401(k) Plans

19,337 topics in this forum

1. PArticipant Loanms - 50K Limit

   By austin3515, November 16, 2012
   • 6 replies
   • 1.3k views
   • 
   • Tom Poje
   • November 19, 2012

2. Schedule T of Form 5500

   By Guest BCoffey, April 18, 2003
   • 3 replies
   • 1.3k views
   • 
   • Brian Gallagher
   • April 21, 2003

3. ineligible deferral/safe harbor match

   By Guest Moira, March 24, 2009
   • 2 replies
   • 1.3k views
   • 
   • QDROphile
   • March 26, 2009

4. Fixed Fee Deductions - can it be discriminatory?

   By TPApril, February 10, 2022
   • 10 replies
   • 1.3k views
   • 
   • Patricia Neal Jensen
   • February 22, 2022

5. Spreadsheet Formula for Excess Life Calculation

   By Susan S., March 10, 2011
   • 0 replies
   • 1.3k views
   • 
   • Susan S.
   • March 10, 2011

6. Plan forfeiture allocated to participants as fee credit

   By legort69, April 10, 2019
   • 9 replies
   • 1.3k views
   • 
   • Luke Bailey
   • April 11, 2019

7. SECURE ACT 2.0 Roth Catch Up - 2-year transition period

   By legort69, August 26, 2023
   • 11 replies
   • 1.3k views
   • 
   • Luke Bailey
   • August 29, 2023

8. Processing Excess Contributions

   By Below Ground, March 8, 2016   

   • Rollover Before Testing
   • 4 replies
   • 1.3k views
   • 
   • Below Ground
   • March 9, 2016

9. Safe Harbor 3% NonElective to NHCE only. Mid Year Change wanted.

   By Mr Bagwell, May 3, 2021   

   • safe harbor
   • 4 replies
   • 1.3k views
   • 
   • Mr Bagwell
   • May 3, 2021

10. ROTH IRA, Help

    By Guest newinvestor, March 22, 2005
    • 2 replies
    • 1.3k views
    • 
    • Effen
    • March 24, 2005

11. Corrective Amendment to Allow Early Entry

    By emmetttrudy, April 30, 2009
    • 1 reply
    • 1.3k views
    • 
    • rcline46
    • April 30, 2009

12. Safe Harbor Plan Termination Short Plan Year

    By Guest SRH, February 5, 2008
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • February 5, 2008

13. 1099R Code for in-kind distribution of annuity contract from qualified plan?

    By Guest CTBenefitsLaw, March 2, 2004
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • March 2, 2004

14. 2005 New Key Employee

    By Guest darrensoup, November 14, 2005
    • 1 reply
    • 1.3k views
    • 
    • WDIK
    • November 14, 2005

15. Disability distribution from a 401(k) plan

    By Guest k9522, November 6, 2002
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • November 6, 2002

16. Rehired and 90 Days Eligibility

    By Dazednconfused, February 14, 2020
    • 1 reply
    • 1.3k views
    • 
    • CuseFan
    • February 14, 2020

17. Which Testing Method?

    By fiona1, December 15, 2005
    • 1 reply
    • 1.3k views
    • 
    • Nate X
    • December 19, 2005

18. Post-Tax contributions in a 401(k)

    By Guest Jim Jesikiewicz, August 2, 2002
    • 2 replies
    • 1.3k views
    • 
    • Brian Gallagher
    • August 2, 2002

19. 2005 Employer Contribution not yet allocated

    By PMC, February 21, 2007
    • 3 replies
    • 1.3k views
    • 
    • PMC
    • February 22, 2007

20. Prior-employer compensation in DC plan?

    By Guest Carol L, October 7, 2002
    • 1 reply
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2002

21. Investment Policy Statement

    By Guest jkrad, September 22, 2004
    • 2 replies
    • 1.3k views
    • 
    • Jon Chambers
    • September 22, 2004

22. Freezing a fund inside a dc plan

    By ERISA25, August 13, 2009
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • August 14, 2009

23. Can a trust be a participant in the 401k plan

    By jkharvey, September 5, 2014
    • 3 replies
    • 1.3k views
    • 
    • Bird
    • September 5, 2014

24. Do Pre-Bankruptcy 401(k) Deferrals Have to be Returned?

    By Alf, October 31, 2003
    • 3 replies
    • 1.3k views
    • 
    • mbozek
    • October 31, 2003

