401(k) Plans

19,321 topics in this forum

1. Amending 401(k) to SIMPLE 401(k)

   By R. Butler, October 1, 2007
   • 3 replies
   • 1.3k views
   • 
   • MSN
   • October 2, 2007

2. Death of Solo K Owner

   By Zoey, May 12, 2011
   • 3 replies
   • 1.2k views
   • 
   • Zoey
   • May 12, 2011

3. Default Enrollments - how important are they?

   By ldr, May 3, 2019   

   • investments
   • elections
   • (and 1 more)

     Tagged with:

     • investments
     • elections
     • enrollment
   • 3 replies
   • 1k views
   • 
   • ldr
   • May 6, 2019

4. Post-severance compensation

   By Belgarath, August 30, 2019
   • 3 replies
   • 1.9k views
   • 
   • duckthing
   • August 30, 2019

5. Determining Missed Deferral Under EPCRS

   By Lauren0507, June 23, 2020
   • 3 replies
   • 870 views
   • 
   • Lauren0507
   • June 24, 2020

6. 401(k) adoption, election - year confusion

   By Rachelk, February 3, 2021
   • 3 replies
   • 828 views
   • 
   • Rachelk
   • February 5, 2021

7. Can Plan accept rollover of funds previously distributed for QDRO?

   By Guest [Pat M], June 9, 2000
   • 3 replies
   • 1.8k views
   • 
   • Guest
   • June 9, 2000

8. Eligibility Question - Consecutive Months of Service and YOS

   By Rayofsunshine, January 25, 2024
   • 3 replies
   • 981 views
   • 
   • Rayofsunshine
   • January 25, 2024

9. Can I rollover my 401 K to a self directed IRA as a result of my posit

   By Guest oppenhg, March 15, 2001
   • 3 replies
   • 1.7k views
   • 
   • MWeddell
   • March 15, 2001

10. Closing DB Plan; Prohibited Transaction?

    By Guest halka, October 18, 2001
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • October 19, 2001

11. salary deferral on tips

    By cpc0506, January 27, 2011
    • 3 replies
    • 2.5k views
    • 
    • rcline46
    • January 28, 2011

12. Non-discrimination Testing

    By AJ North, January 25, 2012
    • 3 replies
    • 1.4k views
    • 
    • AJ North
    • January 26, 2012

13. Top-hat Plan

    By Logan401, May 16, 2012
    • 3 replies
    • 1k views
    • 
    • PensionPro
    • May 16, 2012

14. Ownership Question

    By khn, November 26, 2013
    • 3 replies
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • November 26, 2013

15. In-Kind Distributions with annuity products

    By Purplemandinga, June 15, 2018
    • 3 replies
    • 1.1k views
    • 
    • Larry Starr
    • June 15, 2018

16. Distributable event triggered due to warehouse closure?

    By PINO, July 2, 2019
    • 3 replies
    • 606 views
    • 
    • Bri
    • July 2, 2019

17. Plan 002 with an Earlier Effective Date than Plan 001

    By KJJ-TPA, August 17, 2022
    • 3 replies
    • 600 views
    • 
    • KJJ-TPA
    • August 19, 2022

18. Allocation for participant who "retires" several times?

    By John A, November 11, 1999
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • November 11, 1999

19. LTPT

    By Brenda Wren, September 20, 2023
    • 3 replies
    • 1.3k views
    • 
    • Brenda Wren
    • September 21, 2023

20. 410 b test failure options for average benefits?

    By Traci, June 18, 2025
    • 3 replies
    • 846 views
    • 
    • rocknrolls2
    • June 19, 2025

21. 401(k) Plans

    By Guest Roxanne Walters, February 26, 2002
    • 3 replies
    • 1.8k views
    • 
    • Mike Preston
    • February 27, 2002

22. SSA notified employer many employees were using invalid social security numbers; employees terminated. What is to be done with their 401(k) funds?

