401(k) Plans

19,321 topics in this forum

1. QNECs and prior year testing

   By Guest Jane Freeman, March 4, 2004
   • 1 reply
   • 1.2k views
   • 
   • Guest
   • July 22, 2004

2. 410b testing

   By Guest terric, April 27, 2004
   • 1 reply
   • 2.1k views
   • 
   • Tom Poje
   • April 27, 2004

3. Separate Elgibility for Part-Timers

   By Guest cxs, March 6, 2006
   • 1 reply
   • 1.3k views
   • 
   • MWeddell
   • March 7, 2006

4. Vesting Schedule for PPA Auto-Deferral Safe Harbor

   By Übernerd, April 4, 2007
   • 1 reply
   • 2k views
   • 
   • Bob R
   • April 9, 2007

5. New safe harbor 401k compensation definition

   By Guest ladycpa2, March 12, 2008
   • 1 reply
   • 2k views
   • 
   • Lou S.
   • March 12, 2008

6. Control Group Question

   By Alex Daisy, May 11, 2015
   • 1 reply
   • 886 views
   • 
   • Tom Poje
   • May 11, 2015

7. 5305-SEP to one-participant 401k with "mega backdoor roth"

   By wqpziy, February 8, 2020
   • 1 reply
   • 826 views
   • 
   • Bird
   • February 10, 2020

8. Deductible Limit for 401(k) Plan

   By Guest Michael Spaid, November 19, 1999
   • 1 reply
   • 1.4k views
   • 
   • lkpittman
   • November 19, 1999

9. Allocation of small forfeiture amounts

   By Guest Frank Jackson, February 28, 2000
   • 1 reply
   • 1.8k views
   • 
   • IRC401
   • March 1, 2000

10. LTPT Proposed Regs issued by IRS

    By Lois Baker, November 24, 2023
    • 1 reply
    • 533 views
    • 
    • Peter Gulia
    • November 26, 2023

11. Deadline for distributing deferrals to correct 415 limit?

    By Richard Anderson, August 23, 2000
    • 1 reply
    • 2.2k views
    • 
    • Guest
    • August 23, 2000

12. Safe Harbor 401(k) Match top heavy plan - PS only to non-key/non-HCE

    By Tom, February 4, 2025
    • 1 reply
    • 560 views
    • 
    • RatherBeGolfing
    • February 4, 2025

13. Plan Expenses

    By Guest PTWIN, April 6, 2001
    • 1 reply
    • 1.5k views
    • 
    • Bob R
    • April 9, 2001

14. Is it a prohibited transaction?

    By Guest And another thing ..., February 27, 2002
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • March 1, 2002

15. SEP and 401(k)

    By Earl, August 15, 2003
    • 1 reply
    • 1.1k views
    • 
    • jaemmons
    • August 18, 2003

16. De minimis exception to requirement to allocate earnings to participants?

    By Guest rocnrols2, August 24, 2004
    • 1 reply
    • 1.8k views
    • 
    • FundeK
    • August 24, 2004

17. Plan termination/5500 Form/short plan year apply

    By Guest hog4you2, December 10, 2004
    • 1 reply
    • 1.9k views
    • 
    • JanetM
    • December 10, 2004

18. Safe Harbor 401(k) - Coverage Test Question

    By MarZDoates, January 12, 2006
    • 1 reply
    • 1.3k views
    • 
    • Archimage
    • January 12, 2006

19. top heavy and catch up contributions

    By Guest Peggy806, January 31, 2011
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • January 31, 2011

20. top heavy safe harbor

    By pmacduff, May 21, 2012
    • 1 reply
    • 944 views
    • 
    • K2retire
    • May 21, 2012

21. 410(b)(6)(c) Transition

    By Young Curmudgeon, July 3, 2012
    • 1 reply
    • 1.2k views
    • 
    • ETA Consulting LLC
    • July 3, 2012

22. In-Service Distribution: Unrelated Rollover

    By Guest 4Kicks, January 24, 2014   

    • Top Heavy Test
    • 1 reply
    • 1.8k views
    • 
    • Lou S.
    • January 24, 2014

23. New Form 8822-B

    By 30Rock, March 14, 2014
    • 1 reply
    • 1.1k views
    • 
    • Guest
    • March 14, 2014

24. Two 1099Rs for excess contribution

    By thepensionmaven, March 15, 2019
    • 1 reply
    • 374 views
    • 
    • 401king
    • March 15, 2019

25. Patriot Act - Qualified plan - Brokerage Account - Trustee SSN?

    By jmartin, November 20, 2021
    • 1 reply
    • 570 views
    • 
    • Peter Gulia
    • November 20, 2021

26. 401K Distribution on terminated plan due to company ownership change.

