401(k) Plans

19,275 topics in this forum

1. PT rules relating to mortgage backed real-estate loans

   By Guest MDH, February 28, 2002
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • February 28, 2002

2. Ineligible Rollover

   By goldtpa, June 9, 2009
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • June 9, 2009

3. SSN privacy issues

   By Guest Smitty848, June 20, 2004
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • June 20, 2004

4. Another SH Question. Has anyone had a 401k SH Plan audited by IRS and had the Auditor ask to see the SH Notice?

   By jkharvey, June 17, 2005
   • 1 reply
   • 1.3k views
   • 
   • Bird
   • June 17, 2005

5. Roth 401k Contributions

   By Guest LSULLIVAN, July 10, 2007
   • 2 replies
   • 1.3k views
   • 
   • Appleby
   • July 10, 2007

6. Proxy Voting in Blackout

   By Guest TaraD, April 1, 2003
   • 1 reply
   • 1.3k views
   • 
   • four01kman
   • April 1, 2003

7. Mid-Year Acquisition - Comp for Testing, Top Heavy, & SH Allocation Calculations

   By OrderOfOps, August 19
   • 4 replies
   • 1.3k views
   • 
   • OrderOfOps
   • August 21

8. Vesting and Withdrawal provisions in Safe Harbor Notice

   By Peanut Butter Man, October 10, 2006
   • 1 reply
   • 1.3k views
   • 
   • Tom Poje
   • October 11, 2006

9. Capital Call

   By Guest koo, October 5, 2009
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • October 5, 2009

10. Improper Distribution by the owner

    By Blinky the 3-eyed Fish, April 24, 2003
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • April 25, 2003

11. Partner with no earned income

    By Guest moltengater, February 22, 2005
    • 1 reply
    • 1.3k views
    • 
    • Archimage
    • February 22, 2005

12. Controlled Group Status Change

    By PMC, June 24, 2009
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • July 8, 2009

13. Mid Year Amendment for Safe Harbor Plan

    By 52626, April 15, 2014
    • 5 replies
    • 1.3k views
    • 
    • Kevin C
    • April 18, 2014

14. ADP/ACP Aggregation

    By fiona1, March 5, 2008
    • 1 reply
    • 1.3k views
    • 
    • dcoderre
    • March 14, 2008

15. Stock Purchase / Terminate Seller Plan

    By Guest SWH, May 23, 2006
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • May 23, 2006

16. Controlled Group Situation & Owner Sold One Business - Help

    By HarleyBabe, July 11, 2013
    • 7 replies
    • 1.3k views
    • 
    • MoJo
    • July 16, 2013

17. Match on Catch-Up Contributions

    By Guest Factor, January 10, 2006
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • January 11, 2006

18. Service-weighted plan question

    By Guest Arrojo, January 24, 2003
    • 1 reply
    • 1.3k views
    • 
    • MGB
    • January 24, 2003

19. Change in Vesting Schedule? Or Not?

    By Briandfox, January 22, 2015
    • 3 replies
    • 1.3k views
    • 
    • BG5150
    • January 23, 2015

20. HCEs participating in more than one of the unrelated employer plans

    By Guest kimninh, July 31, 2002
    • 1 reply
    • 1.3k views
    • 
    • MGB
    • July 31, 2002

21. Volume Submitter To Prototype & Gust

    By sdix401k, August 1, 2002
    • 0 replies
    • 1.3k views
    • 
    • sdix401k
    • August 1, 2002

22. Long Term Part Time Employees

    By 52626, August 1, 2024
    • 10 replies
    • 1.3k views
    • 
    • R Griffith
    • August 2, 2024

23. spousal consent for hardship distribution

    By Guest Smokin, April 26, 2011
    • 1 reply
    • 1.3k views
    • 
    • ETA Consulting LLC
    • April 26, 2011

24. Amending a safe harbor matching formula mid-year

    By Guest grazetti, April 5, 2006
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • April 5, 2006

25. Interest on ira's stipulation of divorce

    By Guest Gary413, December 16, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • December 16, 2005

26. Are Deductions Technically under 162 or 404?

    By namealreadyinuse, January 20, 2006
    • 2 replies
    • 1.3k views
    • 
    • namealreadyinuse
    • January 20, 2006

