401(k) Plans

19,334 topics in this forum

1. Automatic, passive, negative enrollments

   By Guest cody, May 20, 2005
   • 1 reply
   • 1.3k views
   • 
   • Tom Poje
   • June 1, 2005

2. 414(s) compensation

   By cdavis25, July 19, 2019
   • 6 replies
   • 1.3k views
   • 
   • Luke Bailey
   • July 22, 2019

3. UBTI in a 401k plan

   By alcat649, November 6, 2015   

   • UBTI 401k 990-T
   • 0 replies
   • 1.3k views
   • 
   • alcat649
   • November 6, 2015

4. Top Heavy

   By Guest babs51, May 24, 2005
   • 2 replies
   • 1.3k views
   • 
   • JanetM
   • May 26, 2005

5. Safe Harbor 401(k) Matching Contributions

   By Guest ATTY, April 21, 2000
   • 0 replies
   • 1.3k views
   • 
   • Guest
   • April 21, 2000

6. negative elections for some but not all participants

   By ERISA-Bubs, February 20, 2014
   • 5 replies
   • 1.3k views
   • 
   • K2retire
   • February 21, 2014

7. Plan Termination Issues

   By Guest ANNEBV, April 30, 2003
   • 1 reply
   • 1.3k views
   • 
   • BFree
   • April 30, 2003

8. 3% Safe Harbor with 7% Profit Sharing Contributuion

   By Alex Daisy, December 3, 2008
   • 1 reply
   • 1.3k views
   • 
   • Guest
   • December 3, 2008

9. Subsequent Eligibility Computation Period

   By Mr Bagwell, June 19, 2019   

   • plan entry
   • subsequent eligibility comp period
   • 5 replies
   • 1.3k views
   • 
   • Mr Bagwell
   • June 21, 2019

10. Assets from suspense account inadvertantly transferred to Employer

    By Renee H, March 14, 2022
    • 7 replies
    • 1.3k views
    • 
    • Renee H
    • March 17, 2022

11. Contribution for Participants in a Terminating Member of a Controlled

    By Guest Thornton, January 2, 2003
    • 1 reply
    • 1.3k views
    • 
    • mbozek
    • January 3, 2003

12. not for profit funding match for 2023 in 2025

    By Tom, January 20, 2025
    • 6 replies
    • 1.3k views
    • 
    • Peter Gulia
    • January 22, 2025

13. Solo k Tax ID

    By Guest bouncingsoul, November 17, 2006
    • 3 replies
    • 1.3k views
    • 
    • SMB
    • November 18, 2006

14. HCE Limit

    By justatester, March 18, 2009
    • 4 replies
    • 1.3k views
    • 
    • justatester
    • March 19, 2009

15. SECURE 2.0 amendment

    By Tom, April 4, 2025
    • 3 replies
    • 1.3k views
    • 
    • Paul I
    • April 7, 2025

16. Top Heavy question regarding a "Former" Key EE

    By Guest KD40, February 6, 2003
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • February 7, 2003

17. Brokerage Accounts and UBTI Tax

    By 52626, April 19, 2016
    • 1 reply
    • 1.3k views
    • 
    • ESOP Guy
    • April 19, 2016

18. Avg participation rates with various matching formulas

    By Guest mrjones, July 19, 2006
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • July 20, 2006

19. OK to include working HCE in testing even though he has no compensation?

    By kmciver, September 18, 2003
    • 3 replies
    • 1.3k views
    • 
    • kmciver
    • September 19, 2003

20. Rehired by a new employer

    By Guest JPIngold, December 7, 2009
    • 5 replies
    • 1.3k views
    • 
    • david rigby
    • December 10, 2009

21. If a plan currently performs true ups at year end, and allows deferrals from bonus, can

    By Guest jhilliard, June 29, 2004
    • 3 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • June 29, 2004

22. WHOSE COMPENSATION IS IT?

    By Guest CHRISTIE BOSS, December 7, 1998
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • December 7, 1998

23. Plan contributions

    By Gary, June 4, 2010
    • 5 replies
    • 1.3k views
    • 
    • austin3515
    • June 5, 2010

24. PLAN EXPENSES

    By Guest mk2308, August 25, 2005
    • 3 replies
    • 1.3k views
    • 
    • WDIK
    • August 26, 2005

