401(k) Plans

19,321 topics in this forum

1. SECURE 2.0 Act Section 603 Mandatory Roth Catch Up - ADP Testing

   By FishOn, September 9, 2025
   • 2 replies
   • 1.3k views
   • 
   • FishOn
   • September 9, 2025

2. RMD for beneficiaries?

   By Guest Michael Anderson, October 10, 2005
   • 1 reply
   • 1.3k views
   • 
   • jevd
   • October 10, 2005

3. Loan fees and usury limits

   By Guest lfriede, March 29, 2004
   • 1 reply
   • 1.3k views
   • 
   • k man
   • March 29, 2004

4. Affiliated Service Groups

   By Guest HRD, March 27, 2008
   • 2 replies
   • 1.3k views
   • 
   • QDROphile
   • March 28, 2008

5. Trustee designation

   By Guest Pat Metallic, February 14, 2003
   • 2 replies
   • 1.3k views
   • 
   • jaemmons
   • February 14, 2003

6. 40k to MEP

   By Earl, March 15, 2016
   • 7 replies
   • 1.3k views
   • 
   • Earl
   • March 16, 2016

7. Maximum contribution

   By FJR, December 11, 2002
   • 2 replies
   • 1.3k views
   • 
   • david rigby
   • December 11, 2002

8. 408(p) and 402(g)

   By Guest HNT, September 29, 2005
   • 1 reply
   • 1.3k views
   • 
   • R. Butler
   • September 29, 2005

9. DB/DC combo plan gateway when the DC plan has 1,000 hours requirement if terminated before the end of the plan year?

   By AdKu, May 9, 2018
   • 8 replies
   • 1.3k views
   • 
   • JackS
   • May 10, 2018

10. Amending Safe Harbor

    By MGOAdmin, March 25, 2015   

    • safe habror
    • amending
    • 7 replies
    • 1.3k views
    • 
    • MGOAdmin
    • March 31, 2015

11. Old Keogh -> 401(k).... same EIN?

    By K-t-F, June 28, 2022
    • 9 replies
    • 1.3k views
    • 
    • CuseFan
    • June 29, 2022

12. Private Revenue Rulings-Roth Recharacterizations

    By Guest rahn46, October 4, 2001
    • 1 reply
    • 1.3k views
    • 
    • GBurns
    • October 4, 2001

13. Control Group w/ multiple investment providers

    By Guest padmin, December 16, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • December 17, 2004

14. Negative compensation

    By jkharvey, June 1, 2011
    • 0 replies
    • 1.3k views
    • 
    • jkharvey
    • June 1, 2011

15. Catch-up Contributions

    By Gilmore, April 21, 2004
    • 5 replies
    • 1.3k views
    • 
    • Gilmore
    • April 22, 2004

16. Incorrect Plan Document

    By Guest Willie, May 21, 2003
    • 2 replies
    • 1.3k views
    • 
    • chris
    • May 22, 2003

17. Loan from Roth Deferral and Subsequent Loan Offset (Distribution)

    By MarZDoates, September 27, 2017
    • 2 replies
    • 1.3k views
    • 
    • MoJo
    • September 28, 2017

18. Good faith amendment for Fidelity preapproved adopter that is terminating its plan

    By Luke Bailey, May 28, 2022
    • 10 replies
    • 1.3k views
    • 
    • Luke Bailey
    • June 1, 2022

19. Amending out of EACA

    By K2retire, December 21, 2009
    • 0 replies
    • 1.3k views
    • 
    • K2retire
    • December 21, 2009

20. Excluding class of employees

    By Brian Gallagher, July 31, 2003
    • 1 reply
    • 1.3k views
    • 
    • ccassetty
    • August 1, 2003

21. Frozen Annuity Valuations

    By Guest AKeith, March 13, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 13, 2000

22. Safe harbor notice period when changing plan year.

    By Guest jvanheyde, December 2, 2002
    • 2 replies
    • 1.3k views
    • 
    • John A
    • December 3, 2002

23. Top Heavy Min and Match

    By Earl, September 8, 2005
    • 5 replies
    • 1.3k views
    • 
    • R. Butler
    • September 12, 2005

24. 2009 Required Minimum Distribution taken in 2010

    By AKconsult, October 29, 2009
    • 3 replies
    • 1.3k views
    • 
    • Kevin C
    • November 5, 2009

