom Poje
    • November 20, 2007

40. Real Estate Investment in Plan

    By Jilliandiz, February 9, 2007
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • February 9, 2007

41. $200,000 comp limit

    By Brian Gallagher, November 21, 2002
    • 4 replies
    • 1.5k views
    • 
    • Brian Gallagher
    • November 21, 2002

42. QNEC & PPD document...

    By jquazza, March 4, 2005
    • 1 reply
    • 1.5k views
    • 
    • Earl
    • March 4, 2005

43. 401(k) Plans - Compensation and Limits

    By Guest T Cahoon, February 23, 2000
    • 1 reply
    • 1.5k views
    • 
    • Alf
    • February 24, 2000

44. Operational Failure / Bottom-Up

    By fiona1, October 19, 2005
    • 0 replies
    • 1.5k views
    • 
    • fiona1
    • October 19, 2005

45. Change plan year end

    By Guest Tara Curran, July 30, 2001
    • 0 replies
    • 1.5k views
    • 
    • Guest
    • July 30, 2001

46. Safe Harbor Plan and calculation of match

    By 30Rock, January 2, 2013
    • 2 replies
    • 1.5k views
    • 
    • 30Rock
    • January 15, 2013

47. Allocating extra funds

    By TPApril, November 8, 2011
    • 4 replies
    • 1.5k views
    • 
    • ESOP Guy
    • November 8, 2011

48. 1099 R not issued

    By Guest riabaj, April 9, 2007
    • 1 reply
    • 1.5k views
    • 
    • Jim Chad
    • April 11, 2007

49. Elective Deferrals and Annual Addition Issue

    By chris, February 4, 2002
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 4, 2002

50. VCP

    By Guest cconnell, July 16, 2007
    • 1 reply
    • 1.5k views
    • 
    • John Feldt ERPA CPC QPA
    • July 17, 2007