25. Question regarding distribution,

    By Guest termy, May 19, 2007
    • 3 replies
    • 1.3k views
    • 
    • Guest
    • May 21, 2007

26. 401k along with pure p/s plan

    By Guest lip, December 3, 2008
    • 4 replies
    • 1.3k views
    • 
    • Guest
    • December 3, 2008

27. Safe Harbor Plan

    By pmacduff, December 1, 2003
    • 4 replies
    • 1.3k views
    • 
    • R. Butler
    • December 1, 2003

28. Lower Safe Harbor for a HCE?

    By Guest Thornton, January 10, 2002
    • 0 replies
    • 1.3k views
    • 
    • Guest
    • January 10, 2002

29. Loan Refinancing

    By BTH, July 13, 2004
    • 2 replies
    • 1.3k views
    • 
    • E as in ERISA
    • July 13, 2004

30. Top Heavy!

    By Jilliandiz, January 31, 2005
    • 4 replies
    • 1.3k views
    • 
    • Tom Poje
    • February 1, 2005

31. Design-based safe harbor notice to participants

    By Lori Friedman, December 20, 2004
    • 1 reply
    • 1.3k views
    • 
    • austin3515
    • December 21, 2004

32. Determination Letter with VCP

    By Guest meeh3704, September 15, 2008
    • 1 reply
    • 1.3k views
    • 
    • J Simmons
    • September 20, 2008

33. Safe Harbor Match

    By Dan, March 26, 2008
    • 1 reply
    • 1.3k views
    • 
    • QDROphile
    • March 26, 2008

34. Safe Harbor 401k Plan

    By Guest Dumb & Dumber, June 2, 2011
    • 6 replies
    • 1.3k views
    • 
    • 12AX7
    • June 3, 2011

35. allocating forfeitures

    By k man, July 23, 2007
    • 2 replies
    • 1.3k views
    • 
    • four01kman
    • July 23, 2007

36. voluntary contribuitons

    By 52626, December 31, 2014
    • 5 replies
    • 1.3k views
    • 
    • austin3515
    • January 3, 2015

37. 401(k) withholding for work release prisoners

    By MSN, August 31, 2007
    • 0 replies
    • 1.3k views
    • 
    • MSN
    • August 31, 2007

38. minimum income to defer $14,000 in 2003

    By Earl, December 17, 2003
    • 3 replies
    • 1.3k views
    • 
    • Earl
    • December 18, 2003

39. Exclusions

    By Coleboy1, September 25, 2025
    • 3 replies
    • 1.3k views
    • 
    • CuseFan
    • September 26, 2025

40. Non-excludable to excludable classification - Eligibility question

    By Trisports, November 22, 2017
    • 4 replies
    • 1.3k views
    • 
    • ESOP Guy
    • November 25, 2017

41. merger situation

    By Kimberly S, July 15, 2008
    • 3 replies
    • 1.3k views
    • 
    • JanetM
    • July 16, 2008

42. OK, why can't you do this?

    By RayJJohnsonJr, March 10, 2011
    • 6 replies
    • 1.3k views
    • 
    • RayJJohnsonJr
    • March 10, 2011

43. exclusion from plan by citizenship

    By pmacduff, November 30, 2022
    • 6 replies
    • 1.3k views
    • 
    • Monica Barnard
    • February 25, 2025

44. Prototype Plan - Catchup Contributions allowed but no Roth

    By R.G., August 24, 2023
    • 14 replies
    • 1.3k views
    • 
    • Belgarath
    • August 28, 2023

45. Treasury Regs on the web

    By Brian Gallagher, March 4, 2003
    • 4 replies
    • 1.3k views
    • 
    • GBurns
    • March 5, 2003

46. QNEC IN 2006

    By Guest geschaft, February 6, 2007
    • 1 reply
    • 1.3k views
    • 
    • austin3515
    • February 7, 2007

47. Plan with bad loans

    By J Simmons, October 2, 2019
    • 3 replies
    • 1.3k views
    • 
    • LIBERTYKID
    • October 22, 2019

48. ISPP - "Investment" Roles and Responsibilities

    By Guest CLEVPS, April 22, 2004
    • 1 reply
    • 1.3k views
    • 
    • Guest
    • April 22, 2004

49. Hardship for Medical Bills and Workmans Comp Claim

    By Guest SWH, January 18, 2010
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • January 18, 2010

50. Correcting Profit Sharing Allocation

    By 52626, November 12, 2014
    • 2 replies
    • 1.3k views
    • 
    • BG5150
    • November 13, 2014