401(k) Plans

19,321 topics in this forum

1. ADP Test and Otherwise Excludable

   By msmith, May 7, 2018
   • 2 replies
   • 608 views
   • 
   • msmith
   • May 8, 2018

2. match contribution eligibility determined quarterly?

   By Santo Gold, December 4, 2018
   • 2 replies
   • 651 views
   • 
   • Kevin C
   • December 5, 2018

3. Loan amortization schedules

   By Jean, February 24, 1999
   • 2 replies
   • 1.7k views
   • 
   • LCARUSI
   • March 5, 1999

4. NHCE only 401(k) Profit sharing plan discrimination

   By JHalligan, November 9, 2022
   • 2 replies
   • 944 views
   • 
   • MWeddell
   • November 10, 2022

5. New Safe Harbor 401(k) Plan

   By imchipbrown, December 4, 2001
   • 2 replies
   • 1.6k views
   • 
   • imchipbrown
   • December 5, 2001

6. Terminated 401(k) participant distribution.

   By Guest tcunagin, March 19, 2002
   • 2 replies
   • 1.9k views
   • 
   • david rigby
   • March 20, 2002

7. Union 401(k) and ADP testing

   By rcline46, March 10, 2005
   • 2 replies
   • 2.3k views
   • 
   • JanetM
   • March 11, 2005

8. Interest on ira's stipulation of divorce

   By Guest Gary413, December 16, 2005
   • 2 replies
   • 1.3k views
   • 
   • Guest
   • December 16, 2005

9. Roth 401k Contributions

   By Guest LSULLIVAN, July 10, 2007
   • 2 replies
   • 1.3k views
   • 
   • Appleby
   • July 10, 2007

10. ASG or multiple employer plan?

    By K2retire, November 25, 2009
    • 2 replies
    • 1.4k views
    • 
    • K2retire
    • November 27, 2009

11. top heavy

    By Gary, March 12, 2012
    • 2 replies
    • 862 views
    • 
    • PensionPro
    • March 12, 2012

12. hardship distributions and tax withholding

    By Guest cbclark, April 13, 2012
    • 2 replies
    • 2.6k views
    • 
    • masteff
    • April 13, 2012

13. IRS Reg for Lump Sum Eligibility Relating to Div Pass Through

    By Guest simma7, April 25, 2013   

    • 401k
    • Dividends
    • (and 2 more)

      Tagged with:

      • 401k
      • Dividends
      • NUA
      • LUMP SUM
    • 2 replies
    • 1.8k views
    • 
    • Guest
    • April 25, 2013

14. QACA Match and Forfeitures

    By 30Rock, August 22, 2014
    • 2 replies
    • 3.2k views
    • 
    • 30Rock
    • August 22, 2014

15. Corrective Amendment - Safe Harbor

    By MGOAdmin, October 7, 2014   

    • Safe harbor
    • amendment
    • (and 1 more)

      Tagged with:

      • Safe harbor
      • amendment
      • corrective
    • 2 replies
    • 1.8k views
    • 
    • MGOAdmin
    • October 7, 2014

16. Non-Elective Deductibility Rules

    By Stash026, March 25, 2019
    • 2 replies
    • 429 views
    • 
    • Patricia Neal Jensen
    • March 26, 2019

17. CARES Act - Loan Question

    By Stash026, April 1, 2020
    • 2 replies
    • 607 views
    • 
    • RAH401(k)
    • April 2, 2020

18. Top Heavy Plan and Adjustments to Year-End Balances

    By Guest lforesz, February 28, 2001
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • March 1, 2001

19. Safe Harbor Contributions to Non-Existent Plan

    By Guest PJW, December 27, 2001
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • December 27, 2001

20. Super Catch-up for off-calendar plan year

    By pholosofizer, August 14, 2025
    • 2 replies
    • 736 views
    • 
    • RatherBeGolfing
    • August 15, 2025

21. Loan repayment period

    By Guest phyphy, April 8, 2004
    • 2 replies
    • 1.4k views
    • 
    • Mike Preston
    • April 8, 2004

22. 3% Non-Elective Contribution

    By Guest jkrad, April 25, 2005
    • 2 replies
    • 1.6k views
    • 
    • pmacduff
    • April 25, 2005

23. Excess contributions in off-calendar plan

    By Guest DTromb, May 3, 2006
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • May 3, 2006

24. Excess Safe Harbor Match

    By Guest W Waldan Lloyd, December 29, 2009
    • 2 replies
    • 1.5k views
    • 
    • Kevin C
    • December 29, 2009

25. Nondiscretionary TRustee

    By austin3515, May 29, 2012
    • 2 replies
    • 3.3k views
    • 
    • John Feldt ERPA CPC QPA
    • May 30, 2012

