401(k) Plans

19,337 topics in this forum

1. Form 5500 Question

   By XCAL78, October 14, 2024
   • 2 replies
   • 556 views
   • 
   • XCAL78
   • October 15, 2024

2. SECURE2.0 TH change - optional?

   By AlbanyConsultant, February 25, 2025
   • 2 replies
   • 722 views
   • 
   • Leopurrd-401k
   • February 26, 2025

3. SECURE Act Amendments for 401(k)

   By kgr12, December 18, 2025
   • 2 replies
   • 433 views
   • 
   • Peter Gulia
   • December 18, 2025

4. RMD's - death before RBD

   By Guest terid, December 20, 2002
   • 2 replies
   • 2k views
   • 
   • Appleby
   • December 23, 2002

5. 401(k) for sole proprietor?

   By betheeg, April 3, 2003
   • 2 replies
   • 1.1k views
   • 
   • Guest
   • April 3, 2003

6. Negative Election/Automatic EnrollmentTime Sensitive Question

   By Guest mmc, April 28, 2005
   • 2 replies
   • 1.2k views
   • 
   • E as in ERISA
   • April 29, 2005

7. mid year safe harbor k plan?

   By AndyH, December 20, 2005
   • 2 replies
   • 1.5k views
   • 
   • AndyH
   • December 20, 2005

8. Partnership income for part of plan year?

   By Guest esi-jht, February 16, 2006
   • 2 replies
   • 1.4k views
   • 
   • MSN
   • March 17, 2010

9. ADP/ACP refunds taxable in current year regardless of timing of refund

   By Pension Nerd, September 12, 2007
   • 2 replies
   • 5.1k views
   • 
   • stephen
   • September 13, 2007

10. Are AFLAC Payments Includable in Compensation

    By ERISA1, February 10, 2009
    • 2 replies
    • 1.4k views
    • 
    • GBurns
    • February 10, 2009

11. Company with SIMPLE 401k merges with Co. with 401k

    By 401king, May 15, 2009
    • 2 replies
    • 1.5k views
    • 
    • 401king
    • May 15, 2009

12. Participation Requirements Under 410(a)(1)(A)

    By Guest KHanvey, February 9, 2011
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • February 10, 2011

13. Multiemployer 401(k) Plan

    By luissaha, July 29, 2013
    • 2 replies
    • 1.5k views
    • 
    • masteff
    • July 30, 2013

14. Bad information used in testing

    By Zorro1k, September 18, 2015   

    • correction
    • refund
    • (and 4 more)

      Tagged with:

      • correction
      • refund
      • test
      • testing
      • adp
      • acp
    • 2 replies
    • 1.5k views
    • 
    • hr for me
    • September 21, 2015

15. Control Group Issues

    By LWEBSTER, March 26, 2018
    • 2 replies
    • 565 views
    • 
    • LWEBSTER
    • March 28, 2018

16. Naming minor as primary beneficiary?

    By John A, March 22, 2000
    • 2 replies
    • 2.3k views
    • 
    • KIP KRAUS
    • March 23, 2000

17. 5500 For PEP

    By Keith Lowery, October 14, 2024
    • 2 replies
    • 519 views
    • 
    • Keith Lowery
    • October 14, 2024

18. Question on new 401K Limits

    By Guest chezelle, May 29, 2001
    • 2 replies
    • 1.6k views
    • 
    • stephen
    • May 30, 2001

19. Statutory Plan Entry

    By Gilmore, January 20, 2004
    • 2 replies
    • 1.2k views
    • 
    • Gilmore
    • January 21, 2004

20. Worker Adjustment & Retraining Notification Act (WARN)...

    By jaemmons, June 22, 2005
    • 2 replies
    • 2.6k views
    • 
    • dcoderre
    • October 30, 2010

21. "independent contractor"

    By doombuggy, October 5, 2005
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • October 5, 2005

22. Participant Loans

    By Guest sritts, November 6, 2010
    • 2 replies
    • 1k views
    • 
    • Guest
    • November 8, 2010

23. plan termination

    By Guest mmc, March 9, 2011
    • 2 replies
    • 1.1k views
    • 
    • ESOP Guy
    • March 9, 2011

24. Statutory Exclusion - Class Change

    By LKSmoke, February 2, 2018
    • 2 replies
    • 1.2k views
    • 
    • 401_noob
    • February 2, 2018

