401(k) Plans

19,275 topics in this forum

1. Top Heavy Aggregation

   By legort69, March 2, 2007
   • 0 replies
   • 870 views
   • 
   • legort69
   • March 2, 2007

2. Top Heavy Aggregation

   By KJohnson, February 24, 2000
   • 1 reply
   • 1.5k views
   • 
   • John A
   • March 2, 2000

3. Top Heavy Aggregation Group

   By Guest tas1, June 13, 2007
   • 12 replies
   • 1.9k views
   • 
   • austin3515
   • June 18, 2007

4. Top Heavy Agrgregation

   By KJohnson, February 25, 2000
   • 12 replies
   • 2.4k views
   • 
   • Guest
   • May 10, 2001

5. top heavy allocation

   By Gary, April 4, 2011
   • 5 replies
   • 2k views
   • 
   • GMK
   • April 4, 2011

6. Top Heavy Allocation

   By KevinMc, March 10, 2012
   • 2 replies
   • 886 views
   • 
   • KevinMc
   • March 12, 2012

7. Top Heavy allocation and use in 410(b) test

   By Guest hog4you2, April 5, 2004
   • 2 replies
   • 1.2k views
   • 
   • Guest
   • April 6, 2004

8. Top Heavy Allocation Compensation

   By Guest Henry Schneider, January 14, 1999
   • 3 replies
   • 3.4k views
   • 
   • Guest
   • January 16, 1999

9. Top Heavy allocation to "key employees"?

   By kwalified, January 31, 2012
   • 2 replies
   • 928 views
   • 
   • cpc0506
   • January 31, 2012

10. Top Heavy Allocation to Key Employees

    By NW529, August 10, 2020   

    • 401k
    • top heavy
    • (and 1 more)

      Tagged with:

      • 401k
      • top heavy
      • key employee
    • 16 replies
    • 1.5k views
    • 
    • BG5150
    • August 12, 2020

11. Top Heavy Allocation when changing divisions

    By Dan, April 28, 2005
    • 5 replies
    • 1.4k views
    • 
    • jaemmons
    • May 5, 2005

12. Top Heavy and ADP/ACP Rules

    By Guest dhoefer, November 4, 2002
    • 1 reply
    • 1.6k views
    • 
    • Tom Poje
    • November 5, 2002

13. Top heavy and catch up contributions

    By Guest kelly9522, February 16, 2004
    • 2 replies
    • 1.2k views
    • 
    • E as in ERISA
    • February 16, 2004

14. top heavy and catch up contributions

    By Guest Peggy806, January 31, 2011
    • 1 reply
    • 1.8k views
    • 
    • Guest
    • January 31, 2011

15. Top Heavy and Covid Distributions

    By justatester, March 31, 2023
    • 1 reply
    • 424 views
    • 
    • Lou S.
    • March 31, 2023

16. Top heavy and different eligibility

    By Chippy, October 29, 2010
    • 1 reply
    • 961 views
    • 
    • Tom Poje
    • October 29, 2010

17. Top Heavy and Excess Deferral

    By Catch22PGM, July 9, 2020   

    • top heavy
    • excess deferral
    • 3 replies
    • 1.2k views
    • 
    • Catch22PGM
    • July 9, 2020

18. top heavy and family aggregation

    By Guest erisalady, October 9, 2012
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • October 9, 2012

19. Top Heavy and Forfeiture Allocation

    By Guest Sheryl L, February 21, 2002
    • 1 reply
    • 1.7k views
    • 
    • Medusa
    • February 21, 2002

20. Top heavy and former key ee's

    By Guest lindamichals, February 2, 2006
    • 2 replies
    • 2.6k views
    • 
    • Tom Poje
    • February 2, 2006

21. top heavy and former key employee

    By chc93, March 26, 2013
    • 2 replies
    • 2.8k views
    • 
    • chc93
    • March 26, 2013

22. Top Heavy and Gateway

    By jim241, May 2, 2018   

    • safe harbor
    • top heavy
    • (and 3 more)

      Tagged with:

      • safe harbor
      • top heavy
      • gateway
      • hce
      • non-key
    • 7 replies
    • 957 views
    • 
    • John Feldt ERPA CPC QPA
    • May 4, 2018

23. Top Heavy and Gateway Minimum

    By ConnieStorer, December 27, 2022
    • 3 replies
    • 804 views
    • 
    • Lou S.
    • December 28, 2022

24. TOP HEAVY AND MANDATORY AGGREGATION

    By KJohnson, April 7, 2000
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • April 8, 2000

25. top heavy and MEP

    By AlbanyConsultant, May 3, 2023
    • 2 replies
    • 661 views
    • 
    • AlbanyConsultant
    • May 3, 2023

