401(k) Plans

19,275 topics in this forum

1. Annuity Purchase Rates

   By austin3515, January 18, 2010
   • 8 replies
   • 4k views
   • 
   • Tom Poje
   • January 19, 2010

2. Loan reamortization

   By Guest Thomas Dotts, October 16, 1998
   • 3 replies
   • 4k views
   • 
   • Guest
   • October 22, 1998

3. removing J&S from plan

   By cpc0506, April 22, 2013
   • 1 reply
   • 4k views
   • 
   • Tom Poje
   • April 22, 2013

4. Deferral From Bonus Paid After Severance

   By Guest CJK, July 20, 2001
   • 4 replies
   • 4k views
   • 
   • MWeddell
   • July 23, 2001

5. Non-Cash deposit of 401k?

   By austin3515, July 8, 2010
   • 2 replies
   • 4k views
   • 
   • austin3515
   • July 8, 2010

6. failed ADP test after HCE fully paid out

   By Tom Poje, December 5, 2014
   • 4 replies
   • 4k views
   • 
   • 401 Chaos
   • March 11, 2015

7. FAILED ADP/ACP TEST and HCEs terminated and already took 100% of their account

   By Pammie57, February 21, 2022
   • 12 replies
   • 4k views
   • 
   • TPApril
   • March 6, 2024

8. True up match

   By 30Rock, January 6, 2011
   • 9 replies
   • 4k views
   • 
   • rcline46
   • January 7, 2011

9. Acquisition of Subsidiary, Merging Safe Harbor Plans

   By LANDO, January 13, 2016   

   • safe harbor plan
   • merger
   • (and 2 more)

     Tagged with:

     • safe harbor plan
     • merger
     • acquisition
     • mid-year amendment
   • 9 replies
   • 4k views
   • 
   • LANDO
   • January 14, 2016

10. self employed and max 401(k)/ps deduction

    By Guest ctrapatsos, December 1, 2006
    • 12 replies
    • 4k views
    • 
    • Bird
    • January 24, 2007

11. Timing of Auto Enrollment Required Notice

    By Guest kudler, December 3, 2009
    • 3 replies
    • 4k views
    • 
    • Guest
    • December 10, 2009

12. Form 5330 - Excise tax on late deposit of deferrals

    By MarZDoates, March 15, 2006
    • 5 replies
    • 4k views
    • 
    • Archimage
    • April 24, 2006

13. ADP Calculation for first year of a plan

    By Stevo-PDX, April 17, 2002
    • 5 replies
    • 4k views
    • 
    • Fred Payne
    • October 21, 2002

14. Late deferral excise tax - deductible?

    By PAL, July 1, 2008
    • 1 reply
    • 4k views
    • 
    • BeckyMiller
    • July 3, 2008

15. Tiered Safe Harbor Match

    By Guest Grumpy456, August 27, 2009
    • 4 replies
    • 4k views
    • 
    • Guest
    • August 28, 2009

16. 401(k) Employee Interest Survey

    By ljr, July 21, 2004
    • 6 replies
    • 4k views
    • 
    • ljr
    • July 27, 2004

17. Missed matching due to calculation by payroll period vs. annual

    By Francis, September 15, 2016
    • 6 replies
    • 4k views
    • 
    • pjbaer
    • September 29, 2016

18. Full Scope Audit

    By Guest scott34, July 7, 2009
    • 14 replies
    • 4k views
    • 
    • Guest
    • July 17, 2009

19. sample "true-up" provision for matching contributions

    By Dawn Hafner, January 26, 2000
    • 3 replies
    • 4k views
    • 
    • MWeddell
    • April 4, 2001

20. 401k Safety in Bankruptcy

    By Guest Eric_2002, February 15, 2002
    • 16 replies
    • 4k views
    • 
    • mbozek
    • April 1, 2002

21. Accrued Vacation as Contribution?

    By austin3515, May 9, 2018
    • 12 replies
    • 4k views
    • 
    • austin3515
    • May 9, 2018

22. Stopping Discretionary Employer Match Mid-Year

    By DP, December 28, 2000
    • 3 replies
    • 4k views
    • 
    • KJohnson
    • December 28, 2000

23. Termed Participants with bad addresses

    By Guest Elfman, September 13, 2005
    • 13 replies
    • 4k views
    • 
    • Guest
    • September 19, 2005

24. Loans -- Leave of Absence

    By Archimage, November 6, 2003
    • 7 replies
    • 4k views
    • 
    • Archimage
    • November 6, 2003

