401(k) Plans

19,321 topics in this forum

1. 2009 RMD Waiver - Sample Language

   By Gadgetfreak, September 30, 2009
   • 0 replies
   • 1.3k views
   • 
   • Gadgetfreak
   • September 30, 2009

2. Control Group issue...

   By Guest jusducki, May 27, 2004
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • May 27, 2004

3. USERRA and make up deferrals

   By 30Rock, October 13, 2014
   • 0 replies
   • 1.3k views
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   • 30Rock
   • October 13, 2014

4. What to do with 401K plan / college savings

   By Guest nathannah, May 8, 2001
   • 0 replies
   • 1.3k views
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   • Guest
   • May 8, 2001

5. In-Service Distributions

   By Jilliandiz, October 13, 2005
   • 2 replies
   • 1.3k views
   • 
   • Alf
   • October 13, 2005

6. QDRO where both are participants...

   By austin3515, May 9, 2011
   • 8 replies
   • 1.3k views
   • 
   • david rigby
   • May 10, 2011

7. Negative Elections

   By Guest LaneWest, June 9, 2001
   • 0 replies
   • 1.3k views
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   • Guest
   • June 9, 2001

8. Safe Harbor & Topheavy

   By wmyer, January 29, 2004
   • 3 replies
   • 1.3k views
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   • Guest
   • February 2, 2004

9. Rollovers to a plan that does not allow rollovers.

   By Guest Pat Metallic, July 27, 2000
   • 0 replies
   • 1.3k views
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   • Guest
   • July 27, 2000

10. Military Service - ADP/ACP

    By fiona1, March 31, 2006
    • 2 replies
    • 1.3k views
    • 
    • WDIK
    • March 31, 2006

11. Question about (QRP) Qualified Replacement Plan investments from terminated DB plan

    By Indiana Joes, April 14, 2025
    • 3 replies
    • 1.3k views
    • 
    • Artie M
    • April 15, 2025

12. 415 limit - spin-off

    By Guest Achilles, February 9, 2009
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • February 9, 2009

13. Fidelity Bond

    By 401_noob, August 9, 2013
    • 1 reply
    • 1.3k views
    • 
    • PensionPro
    • August 9, 2013

14. 10% penalty on early withdrawals

    By Guest koolkid, November 2, 2002
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • November 2, 2002

15. 401K DISTRIBUTION ERRORS

    By dave 222, April 13, 2018
    • 6 replies
    • 1.3k views
    • 
    • BG5150
    • April 18, 2018

16. One Year Holdout

    By EBECatty, May 23, 2022
    • 6 replies
    • 1.3k views
    • 
    • Doc Ument
    • May 25, 2022

17. life insurance in a qualified plan for the self-employed individual.

    By MR, March 28, 2002
    • 0 replies
    • 1.3k views
    • 
    • MR
    • March 28, 2002

18. Safe Harbor "testing" for Early Entry participants?

    By Guest CMC9, March 13, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 13, 2002

19. Plan adminstrators

    By Guest halencourt, September 4, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • September 4, 2001

20. Is a 401 k plan "self-directed" if plan has 50 mutual funds

    By Guest reesbe, June 29, 1999
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 29, 1999

21. net pay vs gross pay

    By gregburst, August 28, 2015   

    • for ADP testing
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 28, 2015

22. Payroll Based Match

    By Guest jusducki, March 13, 2007
    • 4 replies
    • 1.3k views
    • 
    • Jim Chad
    • March 13, 2007

23. IRA headache

    By Guest joeyboy, April 21, 2002
    • 0 replies
    • 1.3k views
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    • Guest
    • April 21, 2002

24. Bankrupt client buyout and 401(k) plan

    By Guest Judy S, March 30, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 31, 2005

25. testing for terminated plans

    By Guest bythebay, September 13, 2002
    • 1 reply
    • 1.3k views
    • 
    • mbozek
    • September 15, 2002

26. Plan Investments

    By Guest gpr, March 31, 1999
    • 0 replies
    • 1.3k views
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    • Guest
    • March 31, 1999

27. Abpt

    By Guest greggi39, December 5, 2002
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • December 6, 2002

28. Safe Harbor Non-Elective - Recordkeeper disagreement

    By imchipbrown, August 5, 2019
    • 9 replies
    • 1.3k views
    • 
    • imchipbrown
    • August 9, 2019

29. Higher Match level for Non Highly than Highly

    By Guest padmin, May 15, 2006
    • 4 replies
    • 1.3k views
    • 
    • MWeddell
    • May 18, 2006

30. entry date

    By Chippy, January 11, 2012
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • January 15, 2012

31. Deferral % or Dollar Amount

    By Guest notapensiongeek, September 17, 2008
    • 4 replies
    • 1.3k views
    • 
    • ERISAnut
    • September 19, 2008

32. Question about meeting 404(c) requirements where participants must choose ONE of 6 lifestyle allocation funds ...

    By Guest jdsmith, September 19, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 23, 2005

33. projected 2002 contributions

    By FJR, October 15, 2002
    • 2 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 16, 2002

34. Excluding highly compensated employee who is not an owner from a plan

    By rblum50, May 23, 2022
    • 7 replies
    • 1.3k views
    • 
    • david rigby
    • May 24, 2022

35. safe harbor notice for 2017 distributed, but...

    By Belgarath, November 23, 2016
    • 9 replies
    • 1.3k views
    • 
    • Kevin C
    • November 29, 2016

36. adp correction

    By Guest lindamichals, September 8, 2003
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • September 8, 2003

37. Application of Last Day of Employment Rule for Self-Employed Partner in Profit Sharing Plan

    By 401 Chaos, March 31, 2022
    • 14 replies
    • 1.3k views
    • 
    • 401 Chaos
    • April 21, 2022

38. Safe Harbor Plan Design

    By wsp, May 30, 2006
    • 2 replies
    • 1.3k views
    • 
    • wsp
    • May 30, 2006

39. Vesting question

    By jkharvey, September 2, 2008
    • 4 replies
    • 1.3k views
    • 
    • J Simmons
    • September 3, 2008

40. Partial Termination and Plan Merger

    By CMC, February 8, 2021
    • 5 replies
    • 1.3k views
    • 
    • EBECatty
    • February 9, 2021

41. new safe harbor 401k with term'd employee

    By Santo Gold, September 6, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • September 7, 2007

42. Crediting Service with Prior Employer

    By Lori Foresz, December 23, 2003
    • 2 replies
    • 1.3k views
    • 
    • Lori Foresz
    • December 23, 2003

43. Locating missing participants

    By JKW, July 8, 2014
    • 4 replies
    • 1.3k views
    • 
    • JKW
    • July 9, 2014

44. Late contribution of deferrals

    By Guest jmlumpkin, August 5, 2003
    • 4 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 5, 2003

45. Record Retention

    By Guest Mike Schwing, October 30, 2003
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • October 31, 2003

46. Profit Sharing Plan that has not been funded in three years.

    By Guest Theresa, January 5, 2000
    • 3 replies
    • 1.3k views
    • 
    • david rigby
    • January 6, 2000

47. Non-traditional source for contributions

    By TPApril, February 20, 2013
    • 11 replies
    • 1.3k views
    • 
    • ESOP Guy
    • February 21, 2013

48. Amendment of plans for TRA '86

    By Guest Lawrence_Groves, June 8, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 14, 2004

49. Catchup Contributions

    By Guest mpark, August 13, 2002
    • 3 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • August 14, 2002

50. short plan year end - entry dates

    By Chippy, December 23, 2014
    • 2 replies
    • 1.3k views
    • 
    • Chippy
    • December 24, 2014