401(k) Plans

19,321 topics in this forum

1. 401(k) Loan Restriction

   By oriecat, June 16, 2011
   • 2 replies
   • 1.3k views
   • 
   • K2retire
   • June 16, 2011

2. loan defaults while employed

   By JKW, June 11, 2010
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • June 15, 2010

3. Transfer employment within controlled group - a termination?

   By Tom, May 24, 2024
   • 1 reply
   • 1.3k views
   • 
   • Paul I
   • May 24, 2024

4. Late employee contributions if employer timely remited to TPA but TPS

   By Guest moey, October 4, 2002
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • October 4, 2002

5. Form 5307 - Schedule Q

   By MBCarey, April 3, 2003
   • 1 reply
   • 1.3k views
   • 
   • lkpittman
   • April 3, 2003

6. Bankruptcy

   By Guest Kevin1, June 18, 2010
   • 5 replies
   • 1.3k views
   • 
   • david rigby
   • June 21, 2010

7. What is the IRS reg that states that a spun off company can not buy sh

   By MWeddell, December 22, 1999
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • December 22, 1999

8. Company name on AA does not match the w-2

   By cpc0506, February 6, 2015
   • 3 replies
   • 1.3k views
   • 
   • cpc0506
   • February 6, 2015

9. Negative K-1 Income

   By austin3515, July 31, 2015
   • 1 reply
   • 1.3k views
   • 
   • Belgarath
   • July 31, 2015

10. ADP/ACP Testing

    By Guest dstran, January 27, 2006
    • 4 replies
    • 1.3k views
    • 
    • JDuns
    • January 27, 2006

11. TEFRA Election on RMD

    By Becky Schwing, October 29, 2021
    • 4 replies
    • 1.3k views
    • 
    • Luke Bailey
    • November 2, 2021

12. 401k loan default time limit

    By rklawns, June 9, 2017
    • 5 replies
    • 1.3k views
    • 
    • ESOP Guy
    • June 9, 2017

13. ACP 4% non-discretionary match

    By Bruce1, January 29, 2025
    • 12 replies
    • 1.3k views
    • 
    • RatherBeGolfing
    • February 11, 2025

14. SCORP - Employee deferral/Employer contributions for 2007

    By Guest 401K_Help, January 12, 2008
    • 1 reply
    • 1.3k views
    • 
    • Bird
    • January 14, 2008

15. Top heavy test for small company

    By Guest fender5150, June 11, 2008
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 11, 2008

16. Incorrect Deferral and Matching Allocations

    By mming, May 5, 2006
    • 1 reply
    • 1.3k views
    • 
    • Nate X
    • June 14, 2006

17. discretionary true-up match amendment

    By Roxie99, July 8, 2022
    • 6 replies
    • 1.3k views
    • 
    • Roxie99
    • July 19, 2022

18. Excess Contribution Refund Deadline 2009

    By Guest Lee68, February 11, 2009
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • February 11, 2009

19. unrequested plan change

    By Guest cshindc, January 25, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 25, 2006

20. Missed Match True-Up Contributions

    By ERISAGal, August 2, 2019
    • 2 replies
    • 1.3k views
    • 
    • JackS
    • August 7, 2019

21. RFP

    By SMB, December 8, 2006
    • 1 reply
    • 1.3k views
    • 
    • david rigby
    • December 8, 2006

22. Non Discrimination Testing for Amendment Permitting Early Entry Into 401(k) Plan

    By PensionPro, February 25, 2022
    • 7 replies
    • 1.3k views
    • 
    • Mike Preston
    • March 8, 2022

23. Matching Contribution - 3/31 plan year end

    By Guest jetfaninmn, October 31, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • October 31, 2005

24. Over-Deduction from Paycheck

    By ERISA-Bubs, December 5, 2012
    • 3 replies
    • 1.3k views
    • 
    • MWeddell
    • December 5, 2012

25. True-up only for individuals who hit the 402(g) limit

    By bitsyhaze, February 16, 2015
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • February 17, 2015