26. Top Heavy and Multiple Employer

    By cdavis25, July 27, 2018
    • 1 reply
    • 663 views
    • 
    • ETA Consulting LLC
    • July 27, 2018

27. Top Heavy and Prevailing wage

    By Jim Chad, September 7, 2022
    • 6 replies
    • 772 views
    • 
    • 401kology
    • September 8, 2022

28. Top heavy and retirement

    By hileman, January 29, 2020
    • 1 reply
    • 516 views
    • 
    • Bri
    • January 29, 2020

29. Top Heavy and Safe Harbor

    By coleboy, April 13, 2021
    • 29 replies
    • 2.3k views
    • 
    • Lou S.
    • April 15, 2021

30. Top Heavy and Safe Harbor

    By coleboy, February 24, 2021
    • 2 replies
    • 380 views
    • 
    • coleboy
    • February 24, 2021

31. Top Heavy and Safe Harbor

    By justatester, February 25, 2022
    • 4 replies
    • 796 views
    • 
    • C. B. Zeller
    • February 25, 2022

32. Top Heavy and Safe Harbor allocation

    By perplexedbypensions, February 28, 2019
    • 22 replies
    • 5.8k views
    • 
    • Tom Poje
    • March 8, 2019

33. Top Heavy and Safe Harbor match question

    By Lori H, September 11, 2013
    • 4 replies
    • 1.4k views
    • 
    • Kevin C
    • September 13, 2013

34. Top heavy and safe harbor nonelective contribution

    By Guest Dolores Lawrence, March 4, 2004
    • 9 replies
    • 3k views
    • 
    • Tom Poje
    • March 12, 2004

35. Top Heavy and Secure 2.0

    By tpa_girl, September 14, 2024   

    • top heavy
    • top heavy minimum
    • (and 2 more)

      Tagged with:

      • top heavy
      • top heavy minimum
      • secure 2.0
      • otherwise excludable
    • 5 replies
    • 2.4k views
    • 
    • C. B. Zeller
    • September 16, 2024

36. Top Heavy and under 1,000 HOS

    By Guest dhall, May 18, 2010
    • 1 reply
    • 996 views
    • 
    • Tom Poje
    • May 18, 2010

37. Top Heavy and Vesting

    By Earl, January 27, 2003
    • 3 replies
    • 1.7k views
    • 
    • Earl
    • January 27, 2003

38. Top Heavy Balance Cash/Accrual

    By AmyETPA, February 2, 2024
    • 4 replies
    • 803 views
    • 
    • Bri
    • February 6, 2024

39. Top Heavy benefits under DC plan when DB is frozen

    By nancy, October 25, 2002
    • 1 reply
    • 1.1k views
    • 
    • Blinky the 3-eyed Fish
    • October 28, 2002

40. Top Heavy but no NHCE Employees

    By SCSFAM03, January 10, 2019
    • 5 replies
    • 839 views
    • 
    • CuseFan
    • January 10, 2019

41. Top Heavy Calc: inactive employee - include?

    By TPApril, June 22, 2022
    • 12 replies
    • 1.6k views
    • 
    • FORMER ESQ.
    • June 27, 2022

42. top heavy calculation

    By Guest ghal, May 11, 2012
    • 5 replies
    • 3k views
    • 
    • Guest
    • May 11, 2012

43. Top Heavy Calculation

    By Guest JLecas, April 23, 2010
    • 3 replies
    • 1.7k views
    • 
    • Guest
    • May 19, 2010

44. top heavy calculation for 401(k) plan - for the umpteenth time, what r

    By MR, March 29, 2001
    • 2 replies
    • 2k views
    • 
    • Richard Anderson
    • March 29, 2001

45. Top Heavy Calculation in Multiple Employer Plan

    By #toomanyrules, January 11, 2021
    • 3 replies
    • 1k views
    • 
    • FORMER ESQ.
    • January 16, 2021

46. Top Heavy Contribution

    By DP, August 27, 2002
    • 12 replies
    • 1.8k views
    • 
    • Guest
    • August 30, 2002

47. Top Heavy Contribution

    By Guest jetfaninmn, November 28, 2005
    • 1 reply
    • 1.2k views
    • 
    • Leopurrd
    • November 28, 2005

48. Top Heavy Contribution

    By MBCarey, July 24, 2003
    • 7 replies
    • 2.3k views
    • 
    • R. Butler
    • July 24, 2003

49. Top Heavy Contribution

    By Guest hpaine, July 8, 2003
    • 3 replies
    • 1.1k views
    • 
    • Guest
    • July 9, 2003

50. Top Heavy Contribution -- 3% of Which Year's Comp?

    By Guest mrjones, June 29, 2014
    • 4 replies
    • 1k views
    • 
    • david rigby
    • June 30, 2014