25. 401k Plan- Union Workers

    By coleboy, May 15, 2018
    • 2 replies
    • 959 views
    • 
    • coleboy
    • May 15, 2018

26. Prevailing Wage Offsets and Testing

    By MICHAEL HATLEE, February 19, 2021
    • 2 replies
    • 624 views
    • 
    • MICHAEL HATLEE
    • February 21, 2021

27. Top Heavy Minimum Contribution

    By justatester, June 16, 2021
    • 2 replies
    • 645 views
    • 
    • justatester
    • June 17, 2021

28. excess deferral deadline

    By Rayofsunshine, April 18, 2022
    • 2 replies
    • 627 views
    • 
    • Rayofsunshine
    • April 26, 2022

29. 1-person (+spouse) plan exceptions

    By TPApril, September 14, 2022
    • 2 replies
    • 716 views
    • 
    • Bird
    • September 14, 2022

30. Passive Enrollment

    By Guest smc, June 21, 2001
    • 2 replies
    • 2.1k views
    • 
    • IRC401
    • June 23, 2001

31. Profit Sharing Plans

    By Guest blb, March 21, 2002
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • March 22, 2002

32. Eligible or Not?

    By Archimage, March 18, 2003
    • 2 replies
    • 1.1k views
    • 
    • Archimage
    • March 18, 2003

33. EGTRRA FDL

    By Guest hyper, August 9, 2004
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • August 9, 2004

34. Safe Harbor Rescension

    By Archimage, November 29, 2004
    • 2 replies
    • 1.2k views
    • 
    • Archimage
    • November 30, 2004

35. Eligible Investment Advice Arrangement

    By PLAN MAN, April 13, 2007
    • 2 replies
    • 1.6k views
    • 
    • John Feldt ERPA CPC QPA
    • May 16, 2007

36. Rehired Employee

    By Lori Foresz, April 17, 2009
    • 2 replies
    • 1.3k views
    • 
    • Lori Foresz
    • April 17, 2009

37. Safe Harbor Contributions

    By Nassau, July 16, 2010
    • 2 replies
    • 1k views
    • 
    • K2retire
    • July 17, 2010

38. Final ADP Test - Terminating Plan

    By austin3515, September 17, 2010
    • 2 replies
    • 1.1k views
    • 
    • 12AX7
    • September 17, 2010

39. top heavy testing on a first year plan

    By Guest Susan M., May 3, 2013
    • 2 replies
    • 2.5k views
    • 
    • Tom Poje
    • May 6, 2013

40. Reverse discrimination in safe harbor plan

    By Guest JPIngold, October 15, 2014
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • October 15, 2014

41. hardship for foreclosure

    By Rai401k, March 31, 2015
    • 2 replies
    • 1.5k views
    • 
    • austin3515
    • April 3, 2015

42. Form 5500-SF and Schedule A & D

    By Pammie57, July 28, 2015
    • 2 replies
    • 1.2k views
    • 
    • david rigby
    • July 28, 2015

43. 2024 Catch-Ups as Roth

    By msmith, August 16, 2023
    • 2 replies
    • 536 views
    • 
    • Lou S.
    • August 16, 2023

44. In-house payroll system programmed to allow catchup capped at $7500

    By campy, December 12, 2024
    • 2 replies
    • 875 views
    • 
    • campy
    • December 13, 2024

45. 401(k) limits for a short plan year

    By Guest TracyAndrews, January 23, 2001
    • 2 replies
    • 4.5k views
    • 
    • Earl
    • January 29, 2001

46. Is it or isn't it...?

    By Ervin Barham, May 8, 2001
    • 2 replies
    • 1.5k views
    • 
    • rcline46
    • May 8, 2001

47. 3% nonelective safe harbor notice

    By Tom, October 16, 2025
    • 2 replies
    • 703 views
    • 
    • John Feldt ERPA CPC QPA
    • October 16, 2025

48. 404 and deferrals from after-year-end bouns.

    By KJohnson, April 23, 2003
    • 2 replies
    • 1.5k views
    • 
    • KJohnson
    • April 24, 2003

49. Inservice Distributions

    By MBCarey, June 20, 2003
    • 2 replies
    • 1.1k views
    • 
    • g8r
    • June 20, 2003

50. Over-restored Surrender Charge - Do what w/ the excess

    By BeanCounterBlues, January 23, 2006
    • 2 replies
    • 1.8k views
    • 
    • Kevin C
    • January 26, 2006