401(k) Plans

19,334 topics in this forum

1. IRS guidance for Catch-Up contributions and for Auto Enrollment scheduled to be published next week

   By Paul I, January 10, 2025
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   • 508 views
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   • Paul I
   • January 10, 2025

2. "First year plan" rule for testing

   By pbarrett, June 9, 2004
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   • pbarrett
   • June 9, 2004

3. Safe Harbor Termination Mid-Year

   By austin3515, March 31, 2008
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   • austin3515
   • March 31, 2008

4. Remedial amendment period/Rev. Proc. 2000-20

   By Scuba 401, January 31, 2000
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   • Scuba 401
   • January 31, 2000

5. 1099-R coding of rechar.

   By Guest LTurner, January 30, 2001
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   • Guest
   • January 30, 2001

6. Retroactive S Election by LLC - Owner Deferrals prior to Election

   By austin3515, March 1, 2004
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   • austin3515
   • March 1, 2004

7. Withholding on Roth distrib under $200

   By dcoderre, August 26, 2007
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   • dcoderre
   • August 26, 2007

8. Compensation paid after termination

   By jkharvey, March 31, 2008
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   • jkharvey
   • March 31, 2008

9. USERRA

   By Nassau, December 5, 2011
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   • 897 views
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   • Nassau
   • December 5, 2011

10. Plan Year Ends within Tax Year

    By Dougsbpc, November 3, 2014
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    • 743 views
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    • Dougsbpc
    • November 3, 2014

11. Two 401(k) Plans, same employer

    By imchipbrown, July 27, 2018
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    • 510 views
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    • imchipbrown
    • July 27, 2018

12. Hardship Distribution - Services Completed

    By 52626, April 29, 2024
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    • 410 views
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    • 52626
    • April 29, 2024

13. Open Enrollment.

    By Guest Thornton, January 7, 2002
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    • Guest
    • January 7, 2002

14. Catch-up and the short plan year

    By Guest PAL100759, September 9, 2004
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    • Guest
    • September 9, 2004

15. Stock given as compensation

    By MSN, November 11, 2009
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    • 931 views
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    • MSN
    • November 11, 2009

16. Correction for potential violation of Contingent Benefit Rule

    By spartytax, June 17, 2015
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    • spartytax
    • June 17, 2015

17. Is the plan sponsor required to retain old Summary Plan Descriptions?

    By Guest mo again, October 13, 2000
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    • Guest
    • October 13, 2000

18. Buy Back to Restored forfeiture after rehired- ROTH 401K

    By Panda, March 13, 2025
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    • 609 views
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    • Panda
    • March 13, 2025

19. Deferred Compensation limits at state level

    By Guest Barney Byrd, November 4, 2001
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    • Guest
    • November 4, 2001

20. When is contribution deductible, plan is calendar year but employer is

    By jkharvey, March 12, 2002
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    • jkharvey
    • March 12, 2002

21. Notice Requirements for Additional Benefits in Safe Harbor Plan

    By Guest W Waldan Lloyd, December 11, 2009
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    • Guest
    • December 11, 2009

22. Diversification Notice

    By Guest shaul, June 4, 2010
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    • Guest
    • June 4, 2010

23. Top Paid Group Election

    By Guest, February 1, 2000
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    • Guest
    • February 1, 2000

24. Lesops

    By fidu, February 11, 2002
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    • fidu
    • February 11, 2002

25. Merger of 401(k) Plans Mid-Year

    By Guest abrandw, August 29, 2003
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    • 1.3k views
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    • Guest
    • August 29, 2003

26. Excess Annual Additions

    By fiona1, September 29, 2004
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    • 976 views
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    • fiona1
    • September 29, 2004

27. Affliated Service Group

    By Chippy, February 26, 2013
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    • 827 views
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    • Chippy
    • February 26, 2013

28. Merging a SH Plan with a Non-SH Plan (What to look out for?)

    By Chris123, March 9, 2021
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    • 372 views
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    • Chris123
    • March 9, 2021

29. 410(b) testing with a quarterly last day requirement

    By Guest ticket, December 28, 1998
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    • 1.5k views
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    • Guest
    • December 28, 1998

30. Mid year merger of non safe harbor and safe harbor plans

    By 30Rock, March 5, 2024
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    • 555 views
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    • 30Rock
    • March 5, 2024

31. Vesting for term'd EE during merger

    By Guest RLD, March 27, 2002
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    • Guest
    • March 27, 2002

32. RFP's

    By Guest tracyzimmer, April 12, 2002
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    • Guest
    • April 12, 2002

33. Aggregation & 401(k)

    By R. Butler, August 29, 2003
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    • 1.4k views
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    • R. Butler
    • August 29, 2003

34. SSI Acceptance Letter, participant on SSI and collects Pension payments in installments... then found to be committing fraud...

    By Guest annette1001, April 21, 2004
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    • Guest
    • April 21, 2004

35. Eligibility for deferrals and safe harbor match - brain freeze & need a hand

    By Guest Ducks, November 12, 2004
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    • Guest
    • November 12, 2004

36. SERP Providers

    By Guest vqualplan, June 30, 2005
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    • Guest
    • June 30, 2005

37. MFS & Hartford Reports

    By Guest raleightpa, November 19, 2007
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    • Guest
    • November 19, 2007

38. Military leave - loan provision

    By AKconsult, April 9, 2013
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    • 831 views
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    • AKconsult
    • April 9, 2013

39. Partnership dissolving, new partnership forming - What separation or severance rules apply?

    By JustMe, June 9, 2020
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    • 431 views
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    • JustMe
    • June 9, 2020

40. Inclusion of foreign earned income to see if HCE?

    By Guest Cheryl Wilson, May 12, 2000
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    • Guest
    • May 12, 2000

41. EGTRRA Top Heavy Question

    By RTK, September 25, 2002
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    • RTK
    • September 25, 2002

42. Otherwise Excludible Employees Plan Entry Dates

    By Guest MFuentes, February 2, 2000
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    • Guest
    • February 2, 2000

43. Indirect ownership

    By MGOAdmin, January 15
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    • 217 views
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    • MGOAdmin
    • January 15

44. 1-1 Correction for prior year testing method

    By Guest pjg, March 24, 2003
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    • Guest
    • March 24, 2003

45. Can a prudent fiduciary approve a conflicted adviser?

    By Peter Gulia, February 8, 2007
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    • 1k views
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    • Peter Gulia
    • February 8, 2007

46. Failing Coverage in 401(k) Safe Harbor Plan

    By Guest Golden K, June 25, 2009
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    • Guest
    • June 25, 2009

47. ADP Test - missed deferrals

    By blue, February 9, 2010
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    • 1k views
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    • blue
    • February 9, 2010

48. 401(k) Plan for parternships with PCs

    By nancy, June 4, 1999
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    • nancy
    • June 4, 1999

49. Can the ineligible contributions made to a rollover IRA (due to excess

    By Guest lavander30, December 14, 2001
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    • Guest
    • December 14, 2001

50. NSCC Trading

    By Guest ell, May 18, 2004
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    • Guest
    • May 18, 2004