401(k) Plans

19,275 topics in this forum

1. In-plan Roth conversion Relius document question

   By ESI2015, October 21, 2019
   • 2 replies
   • 1.3k views
   • 
   • Lou S.
   • October 21, 2019

2. Excess Contribution to Small Business (single owner) 401(k) Plan

   By Guest neilcap, January 30, 2004
   • 4 replies
   • 1.3k views
   • 
   • Mike Preston
   • February 3, 2004

3. Reinstate Nonvested Amount to Rehire?

   By mming, October 3, 2007
   • 1 reply
   • 1.3k views
   • 
   • Mike Preston
   • October 3, 2007

4. SAR-SEP & 401(k)?

   By Guest hpaine, October 21, 2003
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • October 21, 2003

5. Want to double check sole proprietor calc

   By Jim Chad, February 26, 2009
   • 2 replies
   • 1.3k views
   • 
   • imchipbrown
   • February 27, 2009

6. 401k Safe Harbor Compensation Definition

   By Guest Betsy Oakey, February 13, 2008
   • 2 replies
   • 1.3k views
   • 
   • Kimberly S
   • February 13, 2008

7. One big plan with many divisions now has to have one of the divisions separated into its own plan. Need help.

   By Guest DIGMYDOG, October 22, 2003
   • 2 replies
   • 1.3k views
   • 
   • MWeddell
   • October 28, 2003

8. new accounts/enrollments

   By Guest SPOT, August 3, 2004
   • 9 replies
   • 1.3k views
   • 
   • david rigby
   • August 4, 2004

9. Elapsed Time for Eligibility - Medical Leave

   By Guest saotampa, December 5, 2007
   • 1 reply
   • 1.3k views
   • 
   • JanetM
   • December 5, 2007

10. additonal income for S corp owner

    By s2mone, February 1, 2019   

    • compenstion
    • s corp
    • (and 1 more)

      Tagged with:

      • compenstion
      • s corp
      • adp
    • 8 replies
    • 1.3k views
    • 
    • jpod
    • February 5, 2019

11. Exclusion of Eligible Participant from PS contribution in Prior Yr

    By tjw572, February 22, 2020   

    • profit sharing
    • partnership
    • 3 replies
    • 1.3k views
    • 
    • Luke Bailey
    • March 13, 2020

12. Plan Eligibility

    By Guest Bob Lees, March 15, 2006
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • March 15, 2006

13. Safe Harbor 401(k) Matching Contributions

    By Guest ATTY, April 21, 2000
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 21, 2000

14. Roth Catch Ups - Secure 2.0 - Survey

    By Pension Nerd, April 11, 2023
    • 15 replies
    • 1.3k views
    • 
    • Peter Gulia
    • August 8, 2023

15. Plan Termination Issues

    By Guest ANNEBV, April 30, 2003
    • 1 reply
    • 1.3k views
    • 
    • BFree
    • April 30, 2003

16. ADP refund - wrong amount

    By pholosofizer, October 8, 2015
    • 3 replies
    • 1.3k views
    • 
    • austin3515
    • October 10, 2015

17. New Rollovers: IRA, 403(b) etc.

    By Guest Sehrl, December 18, 2001
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • December 18, 2001

18. USERRA ?

    By Guest fcdeacy, September 26, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • September 26, 2006

19. Employer Withheld Too Much 401k - correction required?

    By cheersmate, February 2, 2021   

    • 401k correction
    • employer withheld too much
    • 6 replies
    • 1.3k views
    • 
    • cheersmate
    • February 3, 2021

20. 415 Aggregation

    By Guest merlin, November 6, 2002
    • 2 replies
    • 1.3k views
    • 
    • 2muchstress
    • November 7, 2002

21. Employer wants to reduce prior discretionary contrib

    By Guest bevb, August 29, 2008
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • August 29, 2008

22. waving participation

    By Chippy, September 23, 2021
    • 10 replies
    • 1.3k views
    • 
    • Belgarath
    • September 24, 2021

23. 401k Contributions Guidance for Two-Member LLC

    By ill, September 23, 2023
    • 3 replies
    • 1.3k views
    • 
    • Luke Bailey
    • September 26, 2023

