401(k) Plans

19,337 topics in this forum

1. Can a Charter School have one?

   By doombuggy, June 23, 2014   

   • charter school
   • 401(k)
   • 2 replies
   • 3.2k views
   • 
   • MoJo
   • June 23, 2014

2. Safe Harbor Nonelective & HCE exclusion

   By AdKu, March 13, 2017
   • 2 replies
   • 580 views
   • 
   • Bird
   • March 14, 2017

3. Tribal Government Public School

   By oldman63, January 22, 2018
   • 2 replies
   • 636 views
   • 
   • HollyB
   • January 23, 2018

4. Pro-rated service requirement short plan year.

   By R. Butler, July 10, 2019
   • 2 replies
   • 726 views
   • 
   • Tom Poje
   • July 11, 2019

5. Failure to Withhold Deferrals from Bonuses

   By cheersmate, December 16, 2019   

   • missed deferrals
   • special elections
   • (and 1 more)

     Tagged with:

     • missed deferrals
     • special elections
     • correction of missed deferrals
   • 2 replies
   • 792 views
   • 
   • cheersmate
   • December 17, 2019

6. Contributions after assuming a merged employer's plan mid-Plan Year.

   By KJohnson, July 27, 1999
   • 2 replies
   • 1.6k views
   • 
   • KJohnson
   • July 27, 1999

7. Sole props deferral election after year end

   By Jakyasar, November 22, 2024
   • 2 replies
   • 685 views
   • 
   • Jakyasar
   • November 23, 2024

8. Restoring lost earnings on tardy matching contributions; are these amo

   By Guest tmconn, February 26, 2001
   • 2 replies
   • 1.8k views
   • 
   • Richard Anderson
   • February 27, 2001

9. Determination Of Control Group

   By Lori H, March 31, 2003
   • 2 replies
   • 1.2k views
   • 
   • Mike Preston
   • March 31, 2003

10. IRC 6621 rate for late deposits

    By Bird, March 30, 2005
    • 2 replies
    • 2.4k views
    • 
    • Bird
    • March 31, 2005

11. RMD Payments

    By Guest andmik, November 16, 2005
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • November 16, 2005

12. vesting on individual account statements

    By Guest Margaret25, October 30, 2007
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • November 1, 2007

13. excise tax calculation wrong

    By Kimberly S, August 4, 2008
    • 2 replies
    • 1.2k views
    • 
    • Kimberly S
    • August 4, 2008

14. EPCRS - deferral correction

    By Guest Rags, May 7, 2009
    • 2 replies
    • 1.2k views
    • 
    • jpod
    • May 9, 2009

15. BRF Testing

    By Guest justatester2, July 8, 2009
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • July 24, 2009

16. Fidelity Bond

    By PFranckowiak, August 5, 2009
    • 2 replies
    • 1.4k views
    • 
    • PFranckowiak
    • August 6, 2009

17. FMLA accrual question

    By k man, January 25, 2010
    • 2 replies
    • 1.5k views
    • 
    • GMK
    • January 26, 2010

18. Line 4d of 5300 - plan's original effective date

    By fiona1, October 29, 2010
    • 2 replies
    • 1.2k views
    • 
    • DMcGovern
    • October 29, 2010

19. QACA Safe Harbor Match & Testing

    By justatester, May 16, 2011
    • 2 replies
    • 2.4k views
    • 
    • justatester
    • May 16, 2011

20. Highly Compensated Partner

    By MGOAdmin, January 22, 2015   

    • highly compensated
    • 2 replies
    • 1.2k views
    • 
    • rcline46
    • January 26, 2015

21. ADP/ACP Testing - Prior Vs Current

    By Guest Dennis, February 3, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • February 21, 1999

22. IRA eligibility with 401(k) Plan

    By richard, November 24, 1999
    • 2 replies
    • 1.4k views
    • 
    • Dave Baker
    • November 24, 1999

23. 103(a)(3)(c) audit - Not all investments certified

    By Taffy Auditor, February 28, 2023
    • 2 replies
    • 1.6k views
    • 
    • gabrielnm13
    • August 27, 2024

24. Compensation for HCE determination

    By justatester, February 6, 2025
    • 2 replies
    • 917 views
    • 
    • Artie M
    • February 10, 2025

