401(k) Plans

19,337 topics in this forum

1. Contingent Benefit Rule - 401(k) Deferrals Limited Based on NQDC Deferrals

   By EBECatty, September 22, 2015
   • 0 replies
   • 1.3k views
   • 
   • EBECatty
   • September 22, 2015

2. Plan Termination Question

   By austin3515, June 15, 2015
   • 7 replies
   • 1.3k views
   • 
   • Bird
   • June 16, 2015

3. non-profit city utility companies and 401Ks

   By Guest itrade4u2, July 2, 2001
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • July 5, 2001

4. small terminated participant balance

   By Guest luckey11, September 22, 2005
   • 2 replies
   • 1.3k views
   • 
   • david rigby
   • September 22, 2005

5. Non-deductible deferrals

   By Guest dhall5, August 31, 2006
   • 3 replies
   • 1.3k views
   • 
   • Sully
   • August 31, 2006

6. Deduction Issue - Employer Contributions

   By WesleyT, April 30, 2009
   • 3 replies
   • 1.3k views
   • 
   • WesleyT
   • May 1, 2009

7. Include SARSEP deferrals in average benefits test?

   By MR, June 11, 2003
   • 1 reply
   • 1.3k views
   • 
   • goldtpa
   • June 12, 2003

8. Plain English coverage explanation

   By Guest TrustMe401k, June 2, 2000
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • June 2, 2000

9. S-Corp, W-2, 401k and match deposits

   By LMK TPA, March 28, 2025
   • 6 replies
   • 1.3k views
   • 
   • Paul I
   • March 29, 2025

10. Problem client: wants to retroactively reduce benefits.

    By Lori H, August 4, 2008
    • 7 replies
    • 1.3k views
    • 
    • Guest
    • August 5, 2008

11. Possible CODA

    By justatester, June 9, 2016
    • 4 replies
    • 1.3k views
    • 
    • austin3515
    • June 9, 2016

12. Recogniing Service w/ Prior Employer - Projected HCE

    By austin3515, February 25, 2016
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • February 25, 2016

13. Non-SH(k) adopted 2016 was supposed to be SH(k). Can convert to SH in 2016?

    By Florida1, June 15, 2016   

    • safe harbor
    • convvert
    • (and 1 more)

      Tagged with:

      • safe harbor
      • convvert
      • new plan
    • 8 replies
    • 1.3k views
    • 
    • Tom Poje
    • June 20, 2016

14. Short Plan Year?

    By Guest chris4013, December 23, 2003
    • 1 reply
    • 1.3k views
    • 
    • Belgarath
    • December 23, 2003

15. Excess Life Insurance and 3401(a) Wages

    By Susan S., March 8, 2011
    • 0 replies
    • 1.3k views
    • 
    • Susan S.
    • March 8, 2011

16. Mandatory Automatic Enrollment and Pooled Plans

    By austin3515, September 10, 2025
    • 4 replies
    • 1.3k views
    • 
    • acm_acm
    • September 12, 2025

17. Can Employer Establish a Single Account for Elective Deferrals and 3% Safe Harbour Contributions

    By Guest EMM118, January 9, 2007
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • January 10, 2007

18. Correction of Direct Distribution with no distributable event

    By 401king, March 15, 2011
    • 0 replies
    • 1.3k views
    • 
    • 401king
    • March 15, 2011

19. 3rd Party Sickpay

    By austin3515, February 6, 2010
    • 4 replies
    • 1.3k views
    • 
    • Belgarath
    • February 9, 2010

20. Is the plan sponsor required to retain old Summary Plan Descriptions?

    By Guest mo again, October 13, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • October 13, 2000

21. Buying/Selling TPA

    By Guest kencarroll, August 28, 2006
    • 1 reply
    • 1.3k views
    • 
    • david rigby
    • August 28, 2006

22. Top Heavy Safe Harbor 401(k)

    By Guest Robk, August 2, 2006
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • August 2, 2006

23. Permitted or "Unpermitted" Disparity

    By Guest philc, July 7, 2005
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • July 7, 2005

24. Exclude Owner from 3% SH

    By jkharvey, November 28, 2007
    • 3 replies
    • 1.3k views
    • 
    • Jim Chad
    • November 29, 2007