24. Statute of Limitation on ADP/ACP testing?

    By CJS07, August 1, 2008
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • August 1, 2008

25. Safe Harbor Plan Terminating

    By Jilliandiz, June 23, 2005
    • 7 replies
    • 1.3k views
    • 
    • R. Butler
    • June 23, 2005

26. Involuntary Employer Suspension of Employee Deferrals

    By LMOC, July 9, 2014
    • 7 replies
    • 1.3k views
    • 
    • Kevin C
    • July 9, 2014

27. EPCRS correction for excluded employees

    By Kimberly S, May 14, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kimberly S
    • May 17, 2007

28. Short-term HCE to Sway ADP Test

    By austin3515, December 28, 2016
    • 9 replies
    • 1.3k views
    • 
    • Belgarath
    • January 6, 2017

29. RMD Calculation

    By R.G., February 25, 2014
    • 2 replies
    • 1.3k views
    • 
    • masteff
    • February 25, 2014

30. 3% Safe Harbor with 7% Profit Sharing Contributuion

    By Alex Daisy, December 3, 2008
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • December 3, 2008

31. Does that mean that one would not pass it even if one runs the ACP or ADP test?

    By Guest Enda80, October 13, 2009
    • 4 replies
    • 1.3k views
    • 
    • BG5150
    • October 20, 2009

32. Canadian employee eligible for 401k plan?

    By Guest JFTN, February 22, 2012
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • February 23, 2012

33. Improperly Excluded Employee: Employee Does NOT Want a QNEC

    By Benefits Plan, July 4, 2024
    • 6 replies
    • 1.3k views
    • 
    • BG5150
    • July 9, 2024

34. PLAN EXPENSES

    By Guest mk2308, August 25, 2005
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • August 26, 2005

35. Plan Entry Date Modification

    By Fred Payne, February 3, 2003
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • February 3, 2003

36. Avoiding Independent Audit Requirement

    By TPA Bob, October 20, 2009
    • 5 replies
    • 1.3k views
    • 
    • TPA Bob
    • October 20, 2009

37. Hardship Determination

    By metsfan026, April 11
    • 4 replies
    • 1.3k views
    • 
    • Ken Marblestone
    • April 15

38. Benefit Accrual in Standardized Plan

    By Dawn Hafner, March 1, 2002
    • 1 reply
    • 1.3k views
    • 
    • actuarysmith
    • March 1, 2002

39. Amending Plan's Cash-Out From $1,000 to $5,000

    By 401 Chaos, May 19, 2015
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • May 19, 2015

40. Plan Imposed Limit

    By fiona1, March 31, 2005
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • April 1, 2005

41. Amending a Prototype for Automatic Rollover Provisions

    By Guest PB&J, June 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • June 22, 2005

42. Eligibility

    By Jilliandiz, December 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • December 21, 2005

43. Failure to make refunds - how to correct?

    By Guest DazedAndConfused, April 17, 2007
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • April 17, 2007

44. OK to include working HCE in testing even though he has no compensation?

    By kmciver, September 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • kmciver
    • September 19, 2003

45. negative elections for some but not all participants

    By ERISA-Bubs, February 20, 2014
    • 5 replies
    • 1.3k views
    • 
    • K2retire
    • February 21, 2014

46. EGTRRA Top Heavy Question

    By RTK, September 25, 2002
    • 0 replies
    • 1.3k views
    • 
    • RTK
    • September 25, 2002

47. 404(a)(5) for SDBAs

    By Gadgetfreak, August 8, 2012
    • 4 replies
    • 1.3k views
    • 
    • Gadgetfreak
    • August 9, 2012

48. Top Paid Group

    By austin3515, February 25, 2012
    • 4 replies
    • 1.3k views
    • 
    • BG5150
    • March 1, 2012

49. Need help finding 401k Product for small plans

    By Guest Fuzzy, January 7, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • January 8, 2003

50. Failure to meet Top-Heavy contribution requirement

    By bzorc, February 23, 2004
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 24, 2004