25. State Law and Catch Up Contributions

    By Guest KFLETT, December 17, 2002
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • December 17, 2002

26. Major disaster and hardship withdrawals

    By Guest PSHowell, October 7, 2004
    • 2 replies
    • 1.4k views
    • 
    • MWeddell
    • October 8, 2004

27. Money Purchase Forfeitures in 401(k)

    By Guest SWH, January 27, 2005
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • January 27, 2005

28. merger: transition rule

    By k man, February 14, 2005
    • 2 replies
    • 2.1k views
    • 
    • austin3515
    • February 15, 2005

29. Deferred Vested Benefit Statement

    By Guest padmin, August 9, 2005
    • 2 replies
    • 2.9k views
    • 
    • Guest
    • August 9, 2005

30. Investments in Real Estate

    By Madison71, December 23, 2009
    • 2 replies
    • 1.1k views
    • 
    • K2retire
    • December 23, 2009

31. Compensation Definition

    By Guest RetirementPlanWI, October 29, 2010
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 30, 2010

32. Top Heavy allocation to "key employees"?

    By kwalified, January 31, 2012
    • 2 replies
    • 942 views
    • 
    • cpc0506
    • January 31, 2012

33. Reduced QNEC when an election form is misplaced?

    By Jim Chad, January 22, 2018
    • 2 replies
    • 750 views
    • 
    • Jim Chad
    • January 22, 2018

34. 401(k)/(m) testing in a top heavy plan

    By Guest Beavis, September 24, 1998
    • 2 replies
    • 4.7k views
    • 
    • Dawn Hafner
    • September 24, 1998

35. Missing Participants

    By Guest Frank Jackson, July 27, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 28, 1999

36. Failed to Start Deferrals

    By DP, November 23, 1999
    • 2 replies
    • 1.4k views
    • 
    • Earl
    • November 25, 1999

37. New Plan Setup - Plan Year For Safe Harbor With Automatic Increase

    By metsfan026, September 27, 2023
    • 2 replies
    • 693 views
    • 
    • Gilmore
    • September 27, 2023

38. Top Heavy Minimum for Safe Harbor Plan

    By Guest Asvedlow, April 22, 2002
    • 2 replies
    • 1.6k views
    • 
    • R. Butler
    • April 23, 2002

39. 401(k) refund, maximizing owner

    By pmacduff, April 7, 2004
    • 2 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • April 7, 2004

40. Matching safe harbor plans - true up at year end ?

    By Guest rffahey, March 30, 2005
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • March 30, 2005

41. Withdrawal of Safe Harbor Notice

    By Dougsbpc, May 19, 2005
    • 2 replies
    • 1.2k views
    • 
    • Dougsbpc
    • May 19, 2005

42. Distribution event?

    By Oh so SIMPLE, May 23, 2012
    • 2 replies
    • 2.5k views
    • 
    • 00hskrgrl
    • May 23, 2012

43. Defferals Deposited to 401k Plan but not withheld from paychecks

    By Yvonne T, February 16, 2016
    • 2 replies
    • 1.7k views
    • 
    • ETA Consulting LLC
    • February 16, 2016

44. Safe Harbor Method for Employee Elective Deferral Failures

    By Dave Baker, October 4, 2017
    • 2 replies
    • 976 views
    • 
    • Mike Preston
    • October 4, 2017

45. safe harbor plan mid year acquisition

    By R. Butler, August 17, 2018
    • 2 replies
    • 805 views
    • 
    • Kevin C
    • August 21, 2018

46. $30,000 limit- between terminated and active plans.

    By Guest Laura Millwood, July 29, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • July 29, 1999

47. Are there any states that do not allow 401k employee contributions to

    By Guest pupelk, February 27, 2001
    • 2 replies
    • 3.3k views
    • 
    • Guest
    • February 28, 2001

48. post death distributions

    By k man, September 28, 2001
    • 2 replies
    • 1.7k views
    • 
    • k man
    • September 28, 2001

49. Entry Date

    By Fred Payne, December 3, 2001
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • December 3, 2001

50. Marriage by proxy - "spouse" required as beneficiary??

    By Guest Sara H, December 21, 2001
    • 2 replies
    • 2k views
    • 
    • Guest
    • December 22, 2001