401(k) Plans

19,321 topics in this forum

1. Highly Compensated Employee (HCE)

   By Guest AJM 34, April 13, 2007
   • 3 replies
   • 1.4k views
   • 
   • Guest
   • April 14, 2007

2. Amending to "Safe-Harbor" 401(k)

   By SMB, September 25, 2000
   • 2 replies
   • 1.4k views
   • 
   • MR
   • September 27, 2000

3. Eligible rollover distribution and rolling in to the same employer's p

   By Guest youngt, April 11, 2000
   • 2 replies
   • 1.4k views
   • 
   • Guest
   • April 16, 2000

4. prohibited transaction?

   By Guest lc, October 31, 2001
   • 0 replies
   • 1.4k views
   • 
   • Guest
   • October 31, 2001

5. Hedge Fund Regulations

   By fidu, May 2, 2002
   • 2 replies
   • 1.4k views
   • 
   • fidu
   • May 8, 2002

6. Compensation Election

   By mlp0816, September 20, 2005
   • 1 reply
   • 1.4k views
   • 
   • Bird
   • September 20, 2005

7. Plan Termination - RMD

   By blue, January 30, 2008
   • 3 replies
   • 1.4k views
   • 
   • Kimberly S
   • January 31, 2008

8. 401(k) Maximum Contributions - 100%?

   By Guest Mariko, August 10, 2001
   • 1 reply
   • 1.4k views
   • 
   • Jon Chambers
   • August 10, 2001

9. Hours of Service - Use of Different Equivalencies Within Single Plan

   By Guest Lane, November 5, 2012
   • 1 reply
   • 1.4k views
   • 
   • ETA Consulting LLC
   • November 5, 2012

10. Irrevocable Waiver

    By Guest Mike Schwing, November 27, 2007
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • November 27, 2007

11. Need Help with 401 (b) Calc

    By Guest GG, January 29, 1999
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • January 29, 1999

12. IRA assets into 401k

    By Guest LTurner, May 28, 2003
    • 3 replies
    • 1.4k views
    • 
    • k man
    • June 2, 2003

13. Inclusion of Ineligible Ee - ECPRS/SCP

    By austin3515, September 2, 2015
    • 18 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 4, 2015

14. Rev Proc 2001-17

    By Guest SPOT, July 9, 2003
    • 1 reply
    • 1.4k views
    • 
    • Belgarath
    • July 9, 2003

15. Withholding requirements for Puerto Rican residents?

    By Guest mo again, December 6, 2000
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • December 6, 2000

16. 401k Plan Design

    By Guest Tracy C, July 31, 2001
    • 1 reply
    • 1.4k views
    • 
    • Jon Chambers
    • July 31, 2001

17. Audit Requirements

    By Jilliandiz, June 6, 2006
    • 3 replies
    • 1.4k views
    • 
    • Nate X
    • June 6, 2006

18. Top Heavy - a new wrinkle on an old question

    By dan.jock, March 20, 2018
    • 11 replies
    • 1.4k views
    • 
    • austin3515
    • March 27, 2018

19. Tax Withholding on Distributions

    By TPA Bob, July 15, 2010
    • 3 replies
    • 1.4k views
    • 
    • austin3515
    • July 15, 2010

20. trustee directed match to partcipant directed

    By Guest bbaugh, August 28, 2002
    • 1 reply
    • 1.4k views
    • 
    • QDROphile
    • August 29, 2002

21. 401(k) Plan Questionnaire - Response Extension

    By Guest billyj, June 18, 2010
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • August 5, 2010

22. Safe harbor match - document silent on calculation period

    By WCC, April 3, 2019
    • 6 replies
    • 1.4k views
    • 
    • JustMe
    • July 22, 2019

23. Refund of excess contributions.

    By Guest, April 5, 2000
    • 1 reply
    • 1.4k views
    • 
    • Alf
    • April 6, 2000

24. 1099-r question

    By Guest Theresa, January 14, 2000
    • 1 reply
    • 1.4k views
    • 
    • Fredman
    • January 15, 2000

25. Withdrawal to multiple beneficiaries

    By Guest ami, September 3, 2002
    • 1 reply
    • 1.4k views
    • 
    • Mike Preston
    • September 3, 2002

