401(k) Plans

19,337 topics in this forum

1. 401(k) Plan + SIMPLE IRA

   By Guest Ted Kowalchuk, CFP, CFS,, February 24, 2006
   • 0 replies
   • 1.2k views
   • 
   • Guest
   • February 24, 2006

2. MPP merger and Last Day Rule

   By Guest Tara Curran, January 31, 2003
   • 4 replies
   • 1.2k views
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   • 2muchstress
   • January 31, 2003

3. Bond question on small plan with non-qual assets

   By pbarrett, August 19, 2004
   • 4 replies
   • 1.2k views
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   • Earl
   • August 20, 2004

4. Payment of non-spouse beneficiary

   By austin3515, June 30, 2009
   • 2 replies
   • 1.2k views
   • 
   • masteff
   • June 30, 2009

5. Safe-Harbor Plan - Employee Transition from Full-Time to Part Time

   By TN CPA, January 30, 2020
   • 2 replies
   • 1.2k views
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   • Bill Presson
   • January 30, 2020

6. Safe Harbor question......

   By Guest jhilliard, March 23, 2004
   • 5 replies
   • 1.2k views
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   • Tom Poje
   • March 23, 2004

7. Safe Harbor & Loans

   By CJS07, January 25, 2007
   • 1 reply
   • 1.2k views
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   • Jim Chad
   • January 26, 2007

8. Benefit Rights & Features Issue - Timing of PS Allocation?

   By moose401k, March 22, 2018   

   • brf issue
   • 7 replies
   • 1.2k views
   • 
   • Bird
   • March 23, 2018

9. can employer limit my 401(k) elective deferral

   By Moe Howard, July 14, 2003
   • 2 replies
   • 1.2k views
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   • RCK
   • July 14, 2003

10. employee contributions and employer matching

    By Guest Wedge1, January 27, 2007
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • January 30, 2007

11. Out of the PEO

    By Guest Mike Schwing, December 4, 2002
    • 2 replies
    • 1.2k views
    • 
    • alanm
    • December 10, 2002

12. Princ. Residence Loan to pay divorcee out

    By Guest chris4013, December 23, 2005
    • 1 reply
    • 1.2k views
    • 
    • QDROphile
    • December 23, 2005

13. Should illigal aliens be excluded from ADP/ACP testing?

    By Guest GRobert, August 19, 2005
    • 0 replies
    • 1.2k views
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    • Guest
    • August 19, 2005

14. May a safe-harbor 401(k) plan omit loans, hardships, and before-retirement distributions?

    By Peter Gulia, June 10, 2015   

    • 401(k); safe-harbor
    • 4 replies
    • 1.2k views
    • 
    • Flyboyjohn
    • June 10, 2015

15. Forfeiture account and expense

    By retbenser, January 13, 2013
    • 1 reply
    • 1.2k views
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    • ETA Consulting LLC
    • January 13, 2013

16. Controlled Group

    By Fisher, December 13, 2006
    • 1 reply
    • 1.2k views
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    • Belgarath
    • December 13, 2006

17. SSI Acceptance Letter, participant on SSI and collects Pension payments in installments... then found to be committing fraud...

    By Guest annette1001, April 21, 2004
    • 0 replies
    • 1.2k views
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    • Guest
    • April 21, 2004

18. DC Plan that invests into a DB Plan

    By Guest ahayford, January 21, 2005
    • 4 replies
    • 1.2k views
    • 
    • No Name
    • January 22, 2005

19. Finding Legislation on the Web

    By Guest CCarter, July 9, 2002
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • July 9, 2002

20. Safe Harbor Match to HCE

    By metsfan026, June 24, 2025
    • 5 replies
    • 1.2k views
    • 
    • CuseFan
    • June 24, 2025

21. Gang of Six Plan

    By DMcGovern, July 22, 2011
    • 2 replies
    • 1.2k views
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    • mbozek
    • July 23, 2011

22. Excess Deferral for 2006

    By Guest AJM 34, August 7, 2007
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • August 7, 2007

23. SHMAC over 100%

    By Jim Chad, September 9, 2010
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • September 9, 2010

24. Plan operated contrary to documents for years

    By J Simmons, January 27, 2010
    • 5 replies
    • 1.2k views
    • 
    • Jim Chad
    • January 29, 2010

25. Hardship distributions and definition of child

    By 30Rock, August 21, 2023
    • 2 replies
    • 1.2k views
    • 
    • 30Rock
    • August 21, 2023