26. EPCRS correction

    By Guest JPIngold, April 25, 2013
    • 2 replies
    • 1k views
    • 
    • Guest
    • April 26, 2013

27. Safe Harbor Plan and 11g amendment

    By Dennis Povloski, May 12, 2014
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • May 12, 2014

28. Coronavirus-Related Distributions - Mandatory Distributions

    By EBECatty, April 1, 2020
    • 2 replies
    • 473 views
    • 
    • RatherBeGolfing
    • April 2, 2020

29. Form 8881(Rev. December 2020)

    By Kac1214, April 7, 2021
    • 2 replies
    • 999 views
    • 
    • Kac1214
    • July 6, 2022

30. Unsolicited Spam Mail From Pension One Source

    By LCARUSI, March 11, 2000
    • 2 replies
    • 1.4k views
    • 
    • imchipbrown
    • March 12, 2000

31. 3% Non Elective Safe Harbor

    By Guest kgsingletary, June 24, 2002
    • 2 replies
    • 1.9k views
    • 
    • Tom Poje
    • June 24, 2002

32. Internal REvenue Codes

    By MBCarey, January 28, 2003
    • 2 replies
    • 1.4k views
    • 
    • Mike Preston
    • January 28, 2003

33. Deconversion Fee?

    By Guest m.n.ouellette, May 8, 2007
    • 2 replies
    • 4k views
    • 
    • Fredman
    • May 9, 2007

34. Correction for Failure to Effect Participant Election

    By Guest BWNWE, July 11, 2012
    • 2 replies
    • 1.3k views
    • 
    • Guest
    • July 12, 2012

35. Top Heavy Minimum for Terminating Plan

    By Guest RayLovesTrini*, March 19, 2013
    • 2 replies
    • 2k views
    • 
    • Tom Poje
    • March 19, 2013

36. K-1 compensation for calculating match/profit sharing?

    By Lori H, September 10, 2013
    • 2 replies
    • 4.3k views
    • 
    • Bird
    • September 11, 2013

37. Tips/Ideas for Foreign Participants w/ no SSN

    By Guest GAKVE, December 11, 2013
    • 2 replies
    • 944 views
    • 
    • Lou S.
    • December 11, 2013

38. Safe Harbor mid-year amendment

    By RLR, July 20, 2015
    • 2 replies
    • 1.5k views
    • 
    • MWeddell
    • July 28, 2015

39. Self correction and Form 5330

    By Chippy, October 12, 2018
    • 2 replies
    • 1.2k views
    • 
    • RatherBeGolfing
    • October 12, 2018

40. Withdraw 401k amount

    By ppht, October 6, 2021
    • 2 replies
    • 768 views
    • 
    • ppht
    • October 7, 2021

41. Small Business needs to set up 401(k) w/Cafeteria Plan

    By Guest ArachAmy, October 13, 1998
    • 2 replies
    • 2.8k views
    • 
    • Guest
    • October 17, 1998

42. ADP Testing and Union Employees

    By Guest KBurket, August 11, 1999
    • 2 replies
    • 4.5k views
    • 
    • Wessex
    • August 18, 1999

43. Late Deposit Safe Harbor Timing vs 5500 Audit

    By Leopurrd-401k, March 8, 2023
    • 2 replies
    • 666 views
    • 
    • Peter Gulia
    • March 8, 2023

44. Require all participants to make catch-up contributions on Roth basis?

    By ECSmith, August 8, 2023
    • 2 replies
    • 688 views
    • 
    • C. B. Zeller
    • August 8, 2023

45. Can loan be taken by spouse of shareholder?

    By Guest alwilkins, July 6, 2000
    • 2 replies
    • 1.6k views
    • 
    • actuarysmith
    • July 14, 2000

46. Safe harbor 401(k) issue

    By chris, January 16, 2004
    • 2 replies
    • 1.2k views
    • 
    • chris
    • January 16, 2004

47. Contribution Payment Method Requirements

    By Guest cdplambeck, August 27, 2004
    • 2 replies
    • 1.1k views
    • 
    • TBob
    • August 27, 2004

48. Plan Year Change to have Safe Harbor Plan

    By Guest dstran, January 18, 2006
    • 2 replies
    • 1.4k views
    • 
    • MWeddell
    • January 19, 2006

49. Form 5500EZ line 10b

    By Guest naveen, February 28, 2009
    • 2 replies
    • 1.2k views
    • 
    • Bird
    • February 28, 2009

50. Safe Harbor Plans

    By cpc0506, November 27, 2009
    • 2 replies
    • 1.2k views
    • 
    • Tom Poje
    • November 30, 2009