25. Excluded Employee Makes Salary Deferrals

    By Dougsbpc, March 6, 2008
    • 1 reply
    • 1.3k views
    • 
    • J Simmons
    • March 9, 2008

26. Earned Income/key employees/Top Heavy Minimum

    By Chippy, March 11, 2014
    • 5 replies
    • 1.3k views
    • 
    • PensionPro
    • March 12, 2014

27. disaggregation for ADP Test

    By AlbanyConsultant, April 30, 2020
    • 5 replies
    • 1.3k views
    • 
    • Luke Bailey
    • May 4, 2020

28. One big plan with many divisions now has to have one of the divisions separated into its own plan. Need help.

    By Guest DIGMYDOG, October 22, 2003
    • 2 replies
    • 1.3k views
    • 
    • MWeddell
    • October 28, 2003

29. Failure to meet Top-Heavy contribution requirement

    By bzorc, February 23, 2004
    • 3 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 24, 2004

30. 5330 Paid Preparer

    By Blinky the 3-eyed Fish, April 15, 2008
    • 1 reply
    • 1.3k views
    • 
    • masteff
    • April 15, 2008

31. # of hardships

    By JKW, June 21, 2010
    • 5 replies
    • 1.3k views
    • 
    • 401 Chaos
    • June 24, 2010

32. EPCRS correction for excluded employees

    By Kimberly S, May 14, 2007
    • 3 replies
    • 1.3k views
    • 
    • Kimberly S
    • May 17, 2007

33. Failure to make refunds - how to correct?

    By Guest DazedAndConfused, April 17, 2007
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • April 17, 2007

34. Affiliated Service Groups/Controlled Groups/Attribution

    By Guest akscher, January 5, 2012
    • 3 replies
    • 1.3k views
    • 
    • masteff
    • January 5, 2012

35. December 401(k) contributions

    By Guest mkd*, September 21, 2010
    • 7 replies
    • 1.3k views
    • 
    • oriecat
    • September 22, 2010

36. Collective bargaining agreement (CBA) formula and pre-approved plan document

    By 30Rock, April 23, 2024
    • 6 replies
    • 1.3k views
    • 
    • Peter Gulia
    • April 23, 2024

37. Controlled Group Status Change

    By PMC, June 24, 2009
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • July 8, 2009

38. Arbitration Match Issue

    By Guest benefitstudent, March 7, 2007
    • 4 replies
    • 1.3k views
    • 
    • QDROphile
    • March 7, 2007

39. Is an audit necessary?

    By FAPInJax, June 14, 2004
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • June 16, 2004

40. RMD from Roth

    By Brenda Wren, July 8, 2025
    • 4 replies
    • 1.3k views
    • 
    • Bruce1
    • July 10, 2025

41. Plan term - vesting

    By Lou81, May 13, 2024
    • 4 replies
    • 1.3k views
    • 
    • Lou81
    • May 14, 2024

42. transfer to new investment advisor

    By Guest erisaauditor, September 24, 2009
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • September 28, 2009

43. correction for failure to implement investment elections

    By k man, August 3, 2007
    • 1 reply
    • 1.3k views
    • 
    • Jim Chad
    • August 7, 2007

44. Minimum service requirement

    By 7806akp, December 15, 2011
    • 3 replies
    • 1.3k views
    • 
    • ETA Consulting LLC
    • December 15, 2011

45. Establish plan with a rollover only?

    By Guest tracys, September 8, 2003
    • 5 replies
    • 1.3k views
    • 
    • Belgarath
    • September 9, 2003

46. Top Heavy - 3% Safe Harbor & Profit Sharing

    By Guest jkrad, March 30, 2005
    • 1 reply
    • 1.3k views
    • 
    • wmyer
    • March 30, 2005

47. Any way to undo a participant loan?

    By Dennis Povloski, June 23, 2011
    • 4 replies
    • 1.3k views
    • 
    • K2retire
    • June 24, 2011

48. Eligibility

    By Jilliandiz, December 21, 2005
    • 1 reply
    • 1.3k views
    • 
    • Tom Poje
    • December 21, 2005

49. Plan year based on teachers contract year; are teachers terminated on last day of plan year considered terminated from plan last day of plan year?

    By Guest jusducki, October 7, 2003
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • October 7, 2003

50. Automatic Enrollment

    By Guest Magic, August 1, 2006
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • August 1, 2006