401(k) Plans

19,321 topics in this forum

1. vesting on individual account statements

   By Guest Margaret25, October 30, 2007
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • November 1, 2007

2. excise tax calculation wrong

   By Kimberly S, August 4, 2008
   • 2 replies
   • 1.2k views
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   • Kimberly S
   • August 4, 2008

3. EPCRS - deferral correction

   By Guest Rags, May 7, 2009
   • 2 replies
   • 1.2k views
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   • jpod
   • May 9, 2009

4. BRF Testing

   By Guest justatester2, July 8, 2009
   • 2 replies
   • 1.6k views
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   • Guest
   • July 24, 2009

5. Fidelity Bond

   By PFranckowiak, August 5, 2009
   • 2 replies
   • 1.4k views
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   • PFranckowiak
   • August 6, 2009

6. FMLA accrual question

   By k man, January 25, 2010
   • 2 replies
   • 1.5k views
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   • GMK
   • January 26, 2010

7. Line 4d of 5300 - plan's original effective date

   By fiona1, October 29, 2010
   • 2 replies
   • 1.1k views
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   • DMcGovern
   • October 29, 2010

8. QACA Safe Harbor Match & Testing

   By justatester, May 16, 2011
   • 2 replies
   • 2.4k views
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   • justatester
   • May 16, 2011

9. Highly Compensated Partner

   By MGOAdmin, January 22, 2015   

   • highly compensated
   • 2 replies
   • 1.1k views
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   • rcline46
   • January 26, 2015

10. ADP/ACP Testing - Prior Vs Current

    By Guest Dennis, February 3, 1999
    • 2 replies
    • 1.7k views
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    • Guest
    • February 21, 1999

11. IRA eligibility with 401(k) Plan

    By richard, November 24, 1999
    • 2 replies
    • 1.4k views
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    • Dave Baker
    • November 24, 1999

12. 103(a)(3)(c) audit - Not all investments certified

    By Taffy Auditor, February 28, 2023
    • 2 replies
    • 1.5k views
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    • gabrielnm13
    • August 27, 2024

13. Compensation for HCE determination

    By justatester, February 6, 2025
    • 2 replies
    • 888 views
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    • Artie M
    • February 10, 2025

14. State Law and Catch Up Contributions

    By Guest KFLETT, December 17, 2002
    • 2 replies
    • 1.4k views
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    • Guest
    • December 17, 2002

15. Major disaster and hardship withdrawals

    By Guest PSHowell, October 7, 2004
    • 2 replies
    • 1.4k views
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    • MWeddell
    • October 8, 2004

16. Money Purchase Forfeitures in 401(k)

    By Guest SWH, January 27, 2005
    • 2 replies
    • 1.7k views
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    • Guest
    • January 27, 2005

17. merger: transition rule

    By k man, February 14, 2005
    • 2 replies
    • 2.1k views
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    • austin3515
    • February 15, 2005

18. Deferred Vested Benefit Statement

    By Guest padmin, August 9, 2005
    • 2 replies
    • 2.9k views
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    • Guest
    • August 9, 2005

19. Investments in Real Estate

    By Madison71, December 23, 2009
    • 2 replies
    • 1.1k views
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    • K2retire
    • December 23, 2009

20. Compensation Definition

    By Guest RetirementPlanWI, October 29, 2010
    • 2 replies
    • 1.2k views
    • 
    • Guest
    • October 30, 2010

21. Top Heavy allocation to "key employees"?

    By kwalified, January 31, 2012
    • 2 replies
    • 939 views
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    • cpc0506
    • January 31, 2012

22. Reduced QNEC when an election form is misplaced?

    By Jim Chad, January 22, 2018
    • 2 replies
    • 740 views
    • 
    • Jim Chad
    • January 22, 2018

23. 401(k)/(m) testing in a top heavy plan

    By Guest Beavis, September 24, 1998
    • 2 replies
    • 4.7k views
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    • Dawn Hafner
    • September 24, 1998

24. Missing Participants

    By Guest Frank Jackson, July 27, 1999
    • 2 replies
    • 1.5k views
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    • Guest
    • July 28, 1999

25. Failed to Start Deferrals

    By DP, November 23, 1999
    • 2 replies
    • 1.4k views
    • 
    • Earl
    • November 25, 1999

26. New Plan Setup - Plan Year For Safe Harbor With Automatic Increase

    By metsfan026, September 27, 2023
    • 2 replies
    • 678 views
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    • Gilmore
    • September 27, 2023