    By Guest jusducki, December 1, 2003
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • December 1, 2003

23. Post-severance compensation and deferrals

    By Guest tmills, July 3, 2008
    • 3 replies
    • 6k views
    • 
    • Guest
    • July 8, 2008

24. Safe Harbor / Different Eligibility for 401k and PS

    By CLE401kGuy, January 25, 2012
    • 3 replies
    • 1.4k views
    • 
    • Bill Presson
    • January 25, 2012

25. controlled group determination

    By Chippy, March 8, 2013
    • 3 replies
    • 1.1k views
    • 
    • Chippy
    • March 13, 2013

26. Single employer plan merging under Multiple Employer plan

    By JoseS, January 15, 2018   

    • termination
    • mergers
    • (and 2 more)

      Tagged with:

      • termination
      • mergers
      • mep
      • 401(k)
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • January 15, 2018

27. Successor Plan for Distribution Limits

    By Guest rcm, January 30, 1999
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • February 3, 1999

28. controlled group - safe harbor 401k plan

    By Pixie, September 20, 2023
    • 3 replies
    • 873 views
    • 
    • Paul I
    • September 21, 2023

29. May proposed GUST restatements be submitted for determination letters?

    By Guest Bud, September 4, 2001
    • 3 replies
    • 1.5k views
    • 
    • Guest
    • September 6, 2001

30. ACP and Excess Annual Additions

    By Guest PJW, August 20, 2002
    • 3 replies
    • 1.7k views
    • 
    • Mike Preston
    • August 21, 2002

31. Late deposit due to mail service

    By Guest SueJ, April 15, 2003
    • 3 replies
    • 1.2k views
    • 
    • GBurns
    • April 15, 2003

32. 401k only - coverage failure

    By Guest M. Martin, March 10, 2007
    • 3 replies
    • 4.7k views
    • 
    • Tom Poje
    • March 13, 2007

33. Owner Only 401(k)

    By PMC, August 2, 2007
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • August 2, 2007

34. Take over plan & mapping

    By blue, May 6, 2008
    • 3 replies
    • 1.6k views
    • 
    • blue
    • May 7, 2008

35. 414(s) test failures

    By Guest phy401k, October 21, 2009
    • 3 replies
    • 1.5k views
    • 
    • Blinky the 3-eyed Fish
    • October 21, 2009

36. Controlled Group?

    By DP, August 15, 2012
    • 3 replies
    • 926 views
    • 
    • ETA Consulting LLC
    • August 15, 2012

37. 401k rollover to spousal IRA

    By t.haley, August 27, 2015
    • 3 replies
    • 2.7k views
    • 
    • Mike Preston
    • August 28, 2015

38. Creditor Protection IRA vs 401k

    By CLE401kGuy, September 27, 2016
    • 3 replies
    • 1.3k views
    • 
    • Lou S.
    • September 27, 2016

39. 1 payroll missed deferral deductions for all

    By doombuggy, December 11, 2019
    • 3 replies
    • 1.2k views
    • 
    • AATPA
    • January 6, 2020

40. Is H-1B Status a nonresident alien

    By karl, January 25, 2024
    • 3 replies
    • 844 views
    • 
    • karl
    • January 25, 2024

41. Exclude from testing if Term <501 hours

    By Tom, March 18, 2024
    • 3 replies
    • 663 views
    • 
    • Tom
    • March 20, 2024

42. Latest date for distribution of excess annual additions?

    By Richard Anderson, August 22, 2000
    • 3 replies
    • 2.4k views
    • 
    • MWeddell
    • September 7, 2000

43. 100% vesting is required, even if same desk rules applies, correct?

    By John A, November 9, 2000
    • 3 replies
    • 1.9k views
    • 
    • Alf
    • November 18, 2000

44. Counting of Hours for DC Plan

    By metsfan026, June 19, 2025
    • 3 replies
    • 942 views
    • 
    • Bri
    • June 20, 2025

45. 5500 filed without audit report

    By k man, October 18, 2001
    • 3 replies
    • 2.4k views
    • 
    • KJohnson
    • October 19, 2001

46. Discrimination

    By Guest SWS, May 27, 2003
    • 3 replies
    • 1.4k views
    • 
    • QDROphile
    • May 28, 2003

47. Payroll Administrator Forgot to deduct loan payments

    By Guest justbetmd, April 25, 2006
    • 3 replies
    • 2.3k views
    • 
    • stephen
    • April 26, 2006

48. Adopting Employer

    By Guest lswhittle, October 26, 2006
    • 3 replies
    • 4k views
    • 
    • Guest
    • October 30, 2006

49. Employer Match Forefeitable

    By Guest koo, September 24, 2009
    • 3 replies
    • 1.4k views
    • 
    • MWeddell
    • September 25, 2009

50. Entry Date for new plan

    By cpc0506, January 26, 2012
    • 3 replies
    • 2.4k views
    • 
    • cpc0506
    • January 31, 2012