26. Safe Harbor Nonelective "maybe" - eliminate HC?

    By Belgarath, November 8, 2013
    • 5 replies
    • 1.3k views
    • 
    • austin3515
    • November 12, 2013

27. Missed Eligible 401(k) Participant - Help!

    By Jilliandiz, November 11, 2008
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • November 11, 2008

28. Unnamed contingent beneficiaries: Children or Estate

    By TPApril, May 10, 2021
    • 4 replies
    • 1.3k views
    • 
    • Peter Gulia
    • May 12, 2021

29. Incorrect HCE Match

    By Guest padmin, June 29, 2006
    • 1 reply
    • 1.3k views
    • 
    • Nate X
    • July 3, 2006

30. Prohibited Transaction? Correction?

    By pixmax, September 20, 2016   

    • Prohibited Transaction
    • 2 replies
    • 1.3k views
    • 
    • Lou S.
    • September 20, 2016

31. LLC Units as Qualifying Employer Securities

    By ERISA25, October 27, 2010
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • October 27, 2010

32. Top Heavy/Voluntary Contributions

    By Guest John Comelately, December 21, 2006
    • 2 replies
    • 1.3k views
    • 
    • Bruce1
    • March 7, 2025

33. Refund due to participant election error?

    By EPCRSGuru, February 27, 2023
    • 7 replies
    • 1.3k views
    • 
    • Roycal
    • March 1, 2023

34. Hardship Determination

    By metsfan026, April 11, 2025
    • 4 replies
    • 1.3k views
    • 
    • Ken Marblestone
    • April 15, 2025

35. Required Notices for Benefit Distribution

    By Guest Kennedy, March 10, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 10, 2000

36. Elective Deferrals from Bonuses

    By Gilmore, September 21, 2004
    • 0 replies
    • 1.3k views
    • 
    • Gilmore
    • September 21, 2004

37. Partial distributions v lump sum only at retirement

    By Guest gocobra, November 24, 2004
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • November 24, 2004

38. use of the catch up contribution

    By Guest zdarskyj, March 9, 2004
    • 5 replies
    • 1.3k views
    • 
    • PensionNewbee
    • March 11, 2004

39. SARSEP rollovers

    By Guest buyertoday, June 3, 2003
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • June 3, 2003

40. Safe Harbor notice - OOPS!

    By PAL, December 13, 2007
    • 3 replies
    • 1.3k views
    • 
    • JanetM
    • December 13, 2007

41. Bottom Up QNEC

    By Guest dll, January 13, 2003
    • 2 replies
    • 1.3k views
    • 
    • Kirk Maldonado
    • January 13, 2003

42. Withholding on Corrective Distributions

    By Gilmore, February 12, 2009
    • 2 replies
    • 1.3k views
    • 
    • Gilmore
    • February 13, 2009

43. Safe Harbor 401(k) Top Heavy Question

    By MarZDoates, February 24, 2006
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • February 24, 2006

44. SPD Language for Participants' OptionTo Avail of Fiduciaries' Management of Their Accounts Using Professional Managers

    By Guest Roman, December 7, 2004
    • 6 replies
    • 1.3k views
    • 
    • austin3515
    • December 8, 2004

45. Are employers ready to provide an incentive for 401(k) deferrals?

    By Peter Gulia, February 11, 2023
    • 4 replies
    • 1.3k views
    • 
    • G8Rs
    • February 15, 2023

46. Match On Total before or after flex deductions

    By Guest veditasse, April 7, 2008
    • 7 replies
    • 1.3k views
    • 
    • GMK
    • April 11, 2008

47. Cut 401k Contirbution Limits?

    By goldtpa, August 27, 2009
    • 5 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 28, 2009

48. Proposed Loan and Multiple Loan

    By Guest lforesz, November 7, 2002
    • 3 replies
    • 1.3k views
    • 
    • R. Butler
    • November 8, 2002

49. 415 Violation/Refunds

    By Guest padmin, January 13, 2004
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • January 13, 2004

50. Lost Check, and Reduction Rules

    By Guest JB2, February 26, 1999
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • February 26, 1999