25. SH Match True-Up

    By khn, May 7, 2015
    • 4 replies
    • 1.3k views
    • 
    • khn
    • May 8, 2015

26. Different Match Formulas

    By Logan401, June 4, 2013
    • 2 replies
    • 1.3k views
    • 
    • Logan401
    • June 4, 2013

27. 2005 Contributions Not Paid

    By Guest Ted Kowalchuk, CFP, CFS,, November 1, 2006
    • 1 reply
    • 1.3k views
    • 
    • Stevo-PDX
    • November 3, 2006

28. Designated Roth Contribuitons

    By Guest Lori J, November 21, 2008
    • 3 replies
    • 1.3k views
    • 
    • masteff
    • November 21, 2008

29. Employer contributions as Roth

    By ACK, August 14, 2024
    • 4 replies
    • 1.3k views
    • 
    • 401king
    • September 30, 2024

30. SH Match Termination

    By 12AX7, July 21, 2010
    • 4 replies
    • 1.3k views
    • 
    • 12AX7
    • July 21, 2010

31. Spin off from MEP

    By cpc0506, September 26, 2019
    • 0 replies
    • 1.3k views
    • 
    • cpc0506
    • September 26, 2019

32. FIDUCIARY/ERISA lawsuits related to ESOPS and LESOPS

    By fidu, February 7, 2002
    • 0 replies
    • 1.3k views
    • 
    • fidu
    • February 7, 2002

33. Contribution vs. Restorative Payments

    By Guest philc, June 30, 2004
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • June 30, 2004

34. SRO rules impact on Bank Trust Departments (from ABA Trust Letter)

    By fidu, July 24, 2002
    • 0 replies
    • 1.3k views
    • 
    • fidu
    • July 24, 2002

35. Can priest elect not to receive profit sharing contribution?

    By Guest Rags, August 23, 2009
    • 2 replies
    • 1.3k views
    • 
    • Ron Snyder
    • August 25, 2009

36. 3-part organization with a 401(k) is no longer part of a controlled gr

    By Guest ars, February 7, 2000
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • February 10, 2000

37. Enhanced safe harbor match rules

    By Tom, March 26, 2025
    • 2 replies
    • 1.3k views
    • 
    • Tom
    • March 31, 2025

38. Determining catch up contributions in fiscal year plans

    By Guest Diane DuFresne, November 22, 2013
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • November 22, 2013

39. Common company ownership, different pyes-combine plans for testing?

    By Guest TAshley, March 15, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 15, 2001

40. Pureto Rico Death Distributions

    By Guest BPC, July 9, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • July 10, 2003

41. Plan Document Excludes Key - Plan Fails

    By Vlad401k, March 13, 2015
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • March 16, 2015

42. Catch-Up Question on Off-Calendar plan?

    By Guest KD40, January 28, 2003
    • 3 replies
    • 1.3k views
    • 
    • kocak
    • January 28, 2003

43. Change to Elig for SH Nonelective Mid-Year

    By Laura Harrington, September 30, 2009
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • October 1, 2009

44. DB/DC combo plan gateway when the DC plan has 1,000 hours requirement if terminated before the end of the plan year?

    By AdKu, May 9, 2018
    • 8 replies
    • 1.3k views
    • 
    • JackS
    • May 10, 2018

45. 401K plan for non-profit via multiple employer plan

    By Benefits 101, February 6, 2011
    • 0 replies
    • 1.3k views
    • 
    • Benefits 101
    • February 6, 2011

46. Catchup contributions in nondeferral plans?

    By Guest Thornton, February 27, 2003
    • 1 reply
    • 1.3k views
    • 
    • mbozek
    • February 27, 2003

47. retroactive change in plan

    By Earl, March 21, 2002
    • 0 replies
    • 1.3k views
    • 
    • Earl
    • March 21, 2002

48. Safe Harbor

    By Guest lskin, March 22, 2006
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • March 23, 2006

49. determining what are salary deferrals

    By AJC, April 19, 2019
    • 6 replies
    • 1.3k views
    • 
    • AJC
    • April 23, 2019

50. international 401k advisor?

    By Guest pinocchio, December 14, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • December 14, 2001