25. Discretionary match option

    By Molly the cat, September 17, 2015   

    • discretionary
    • match
    • (and 1 more)

      Tagged with:

      • discretionary
      • match
      • multiple formulas
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • September 18, 2015

26. Single Participant Plan

    By Guest Runner, June 28, 2002
    • 1 reply
    • 1.3k views
    • 
    • Lynn Campbell
    • July 1, 2002

27. USERRA and Layoff

    By Guest mmc, August 13, 2004
    • 1 reply
    • 1.3k views
    • 
    • ccassetty
    • August 13, 2004

28. 414(s) Compensation Question

    By justatester, November 18, 2010
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • November 19, 2010

29. Rollover 401k?

    By Guest Ducks, August 19, 2004
    • 4 replies
    • 1.3k views
    • 
    • MGB
    • August 26, 2004

30. Include amounts deferred in excess of plan limitations in the 401(k) t

    By Guest Mr. X, October 2, 2000
    • 1 reply
    • 1.3k views
    • 
    • R. Butler
    • October 2, 2000

31. pre-funded employer contributions

    By rlb64, March 11, 2014
    • 1 reply
    • 1.3k views
    • 
    • TPAMan
    • March 11, 2014

32. Deferral Change frequency

    By Santo Gold, January 28, 2025
    • 4 replies
    • 1.3k views
    • 
    • Artie M
    • January 29, 2025

33. Same Name - Wrong Guy Got the 401k Money

    By Guest Robin S. Vatalaro, June 12, 2003
    • 2 replies
    • 1.3k views
    • 
    • mbozek
    • June 12, 2003

34. Hardship Withdrawals

    By Nassau, November 1, 2011
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • November 1, 2011

35. LTPT

    By Brenda Wren, September 20, 2023
    • 3 replies
    • 1.3k views
    • 
    • Brenda Wren
    • September 21, 2023

36. 2004 Section 401(a)17 Limit Compensation Limit is..?

    By Guest tgraham, August 24, 2004
    • 2 replies
    • 1.3k views
    • 
    • Tom Poje
    • August 25, 2004

37. Controlled Group & 401(k) Individual

    By Guest jkhanna, September 30, 2008
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • September 30, 2008

38. spousal consent for hardship distribution

    By Guest Smokin, April 26, 2011
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • April 26, 2011

39. Top Heavy

    By cdavis25, March 12, 2012
    • 1 reply
    • 1.3k views
    • 
    • shERPA
    • May 7, 2014

40. Automatic Enrollment and Default Investments

    By bzorc, October 9, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • October 9, 2006

41. New group in an existing profit sharing plan

    By Guest SuzieQNEC, October 12, 2008
    • 2 replies
    • 1.3k views
    • 
    • J Simmons
    • October 12, 2008

42. 401(k) Buy/Sell Program for Employer Stock

    By ERISA25, September 16, 2012
    • 10 replies
    • 1.3k views
    • 
    • Guest
    • September 26, 2012

43. control group

    By S- Milwaukee, September 29, 2016   

    • failing combined testing.
    • 8 replies
    • 1.3k views
    • 
    • Tom Poje
    • October 4, 2016

44. Top Heavy

    By Randy Watson, October 5, 2007
    • 2 replies
    • 1.3k views
    • 
    • Bird
    • October 8, 2007

45. miniscule error causes top heavy problem

    By M Norton, January 31, 2019   

    • sh match error
    • top heavy issue
    • 8 replies
    • 1.3k views
    • 
    • M Norton
    • February 4, 2019

46. New controlled group and HCE status

    By R. Butler, February 6, 2002
    • 1 reply
    • 1.3k views
    • 
    • MWeddell
    • February 7, 2002

47. Time-Sensitive "Negative Election" Question

    By Übernerd, April 8, 2005
    • 6 replies
    • 1.3k views
    • 
    • Übernerd
    • April 8, 2005

48. RMD Calculation

    By R.G., February 25, 2014
    • 2 replies
    • 1.3k views
    • 
    • masteff
    • February 25, 2014

49. Obligation to vet rollover recipient

    By austin3515, August 11, 2015
    • 8 replies
    • 1.3k views
    • 
    • Peter Gulia
    • August 12, 2015

50. 25% increase in Profit Sharing plan

    By FJR, May 23, 2002
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • May 23, 2002