26. rehire, eligiblity and entry

    By Lou81, September 2, 2025
    • 2 replies
    • 1.2k views
    • 
    • Lou81
    • September 3, 2025

27. Limiting investment in Employer Stock

    By Guest justbetmd, December 7, 2006
    • 1 reply
    • 1.2k views
    • 
    • J Simmons
    • December 8, 2006

28. K-1 comp

    By Lori H, August 17, 2007
    • 1 reply
    • 1.2k views
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    • Bird
    • August 18, 2007

29. Non-Employee rollover into 401k plan.

    By Planit 401k, April 1, 2023
    • 5 replies
    • 1.2k views
    • 
    • Planit 401k
    • April 5, 2023

30. Single Participant Profit Sharing Plan

    By MBCarey, August 2, 2006
    • 1 reply
    • 1.2k views
    • 
    • Leopurrd
    • August 2, 2006

31. Controlled group and safe harbor

    By JPIngold, August 2, 2018
    • 2 replies
    • 1.2k views
    • 
    • JPIngold
    • August 6, 2018

32. Startup SH 401K Plan

    By ERISA13, November 17, 2009
    • 3 replies
    • 1.2k views
    • 
    • ERISA13
    • November 19, 2009

33. Separate plans for each of the owners?

    By austin3515, April 20, 2011
    • 11 replies
    • 1.2k views
    • 
    • QNPG
    • April 21, 2011

34. Amendment to Change Method for Crediting Service

    By ERISAAPPLE, November 22, 2017
    • 3 replies
    • 1.2k views
    • 
    • AKconsult
    • November 27, 2017

35. Terminating DC Plan with ADP Excess

    By Guest dms9999, December 17, 2008
    • 2 replies
    • 1.2k views
    • 
    • Lou S.
    • December 19, 2008

36. 401(k) MRD Issue

    By bzorc, November 10, 2015
    • 3 replies
    • 1.2k views
    • 
    • Bird
    • November 12, 2015

37. what do you do if DOL orders employer to pay overtime

    By k man, January 15, 2009
    • 3 replies
    • 1.2k views
    • 
    • david rigby
    • January 16, 2009

38. taxation of distribution to minor children of decesed participant

    By k man, March 10, 2004
    • 1 reply
    • 1.2k views
    • 
    • Guest
    • March 11, 2004

39. plan limitation predictions

    By Tom Poje, September 16, 2005
    • 3 replies
    • 1.2k views
    • 
    • Mike Preston
    • September 16, 2005

40. Funding of Merged Plans

    By Guest Ray Corneau, December 11, 2002
    • 4 replies
    • 1.2k views
    • 
    • Brian Gallagher
    • December 12, 2002

41. Beneficiaries

    By Guest Julie, October 16, 2002
    • 1 reply
    • 1.2k views
    • 
    • Brian Gallagher
    • October 16, 2002

42. Safe Harbor Notice Sponsor changes mind twice

    By Guest nancy814, November 23, 2010
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • November 23, 2010

43. Can ADP/ACP Testing Methods be Different?

    By Guest PB&J, June 10, 2005
    • 1 reply
    • 1.2k views
    • 
    • Tom Poje
    • June 10, 2005

44. Vesting Rights for Employee on Military Leave

    By Guest Mike Schwing, November 13, 2003
    • 1 reply
    • 1.2k views
    • 
    • ccassetty
    • November 13, 2003

45. Discrimination

    By Randy Watson, June 20, 2007
    • 5 replies
    • 1.2k views
    • 
    • Randy Watson
    • June 20, 2007

46. RMD after Death

    By Lou81, January 9, 2025   

    • rmd
    • 2 replies
    • 1.2k views
    • 
    • Bruce1
    • January 9, 2025

47. ownership question

    By Guest yukon, November 4, 2005
    • 1 reply
    • 1.2k views
    • 
    • buckaroo
    • November 11, 2005

48. Employer stock

    By Guest ENT, December 6, 2011
    • 3 replies
    • 1.2k views
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    • Belgarath
    • December 8, 2011

49. DOL recommending suspending deferrals until late contributions are caught up

    By Guest cbjohnson, August 1, 2005
    • 1 reply
    • 1.2k views
    • 
    • WDIK
    • August 1, 2005

50. ADP/ACP question

    By fiona1, December 18, 2006
    • 2 replies
    • 1.2k views
    • 
    • fiona1
    • December 19, 2006