    By Guest JamesRRogers, July 21, 1999
    • 1 reply
    • 2.5k views
    • 
    • Guest
    • July 21, 1999

27. Hardship Self Certification

    By MGOAdmin, February 4, 2025
    • 1 reply
    • 645 views
    • 
    • Connor
    • February 4, 2025

28. Hardship distributions - land purchase for pre-existing trailer

    By Guest tonjer, October 21, 2002
    • 1 reply
    • 1.7k views
    • 
    • austin3515
    • October 21, 2002

29. Safe Harbor for Controlled Group

    By Guest Suanne, November 19, 2004
    • 1 reply
    • 990 views
    • 
    • Blinky the 3-eyed Fish
    • November 19, 2004

30. Participant Loans

    By Brenda Wren, October 19, 2005
    • 1 reply
    • 1.4k views
    • 
    • WDIK
    • October 19, 2005

31. Simple & 4K limits

    By mschwechter, January 12, 2006
    • 1 reply
    • 1.1k views
    • 
    • saabraa
    • January 12, 2006

32. In Service Non-Hardship withdrawals

    By mlp0816, February 15, 2007
    • 1 reply
    • 1.5k views
    • 
    • Jim Chad
    • February 16, 2007

33. 401(k) and 457 Plan

    By Cathy from Chicago, October 3, 2007
    • 1 reply
    • 1.1k views
    • 
    • John Feldt ERPA CPC QPA
    • October 3, 2007

34. 401(K) Participant Rehire

    By Guest Ohiobcat, November 3, 2011
    • 1 reply
    • 2.1k views
    • 
    • Tom Poje
    • November 3, 2011

35. Mid Year Changes

    By 401kyeah, May 29, 2016
    • 1 reply
    • 614 views
    • 
    • Tom Poje
    • May 31, 2016

36. Nonqualified IRA funds rolled into 401(k) Plan

    By 401(k)athryn, December 1, 2016   

    • 401(k)
    • nonqualified
    • (and 1 more)

      Tagged with:

      • 401(k)
      • nonqualified
      • rollover
    • 1 reply
    • 573 views
    • 
    • 401king
    • December 1, 2016

37. Plan giving Prior to 2016 and After 2016 Data - why?

    By KTB, November 21, 2017
    • 1 reply
    • 446 views
    • 
    • Tom Poje
    • November 21, 2017

38. Eligibility Covid Furlough

    By PFranckowiak, August 26, 2020
    • 1 reply
    • 495 views
    • 
    • ESOP Guy
    • August 26, 2020

39. Over Plan Limits

    By Guest Frank Jackson, September 11, 1998
    • 1 reply
    • 4.5k views
    • 
    • Dawn Hafner
    • September 11, 1998

40. Employee's salary reduction - employer contribution or employee contri

    By Guest PALAWYER, July 21, 1999
    • 1 reply
    • 1.6k views
    • 
    • LCARUSI
    • July 21, 1999

41. Small Business Tax Credit (Secure Act)

    By Dobber, October 28, 2022
    • 1 reply
    • 461 views
    • 
    • CuseFan
    • October 28, 2022

42. 3% Safe Harbors to HCEs too?

    By Guest Effie Clark, November 18, 1999
    • 1 reply
    • 1.7k views
    • 
    • MWeddell
    • November 19, 1999

43. Startup Tax Savers Credit for small plans - which year?

    By TPApril, September 22, 2023
    • 1 reply
    • 553 views
    • 
    • Peter Gulia
    • September 25, 2023

44. I am trying to find a good example of how coverage testing works.

    By Guest hitt24, October 3, 2000
    • 1 reply
    • 1.4k views
    • 
    • Dave Baker
    • October 3, 2000

45. Safe Harbor 401(k) with Profit Sharing

    By Guest fishered, September 27, 2001
    • 1 reply
    • 1.5k views
    • 
    • actuarysmith
    • September 27, 2001

46. 401(k) Plan Design for Temporary Agency

    By Guest Lesley Sifers, April 19, 2002
    • 1 reply
    • 2k views
    • 
    • mbozek
    • April 20, 2002

47. Authorization to Withhold Catch-up

    By Gruegen, December 17, 2002
    • 1 reply
    • 1.6k views
    • 
    • four01kman
    • December 17, 2002

48. Legal Entity Change

    By Guest Lex, February 23, 2003
    • 1 reply
    • 1.7k views
    • 
    • Mike Preston
    • February 24, 2003

49. Apply Match To TH Minimum

    By Guest amybu99, March 31, 2003
    • 1 reply
    • 984 views
    • 
    • R. Butler
    • March 31, 2003

50. 401(k) deposit from 2003 still not deposited - How do you correct?

    By Guest terric, September 28, 2005
    • 1 reply
    • 1.3k views
    • 
    • R. Butler
    • September 28, 2005