401(k) Plans

19,334 topics in this forum

1. Plan Sponsor Use of Affiliated Broker -- Prohibited Transaction?

   By Guest Alley, December 12, 2003
   • 0 replies
   • 1.1k views
   • 
   • Guest
   • December 12, 2003

2. SE and Employed... what are 415 Limits?

   By K-t-F, December 12, 2003
   • 2 replies
   • 1.3k views
   • 
   • K-t-F
   • December 12, 2003

3. Deductible limit when an employer has both a DB and DC plan and at least one participant is covered by both plans

   By Lori Foresz, December 11, 2003
   • 8 replies
   • 1.9k views
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   • Mike Preston
   • December 12, 2003

4. Hardship documentation

   By FundeK, December 11, 2003
   • 1 reply
   • 2.2k views
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   • RCK
   • December 12, 2003

5. Short first year; in determining maximum compensation for the match calculation, how many months do I prorate the $200K limit? 1 or 2?

   By alexa, December 6, 2003
   • 7 replies
   • 1.8k views
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   • g8r
   • December 12, 2003

6. Looking for 401(k) stats -- avg. account balance, avg. deferral rate, avg. deferral contributions, avg. participation

   By Guest jhilliard, December 11, 2003
   • 4 replies
   • 2.1k views
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   • MWeddell
   • December 11, 2003

7. Group Term Life Insurance and the definition of Compensation

   By Harwood, December 10, 2003
   • 1 reply
   • 1.9k views
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   • g8r
   • December 11, 2003

8. Return from military leave - paperwork

   By Guest Achilles, December 10, 2003
   • 2 replies
   • 1.5k views
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   • maverick
   • December 10, 2003

9. Initial Eligibility

   By austin3515, December 9, 2003
   • 24 replies
   • 4k views
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   • R. Butler
   • December 10, 2003

10. FICA Taxation of Contribution Made Per Employee's One-Time Irrevocable Election

    By Guest long, December 9, 2003
    • 1 reply
    • 1.2k views
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    • Everett Moreland
    • December 10, 2003

11. Corrective amendment needed because one participant didn't contribute enough to make top-heavy minimum?

    By Jilliandiz, December 10, 2003
    • 3 replies
    • 1.1k views
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    • Archimage
    • December 10, 2003

12. Church has several part-time employees who work over 1000 hours a year; can they be excluded under 403(b)?

    By Guest Casey58, December 10, 2003
    • 2 replies
    • 1.4k views
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    • mbozek
    • December 10, 2003

13. Sample cover letter for Form 5300? Also, please confirm that changing prototype document provision makes our plan "individually designed"

    By Guest forum4, December 9, 2003
    • 1 reply
    • 2.4k views
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    • Mike Preston
    • December 10, 2003

14. "Keogh"/H.R.10 Plans - Can they self-trustee now?

    By ljr, December 5, 2003
    • 5 replies
    • 3.5k views
    • 
    • mbozek
    • December 8, 2003

15. Direct phone number for IRS Retirement Plans?

    By billfgrady, December 8, 2003
    • 2 replies
    • 3.7k views
    • 
    • Guest
    • December 8, 2003

16. OK to use new 401(k) profit sharing document for 2003 but just don't tell employees about ability to defer? Want to start 401(k) component only in 2004.

    By Archimage, December 8, 2003
    • 5 replies
    • 2.3k views
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    • Archimage
    • December 8, 2003

17. EE for a company.. and SE for himself. Can he defer $12K in both plans?

    By K-t-F, December 8, 2003
    • 5 replies
    • 1.2k views
    • 
    • E as in ERISA
    • December 8, 2003

18. Forced Cashout of Required Minimum Distribution

    By Guest PenGuy, December 8, 2003
    • 2 replies
    • 2.6k views
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    • QDROphile
    • December 8, 2003

19. Gateway Contribution Eligibility

    By MBCarey, December 5, 2003
    • 7 replies
    • 3.2k views
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    • Tom Poje
    • December 5, 2003

20. Plan with HCEs only

    By MBCarey, December 4, 2003
    • 12 replies
    • 4.4k views
    • 
    • Tom Poje
    • December 5, 2003

21. Union employees in a 401(k) plan that excludes collectively bargained employees!

    By Guest CRA, December 5, 2003
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • December 5, 2003

22. Standardized to Individualized Plan

    By Guest tintree73, December 5, 2003
    • 1 reply
    • 2.2k views
    • 
    • Alf
    • December 5, 2003

23. can IRS grab 401(k) to pay taxes owed?