27. Profit Sharing Contribution Allocation Eligibility

    By Guest 401KTPA, March 11, 2005
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • March 11, 2005

28. Brokerage Accounts and UBTI Tax

    By 52626, April 19, 2016
    • 1 reply
    • 1.3k views
    • 
    • ESOP Guy
    • April 19, 2016

29. Safe Harbor Match Plan permissible to exclude HCE's and give lesser non Safe Harbor Match

    By hsctpa, December 14, 2021
    • 4 replies
    • 1.3k views
    • 
    • duckthing
    • December 16, 2021

30. "otherwise excludable" testing

    By PensionNewbee, March 9, 2004
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • March 10, 2004

31. 401(k) and Fund Pricing Error

    By Guest shelterps, July 17, 2008
    • 2 replies
    • 1.3k views
    • 
    • Bill Presson
    • July 17, 2008

32. distribution for lost participant after plan termination

    By Pixie, July 17, 2014   

    • lost participant
    • plan termination
    • 2 replies
    • 1.3k views
    • 
    • david rigby
    • July 17, 2014

33. Distributions on Plan Termination

    By Guest clh, May 15, 2003
    • 2 replies
    • 1.3k views
    • 
    • Kirk Maldonado
    • May 16, 2003

34. Hardship withdrawals-did withholding rules change recently???

    By Guest DeePA, March 4, 2003
    • 3 replies
    • 1.3k views
    • 
    • jaemmons
    • March 4, 2003

35. Late Deposit not "quite" corrected

    By Just Me, August 13, 2004
    • 2 replies
    • 1.3k views
    • 
    • Just Me
    • August 13, 2004

36. HCE now to receive safe harbor NE

    By Guest Tbrown, April 28, 2009
    • 1 reply
    • 1.3k views
    • 
    • cdavis25
    • April 29, 2009

37. Auto EE deferral increase w/o Auto Enrollment

    By Guest glhotdog, February 24, 2011
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • February 24, 2011

38. employee elects NOT to participate

    By cpc0506, May 12, 2011
    • 3 replies
    • 1.3k views
    • 
    • masteff
    • May 12, 2011

39. Safe Harbor 401(k) Plan - Employer Wants to Suspend Match for One Subsidiary or Division

    By rocknrolls2, December 5, 2016   

    • Does Employer Lose Safe Harbo
    • 5 replies
    • 1.3k views
    • 
    • rocknrolls2
    • December 16, 2016

40. Compensation for Deferrals only and 414(s)

    By Nancy D, June 13, 2016
    • 6 replies
    • 1.3k views
    • 
    • Nancy D
    • June 14, 2016

41. Expenses paid from plan

    By Guest KeithinClev, January 20, 2004
    • 3 replies
    • 1.3k views
    • 
    • Belgarath
    • January 20, 2004

42. BRF testing for vesting

    By 30Rock, February 6, 2018
    • 6 replies
    • 1.3k views
    • 
    • Luke Bailey
    • February 8, 2018

43. IRS guidance on treatment of employer funds used to buy out plan's annuity contract surrender charges

    By Guest jusducki, September 17, 2003
    • 2 replies
    • 1.3k views
    • 
    • KJohnson
    • September 17, 2003

44. 401(k) & Match are not deducted from 2nd paycheck. What are the consequences to the plan?

    By Guest mecboo, June 24, 2005
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 24, 2005

45. PEO

    By thepensionmaven, March 12, 2024
    • 3 replies
    • 1.3k views
    • 
    • cheersmate
    • May 8, 2024

46. disaggregation for ADP Test

    By AlbanyConsultant, April 30, 2020
    • 5 replies
    • 1.3k views
    • 
    • Luke Bailey
    • May 4, 2020

47. Mid-Year Change in Eligibility

    By Guest KMP, March 12, 2007
    • 1 reply
    • 1.3k views
    • 
    • Mike Preston
    • March 12, 2007

48. Blackout Notice

    By Randy Watson, June 4, 2007
    • 1 reply
    • 1.3k views
    • 
    • Randy Watson
    • June 4, 2007

49. ADP testing when owners hire their minor sons part time and eligibility for deferral is immediate with no age or service requirements

    By Guest DIGMYDOG, December 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • Mike Preston
    • December 18, 2003

50. Testing Question regarding Forfeitures

    By Guest KD40, February 4, 2003
    • 4 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 5, 2003