25. Husband and Wife work together, Hub receives 1099... Cont Calc?

    By K-t-F, November 9, 2004
    • 7 replies
    • 4k views
    • 
    • K-t-F
    • November 9, 2004

26. DOL Calculator Issue

    By austin3515, March 20, 2018
    • 26 replies
    • 4k views
    • 
    • RPP2001
    • April 25, 2018

27. Force Out Distribution to Separated Participant

    By Guest amm19, March 22, 2002
    • 9 replies
    • 4k views
    • 
    • Guest
    • August 5, 2002

28. ACP fails, what about Catch-Up matches?

    By Guest m.n.ouellette, January 15, 2009
    • 17 replies
    • 4k views
    • 
    • BG5150
    • January 21, 2009

29. 401K for Dummies - How much can I put in?

    By Guest fsutaylor31, October 27, 2004
    • 2 replies
    • 4k views
    • 
    • Guest
    • November 3, 2004

30. Definition of Disabled

    By Guest theothermark, August 19, 2005
    • 5 replies
    • 4k views
    • 
    • QDROphile
    • August 20, 2005

31. 401 K deemed loan

    By teckert, February 23, 2018
    • 15 replies
    • 4k views
    • 
    • Bird
    • March 1, 2018

32. 10% early withdrawal penalty - plan terminations.

    By Guest SeanT, July 11, 2002
    • 2 replies
    • 4k views
    • 
    • Richard Anderson
    • July 11, 2002

33. amendment vs. restatement

    By Lori H, March 31, 2004
    • 2 replies
    • 4k views
    • 
    • KJohnson
    • March 31, 2004

34. Required True up for Safe Harbor 3% contribution.

    By Guest GMedley, February 28, 2001
    • 6 replies
    • 4k views
    • 
    • Bill Berke
    • March 1, 2001

35. Intentionally Defaulting on a Loan

    By austin3515, September 16, 2004
    • 9 replies
    • 4k views
    • 
    • austin3515
    • September 16, 2004

36. QNEC and ADP Testing

    By Guest TMS, October 14, 2013   

    • QNEC
    • ADP
    • 7 replies
    • 4k views
    • 
    • buckaroo
    • October 16, 2013

37. overpayment of loan repayments

    By Guest mk2308, July 18, 2005
    • 6 replies
    • 4k views
    • 
    • JanetM
    • July 18, 2005

38. EACA and Existing Participants

    By Guest lgm, July 25, 2008
    • 5 replies
    • 4k views
    • 
    • Guest
    • July 28, 2008

39. Adopting Employer

    By Guest lswhittle, October 26, 2006
    • 3 replies
    • 4k views
    • 
    • Guest
    • October 30, 2006

40. 170 K compensation limit

    By Guest jin.limledoux, October 30, 2001
    • 15 replies
    • 4k views
    • 
    • QDROphile
    • October 31, 2001

41. Compensation for deferral and match

    By MPLSLAW, November 14, 2013   

    • testing
    • 414(s) non-discrimination
    • 6 replies
    • 4k views
    • 
    • austin3515
    • February 17, 2014

42. Limited-scope vs Full-scope audit

    By Brian Gallagher, August 4, 2004
    • 1 reply
    • 4k views
    • 
    • Guest
    • August 6, 2004

43. Terminating plan

    By EBDI, September 28, 2015
    • 11 replies
    • 4k views
    • 
    • Bird
    • September 29, 2015

44. Compensation Ratio Test

    By Guest mol, December 27, 2004
    • 6 replies
    • 4k views
    • 
    • Blinky the 3-eyed Fish
    • December 28, 2004

45. Safe Harbor "Wait-and-See" Notice

    By Jilliandiz, August 1, 2007
    • 11 replies
    • 4k views
    • 
    • austin3515
    • October 27, 2007

46. Does anyone have plans with two different vesting schedules going -- o

    By Guest MMorgan, October 8, 1998
    • 8 replies
    • 4k views
    • 
    • PMC
    • February 26, 2001

47. Correction or corrective distribution when matching contribution not y

    By John A, March 9, 2000
    • 5 replies
    • 4k views
    • 
    • John A
    • March 10, 2000

48. Carve Out Method

    By CLE401kGuy, January 22, 2014
    • 4 replies
    • 4k views
    • 
    • Tom Poje
    • January 23, 2014

49. Forfeiture of Related Match from ADP Test Failure

    By Guest KB, May 1, 2001
    • 1 reply
    • 4k views
    • 
    • MWeddell
    • May 2, 2001

50. Late Deposit of Contributions

    By PFranckowiak, December 19, 2014
    • 15 replies
    • 4k views
    • 
    • ESOP Guy
    • December 24, 2014