401(k) Plans

19,318 topics in this forum

1. Excludable for coverage

   By austin3515, December 17, 2005
   • 11 replies
   • 2.2k views
   • 
   • Kevin C
   • January 6, 2006

2. Employer match in Safe Harbor 401k

   By Lori H, November 21, 2008
   • 11 replies
   • 2.9k views
   • 
   • Tom Poje
   • December 3, 2008

3. Question About Who Can Be A Trustee

   By Guest Grumpy456, March 23, 2009
   • 11 replies
   • 2.2k views
   • 
   • Peter Gulia
   • March 26, 2009

4. Safe Harbor Notice (Exceptions to Timing Requirement)

   By Guest CRA, December 19, 2002
   • 11 replies
   • 3k views
   • 
   • 2muchstress
   • December 27, 2002

5. Safe Harbor Plans - ADP/ACP Testing Method

   By Leopurrd, June 7, 2006
   • 11 replies
   • 4.7k views
   • 
   • Guest
   • June 19, 2006

6. hardship withdrawals

   By Guest zimmer, October 16, 1998
   • 11 replies
   • 3.6k views
   • 
   • Guest
   • October 22, 1998

7. C Corp to S Corp - Possible impact on Defined Contribution Plan?

   By nsfpsp, March 8, 2023
   • 11 replies
   • 1.6k views
   • 
   • Paul I
   • March 10, 2023

8. Participants w/ separate accounts at separate institutions

   By Guest LWilson, August 2, 2002
   • 11 replies
   • 2.2k views
   • 
   • Guest
   • August 8, 2002

9. Can bargaining parties exclude employees from right to defer?

   By MAM08, May 21, 2015
   • 11 replies
   • 2.3k views
   • 
   • austin3515
   • July 28, 2016

10. Plan status after acquisition?

    By Guest KRS401k, May 12, 2009
    • 10 replies
    • 1.7k views
    • 
    • K2retire
    • May 13, 2009

11. Participant Disclosure Requirements

    By Guest JMN, November 11, 2011
    • 10 replies
    • 2.7k views
    • 
    • ERISA1
    • January 12, 2012

12. 402(g) excess - two jobs

    By pmacduff, February 1, 2019
    • 10 replies
    • 3.9k views
    • 
    • Mike Preston
    • February 4, 2019

13. Loans vs. Hardship (or both)

    By Guest PAINPA, April 1, 2005
    • 10 replies
    • 2.5k views
    • 
    • E as in ERISA
    • April 1, 2005

14. Death Benefit

    By coleboy, July 2, 2018
    • 10 replies
    • 1.1k views
    • 
    • jpod
    • July 24, 2018

15. Training Program for people new to 401(k)/Defined Contribution

    By stephen, October 15, 1998
    • 10 replies
    • 2.2k views
    • 
    • Guest
    • October 23, 1998

16. LLC interest treated as stock for Plan purposes.

    By Guest Gary Rouse, January 1, 2001
    • 10 replies
    • 3.2k views
    • 
    • BeckyMiller
    • July 15, 2002

17. Late Remittances - Mistake of Fact Exception?

    By Guest Chaffee, October 2, 2003
    • 10 replies
    • 2.5k views
    • 
    • Brian Gallagher
    • October 3, 2003

18. SCP no existing NHCEs

    By Draper55, March 27, 2019
    • 10 replies
    • 1.7k views
    • 
    • Kevin C
    • March 28, 2019

19. Controlled Group Question

    By Guest Williamj1, February 4, 2014   

    • Controlled Group
    • 10 replies
    • 2.1k views
    • 
    • Belgarath
    • May 10, 2016

20. SOLO K Requirement Question

    By Pammie57, April 12, 2022
    • 10 replies
    • 1.6k views
    • 
    • Jakyasar
    • April 14, 2022

21. Compensation

    By Guest mk2308, April 26, 2005
    • 10 replies
    • 1.7k views
    • 
    • Guest
    • April 27, 2005

22. Employer Unwittingly Includes Foreign Nationals in 401(k) Plan

    By Christine Roberts, July 14, 2004
    • 10 replies
    • 3.1k views
    • 
    • WDIK
    • July 15, 2004

23. Short Plan Year and coverage failure

    By John Feldt ERPA CPC QPA, August 11, 2009
    • 10 replies
    • 2k views
    • 
    • Laura Harrington
    • August 13, 2009

24. Entry dates in "new" controlled group situation

    By MarZDoates, September 1, 2017
    • 10 replies
    • 2.1k views
    • 
    • Luke Bailey
    • September 14, 2017

25. Fixed Fee Deductions - can it be discriminatory?

    By TPApril, February 10, 2022
    • 10 replies
    • 1.2k views
    • 
    • Patricia Neal Jensen
    • February 22, 2022