    By MR, December 4, 2003
    • 3 replies
    • 2.2k views
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    • MR
    • December 5, 2003

24. Can a plan institute a creditworthiness requirement when deciding whether or not to issue a loan?

    By k man, December 3, 2003
    • 7 replies
    • 4.5k views
    • 
    • Belgarath
    • December 4, 2003

25. State payroll deduction laws impact 401(k) automatic enrollment?

    By Guest Eullla, December 3, 2003
    • 4 replies
    • 3.4k views
    • 
    • Guest
    • December 4, 2003

26. How do we roll over 401(k) plans for new employees?

    By Guest Hayliebunny, December 3, 2003
    • 10 replies
    • 2.3k views
    • 
    • Appleby
    • December 4, 2003

27. What is the difference between a 401(k) plan and a 401(a) plan?

    By Guest Blueglass, November 30, 2003
    • 6 replies
    • 7.3k views
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    • mbozek
    • December 4, 2003

28. When is an employee really considered "hired"

    By Guest DIGMYDOG, December 4, 2003
    • 0 replies
    • 2.2k views
    • 
    • Guest
    • December 4, 2003

29. Questionable interpretation of allocation formula to allow diff percentage based on years of service

    By Guest DIGMYDOG, December 3, 2003
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 4, 2003

30. Investment advisor contracts with 401(k) plans and/or participants

    By Guest apriljl, December 3, 2003
    • 1 reply
    • 1.2k views
    • 
    • mbozek
    • December 3, 2003

31. Where can I find prime rate for 401(k) loans?

    By Guest Blueglass, December 2, 2003
    • 3 replies
    • 1.8k views
    • 
    • Guest
    • December 3, 2003

32. SSA notified employer many employees were using invalid social security numbers; employees terminated. What is to be done with their 401(k) funds?

    By Guest jusducki, December 1, 2003
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • December 1, 2003

33. Safe Harbor Plan

    By pmacduff, December 1, 2003
    • 4 replies
    • 1.3k views
    • 
    • R. Butler
    • December 1, 2003

34. Mutual Fund "Late Trading" to be abolished under proposal by SEC Chairman Donaldson

    By four01kman, November 19, 2003
    • 12 replies
    • 1.8k views
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    • ljr
    • December 1, 2003

35. Spin-off

    By Archimage, November 26, 2003
    • 2 replies
    • 1.3k views
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    • IRC401
    • November 29, 2003

36. Correction of late 401(k) deposits after the VFC program

    By buckaroo, November 26, 2003
    • 0 replies
    • 1.4k views
    • 
    • buckaroo
    • November 26, 2003

37. Year End Census Requests & Social Security Numbers

    By Guest kgsingletary, November 25, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • November 26, 2003

38. ADP Testing

    By Archimage, November 25, 2003
    • 9 replies
    • 1.4k views
    • 
    • Tom Poje
    • November 26, 2003

39. Non-deductible contributions in qualified plan

    By Guest sritts, November 25, 2003
    • 5 replies
    • 1.6k views
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    • Alf
    • November 25, 2003

40. Required Minimum Distribution Amendments - 5-Year Rule Election- QPSA Question

    By Guest mwa, November 21, 2003
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • November 25, 2003

41. 401(k) Participant Statements

    By Guest KellyMusico, November 25, 2003
    • 3 replies
    • 1.4k views
    • 
    • E as in ERISA
    • November 25, 2003

42. Controlled Group

    By Guest tintree73, November 25, 2003
    • 4 replies
    • 2k views
    • 
    • Guest
    • November 25, 2003

43. Timing of merger of Profit Sharing and Money Purchase Plans

    By billfgrady, November 25, 2003
    • 3 replies
    • 1.7k views
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    • WDIK
    • November 25, 2003

44. SARSEP & 401(K)

    By Guest hpaine, November 25, 2003
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • November 25, 2003

45. amendment removing 401(k) deferrals

    By k man, November 25, 2003
    • 3 replies
    • 1.3k views
    • 
    • k man
    • November 25, 2003

46. 3% employer safe harbor contribution - late or not late?

    By Guest Michael Anderson, November 21, 2003
    • 2 replies
    • 1.6k views
    • 
    • Guest
    • November 24, 2003

47. Quit and rehired - rules for termination?

    By Guest Michael Anderson, November 21, 2003
    • 3 replies
    • 8.2k views
    • 
    • Alf
    • November 21, 2003

48. Is this an ASG?

    By goldtpa, November 20, 2003
    • 7 replies
    • 1.6k views
    • 
    • mbozek
    • November 21, 2003

49. increasing tiered match formula

    By Guest nipa, November 17, 2003
    • 20 replies
    • 9.8k views
    • 
    • Earl
    • November 21, 2003

50. Maybe Notice of SH Match

    By DP, November 20, 2003
    • 8 replies
    • 1.6k views
    • 
    • Archimage
    • November 20, 2003