26. Company stock in a 401(k) plan

    By Guest Julie, September 7, 2000
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • September 10, 2000

27. Excess 401(k) Contributions Calculations on 5330

    By Guest TracyAndrews, August 13, 2004
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • August 13, 2004

28. Is this 401(k) match discriminatory?

    By Guest jc1457, August 27, 2007
    • 2 replies
    • 1.4k views
    • 
    • austin3515
    • August 27, 2007

29. Family Aggregation Rule

    By Ahuntingus, January 7, 2022
    • 6 replies
    • 1.4k views
    • 
    • Luke Bailey
    • January 12, 2022

30. Do Prototype plans get an extra year to decide current year vs. prior

    By John A, May 15, 2001
    • 1 reply
    • 1.4k views
    • 
    • Bob R
    • May 21, 2001

31. Avoid RMDs - start a new company after age 70 1/2

    By Dobber, January 9, 2019
    • 6 replies
    • 1.4k views
    • 
    • card
    • January 9, 2019

32. Control Group issue

    By MaryM, October 27, 2010
    • 7 replies
    • 1.4k views
    • 
    • MaryM
    • October 27, 2010

33. Loan repayments on pretax bais

    By austin3515, October 21, 2002
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • October 23, 2002

34. Charge for "extra" recordkeeping services

    By Guest FREE401k, May 14, 2002
    • 3 replies
    • 1.4k views
    • 
    • Guest
    • May 15, 2002

35. Are they Leased or are they Temporary?

    By CTipper, January 18, 2008
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • January 24, 2008

36. Safe Harbor 401(k) Plan Vesting Question

    By Guest blackdo2, November 30, 2004
    • 3 replies
    • 1.4k views
    • 
    • JanetM
    • November 30, 2004

37. Trap for the unwary?

    By Brenda Wren, March 25, 2004
    • 1 reply
    • 1.4k views
    • 
    • Tom Poje
    • March 25, 2004

38. 2 and ½ month distribution period for Excess Contributions

    By Guest RMV, April 11, 2000
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • April 11, 2000

39. EACA to QACA

    By PMC, November 5, 2008
    • 2 replies
    • 1.4k views
    • 
    • K2retire
    • November 6, 2008

40. Refund of Contributions EE Request

    By jennc1019, January 20, 2016   

    • 401k
    • Refund
    • 4 replies
    • 1.4k views
    • 
    • GBurns
    • January 22, 2016

41. 415 failure - EPCRS

    By fiona1, February 22, 2011
    • 0 replies
    • 1.4k views
    • 
    • fiona1
    • February 22, 2011

42. 2025 comp for 2026 HPI

    By AlbanyConsultant, November 10, 2025
    • 7 replies
    • 1.4k views
    • 
    • AlbanyConsultant
    • November 14, 2025

43. Qualifying For COVID Loan

    By Stash026, April 29, 2020
    • 17 replies
    • 1.4k views
    • 
    • Stash026
    • May 1, 2020

44. plan design after EGTRRA for very small employer

    By Guest deathbycashcall, November 8, 2001
    • 2 replies
    • 1.4k views
    • 
    • david rigby
    • November 8, 2001

45. ADP testing using W-2

    By Guest Hartnett123, January 13, 2004
    • 7 replies
    • 1.4k views
    • 
    • Guest
    • January 13, 2004

46. Terminated Plan & NTIP

    By Guest kjk, December 17, 2002
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • December 17, 2002

47. Definition of HCE when plan sponsor acquires an existing business.

    By Guest, March 6, 2000
    • 0 replies
    • 1.4k views
    • 
    • Guest
    • March 6, 2000

48. Company Stock

    By fidu, April 24, 2002
    • 1 reply
    • 1.4k views
    • 
    • david rigby
    • April 24, 2002

49. Protected Benefit - Definition of Disability

    By 52626, January 10, 2023
    • 3 replies
    • 1.4k views
    • 
    • casey72
    • January 18, 2023

50. TH 401k Plan with New Comparability and Life Insurance - funding problems

    By Guest mparker2028, August 16, 2005
    • 2 replies
    • 1.4k views
    • 
    • Bird
    • August 17, 2005