26. Comp Limit $200,000 for 2002

    By Guest Kim S., September 18, 2002
    • 10 replies
    • 2.1k views
    • 
    • Appleby
    • September 18, 2002

27. Life insurance in 401(k)

    By Scuba 401, July 10, 2020
    • 10 replies
    • 1.5k views
    • 
    • acm_acm
    • July 14, 2020

28. ROBS plan - what is different?

    By R. Scott, April 13, 2022
    • 10 replies
    • 2.5k views
    • 
    • QDROphile
    • September 15, 2022

29. Application of 401(a)(17) for Short Plan Year

    By Bruddah Kimo, October 30, 2009
    • 10 replies
    • 4.2k views
    • 
    • J Simmons
    • October 31, 2009

30. Exclude HCE from 401(k) plan w/out provision?

    By TPApril, April 15, 2016
    • 10 replies
    • 2.5k views
    • 
    • TPApril
    • April 18, 2016

31. Plan has prior year testing, but testing done on current year information.

    By Guest phyphy, April 12, 2004
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • March 8, 2005

32. Gross up a partner's earned income by after-tax employee contributions?

    By Will.I.Am, February 12, 2022
    • 10 replies
    • 976 views
    • 
    • Bri
    • February 15, 2022

33. ADP/ACP Testing for two 401(k) Plans in single controlled group

    By 7806akp, September 15, 2010
    • 10 replies
    • 3.7k views
    • 
    • QDROphile
    • April 8, 2011

34. Clarification on Catchup Contributions

    By MBCarey, October 25, 2002
    • 10 replies
    • 3k views
    • 
    • 2muchstress
    • October 28, 2002

35. Participant Loans/Credit Cards

    By austin3515, December 19, 2002
    • 10 replies
    • 1.9k views
    • 
    • Guest
    • December 28, 2002

36. Deadline Extension

    By Guest andmik, February 26, 2003
    • 10 replies
    • 2.7k views
    • 
    • Guest
    • February 28, 2003

37. Control Group Issue for Tax Exempt Organizations

    By David Olive, June 15, 2021
    • 10 replies
    • 1.8k views
    • 
    • David Olive
    • June 23, 2021

38. MA formula

    By Guest money40, March 15, 2012
    • 10 replies
    • 1.4k views
    • 
    • Guest
    • March 26, 2012

39. Sole Prop 401k Form 5500

    By nkaufman, September 5, 2017
    • 10 replies
    • 1.4k views
    • 
    • jsmith1985
    • September 7, 2017

40. Where are the COLAs?

    By austin3515, November 5, 2019
    • 10 replies
    • 1.1k views
    • 
    • Dave Baker
    • November 6, 2019

41. Help With Egttra Irs Rules For Hce's - Especially Where Account Holder

    By Guest Mike350, November 13, 2002
    • 10 replies
    • 1.9k views
    • 
    • RCK
    • November 18, 2002

42. eligible employees

    By Guest lskin, September 12, 2005
    • 10 replies
    • 9.8k views
    • 
    • QDROphile
    • May 22, 2018

43. 401(k) Spin-Off - Successor Plan Issues?

    By In-house Attorney, January 6, 2021
    • 10 replies
    • 4.3k views
    • 
    • Luke Bailey
    • January 10, 2021

44. QDRO Procedures: Compliant WIth ERISA?

    By ERISAlaw, February 25, 2025
    • 10 replies
    • 2.4k views
    • 
    • ERISAlaw
    • February 27, 2025

45. Eligibility exclusions

    By Guest yukon, August 16, 2005
    • 10 replies
    • 1.9k views
    • 
    • Locust
    • August 18, 2005

46. CARES Act Loans/Distributions - SMM's Needed?

    By austin3515, April 6, 2020
    • 10 replies
    • 2.2k views
    • 
    • Peter Gulia
    • December 30, 2020

47. Failed ADP

    By Guest pensiondoc, February 26, 1999
    • 10 replies
    • 2.2k views
    • 
    • Disco Stu
    • March 27, 2002

48. Does anyone know where I can get an example of how to compute the 5330

    By Guest Phil L., October 5, 2000
    • 10 replies
    • 3.3k views
    • 
    • k man
    • October 10, 2001

49. Delinquent contributions - large to small plan

    By TPApril, July 10, 2017   

    • use small plan safe harbor?
    • 10 replies
    • 980 views
    • 
    • TPApril
    • July 11, 2017

50. Beneficiary designation

    By JDuns, January 11, 2005
    • 10 replies
    • 3.2k views
    • 
    • Kirk Maldonado
    • January 12, 2005