27. Top Heavy Minimum for Safe Harbor Plan

    By Guest Asvedlow, April 22, 2002
    • 2 replies
    • 1.6k views
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    • R. Butler
    • April 23, 2002

28. 401(k) refund, maximizing owner

    By pmacduff, April 7, 2004
    • 2 replies
    • 1.3k views
    • 
    • Blinky the 3-eyed Fish
    • April 7, 2004

29. Matching safe harbor plans - true up at year end ?

    By Guest rffahey, March 30, 2005
    • 2 replies
    • 1.5k views
    • 
    • Tom Poje
    • March 30, 2005

30. Withdrawal of Safe Harbor Notice

    By Dougsbpc, May 19, 2005
    • 2 replies
    • 1.2k views
    • 
    • Dougsbpc
    • May 19, 2005

31. Distribution event?

    By Oh so SIMPLE, May 23, 2012
    • 2 replies
    • 2.5k views
    • 
    • 00hskrgrl
    • May 23, 2012

32. Defferals Deposited to 401k Plan but not withheld from paychecks

    By Yvonne T, February 16, 2016
    • 2 replies
    • 1.7k views
    • 
    • ETA Consulting LLC
    • February 16, 2016

33. Safe Harbor Method for Employee Elective Deferral Failures

    By Dave Baker, October 4, 2017
    • 2 replies
    • 970 views
    • 
    • Mike Preston
    • October 4, 2017

34. safe harbor plan mid year acquisition

    By R. Butler, August 17, 2018
    • 2 replies
    • 798 views
    • 
    • Kevin C
    • August 21, 2018

35. $30,000 limit- between terminated and active plans.

    By Guest Laura Millwood, July 29, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • July 29, 1999

36. Are there any states that do not allow 401k employee contributions to

    By Guest pupelk, February 27, 2001
    • 2 replies
    • 3.3k views
    • 
    • Guest
    • February 28, 2001

37. post death distributions

    By k man, September 28, 2001
    • 2 replies
    • 1.7k views
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    • k man
    • September 28, 2001

38. Entry Date

    By Fred Payne, December 3, 2001
    • 2 replies
    • 1.6k views
    • 
    • david rigby
    • December 3, 2001

39. Marriage by proxy - "spouse" required as beneficiary??

    By Guest Sara H, December 21, 2001
    • 2 replies
    • 2k views
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    • Guest
    • December 22, 2001

40. Summary Plan Descriptions

    By Guest hitt24, December 17, 2002
    • 2 replies
    • 1.3k views
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    • david rigby
    • December 18, 2002

41. adding 401(k) and safe Harbor

    By Earl, May 8, 2003
    • 2 replies
    • 1.2k views
    • 
    • Earl
    • May 8, 2003

42. 402g test

    By Guest Achilles, April 7, 2004
    • 2 replies
    • 2.8k views
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    • Tom Poje
    • April 7, 2004

43. Dumb loan question

    By FJR, August 9, 2005
    • 2 replies
    • 1.5k views
    • 
    • austin3515
    • August 10, 2005

44. Deferral Election Forms for Partners

    By 401 Chaos, January 25, 2010
    • 2 replies
    • 1.8k views
    • 
    • MARYMM
    • January 26, 2010

45. Roth Conversions

    By 12AX7, December 2, 2010
    • 2 replies
    • 986 views
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    • 12AX7
    • December 2, 2010

46. SH Plan - Employer Closing Doors

    By austin3515, July 27, 2011
    • 2 replies
    • 1k views
    • 
    • austin3515
    • July 27, 2011

47. Testing in Non Profit 401(k) Plan

    By Guest Jay345, January 30, 2013
    • 2 replies
    • 935 views
    • 
    • Guest
    • January 30, 2013

48. ADP Test - Owner dies

    By pensionnube, November 20, 2014   

    • ADP test off plan year
    • 2 replies
    • 1.1k views
    • 
    • ETA Consulting LLC
    • November 21, 2014

49. Can we still make a contribution for Plan year ending 8-31-14?

    By Jim Chad, January 23, 2015
    • 2 replies
    • 772 views
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    • Tom Poje
    • January 23, 2015

50. Excluding compensation retroactive

    By karl, October 4, 2016
    • 2 replies
    • 846 views
    • 
    • karl
    • October 5, 2016