401(k) Plans

19,317 topics in this forum

1. Eligibility Credit for Unpaid Spouse's Service?

   By cheersmate, May 17, 2023   

   • unpaid hours
   • credit for unpaid hours
   • (and 3 more)

     Tagged with:

     • unpaid hours
     • credit for unpaid hours
     • eligibility service
     • spouse
     • relius
   • 0 replies
   • 451 views
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   • cheersmate
   • May 17, 2023

2. GLB BSA and USA Patriot act.

   By fidu, March 18, 2002
   • 0 replies
   • 1.6k views
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   • fidu
   • March 18, 2002

3. return of after-tax contribution made lasta year?

   By Guest jy12443, April 10, 2008
   • 0 replies
   • 901 views
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   • Guest
   • April 10, 2008

4. Definition of HCE when plan sponsor acquires an existing business.

   By Guest, March 6, 2000
   • 0 replies
   • 1.4k views
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   • Guest
   • March 6, 2000

5. Profit Sharing Spin-off: all or only 401(k) portion?

   By Guest LDH1, December 5, 2000
   • 0 replies
   • 1.5k views
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   • Guest
   • December 5, 2000

6. Advocacy - I Need Someone's Help

   By Guest France, July 11, 2001
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   • 1.4k views
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   • Guest
   • July 11, 2001

7. Merger of DCP

   By J2D2, January 12, 2002
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   • 1.5k views
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   • J2D2
   • January 12, 2002

8. 100% tax withholding on deminimus distributions?

   By Guest Cricket1, October 22, 2002
   • 0 replies
   • 1.1k views
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   • Guest
   • October 22, 2002

9. 401k rpoduct/model

   By Guest DU student, June 9, 2008
   • 0 replies
   • 914 views
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   • Guest
   • June 9, 2008

10. DOL Advisory Opinion 81-78

    By Wessex, June 26, 2017
    • 0 replies
    • 454 views
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    • Wessex
    • June 26, 2017

11. Retro amendment to increase SH Match

    By austin3515, October 1, 2021
    • 0 replies
    • 280 views
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    • austin3515
    • October 1, 2021

12. List of plans requiring audits

    By Guest Stevejp, August 3, 1999
    • 0 replies
    • 1.3k views
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    • Guest
    • August 3, 1999

13. QACA Match - formula not being capped

    By Spencer, April 11, 2025
    • 0 replies
    • 571 views
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    • Spencer
    • April 11, 2025

14. Two Plans, one brokerage account

    By austin3515, December 19, 2003
    • 0 replies
    • 923 views
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    • austin3515
    • December 19, 2003

15. Re-deposit excess contributions and make QNEC instead?

    By Guest Pam Mc, April 3, 2006
    • 0 replies
    • 1.1k views
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    • Guest
    • April 3, 2006

16. Returning ADP refunds to opt for a QNEC

    By fiona1, March 14, 2007
    • 0 replies
    • 1.1k views
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    • fiona1
    • March 14, 2007

17. How to test controlled group with 2 different plans?

    By Jakyasar, October 2, 2021
    • 0 replies
    • 578 views
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    • Jakyasar
    • October 2, 2021

18. Changing QACA percentage mid-year

    By cpc0506, August 26, 2022
    • 0 replies
    • 349 views
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    • cpc0506
    • August 26, 2022

19. Overfunding Safe Harbor Contribution can use classify as "mistake

    By Guest Kelly Musico, March 7, 2000
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    • 2.5k views
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    • Guest
    • March 7, 2000

20. Incidental benefit limit for life insurance.

    By Guest Thornton, August 1, 2002
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    • 1.9k views
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    • Guest
    • August 1, 2002

21. Life Insurance Distributions

    By austin3515, May 2, 2006
    • 0 replies
    • 1.1k views
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    • austin3515
    • May 2, 2006

22. Blackout Notice - Failure to Provide to Some Participants

    By LRC, April 23, 2013
    • 0 replies
    • 1.5k views
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    • LRC
    • April 23, 2013

23. ACP testing question

    By fiona1, March 19, 2014
    • 0 replies
    • 824 views
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    • fiona1
    • March 19, 2014

24. Safe Harbor Contributions

    By Guest EBraxton, August 3, 1999
    • 0 replies
    • 1.4k views
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    • Guest
    • August 3, 1999

25. What constitutes a separate division under the same desk rule?

    By Guest JWBrown, February 8, 2001
    • 0 replies
    • 1.7k views
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    • Guest
    • February 8, 2001

26. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing

    By Guest RSNOW, September 30, 2003
    • 0 replies
    • 1.1k views
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    • Guest
    • September 30, 2003

27. Military Leave - Tax treatment of made up contributions for prior years.

    By Guest 2341mid, February 20, 2004
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    • 1k views
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    • Guest
    • February 20, 2004

28. Solo 401(k) and health insurance premiums

    By Guest BruceC, April 24, 2011
    • 0 replies
    • 1.1k views
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    • Guest
    • April 24, 2011

29. pro rated limits for joining a MEP mid year?

    By AlbanyConsultant, May 18, 2023
    • 0 replies
    • 428 views
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    • AlbanyConsultant
    • May 18, 2023

30. Controlled Group Vesting

    By Guest carsca, May 13, 2002
    • 0 replies
    • 1.8k views
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    • Guest
    • May 13, 2002

31. ADP Testing

    By MBCarey, March 22, 2004
    • 0 replies
    • 969 views
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    • MBCarey
    • March 22, 2004

32. HCE Determination with a Stock Deal

    By justatester, August 6, 2009
    • 0 replies
    • 942 views
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    • justatester
    • August 6, 2009

33. What does it mean to "maintain" a plan under §1003?

    By JWRB, August 24, 2017
    • 0 replies
    • 366 views
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    • JWRB
    • August 24, 2017

34. Tribal 401(k) Plans

    By TPApril, July 12, 2019
    • 0 replies
    • 414 views
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    • TPApril
    • July 12, 2019

35. COLI Fraud

    By Guest kkirk, October 6, 1998
    • 0 replies
    • 4.5k views
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    • Guest
    • October 6, 1998

36. Application of 401(a)(17) Compensation Limit to After-Tax Contributions

    By rocknrolls2, February 11, 2006
    • 0 replies
    • 1.8k views
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    • rocknrolls2
    • February 11, 2006

37. Lost Check, and Reduction Rules

    By Guest JB2, February 26, 1999
    • 0 replies
    • 1.3k views
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    • Guest
    • February 26, 1999

38. SAFEHARBOR ADOPTION SPONSOR MERGERS

    By Guest CFM, March 7, 2000
    • 0 replies
    • 1.6k views
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    • Guest
    • March 7, 2000

39. Volume Submitter To Prototype & Gust

    By sdix401k, August 1, 2002
    • 0 replies
    • 1.3k views
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    • sdix401k
    • August 1, 2002

40. Sample Test - Document Drafting

    By Guest JJB12, March 5, 2004
    • 0 replies
    • 997 views
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    • Guest
    • March 5, 2004

41. Controll group, average benefit test, and ADP test

    By Guest cxs, November 1, 2004
    • 0 replies
    • 1.1k views
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    • Guest
    • November 1, 2004

42. QNEC Contribution and Allocation

    By buckaroo, September 29, 2005
    • 0 replies
    • 2.1k views
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    • buckaroo
    • September 29, 2005

43. discrimination testing for 401(k) and 403(b)

    By Guest Rocky, October 5, 2007
    • 0 replies
    • 1.2k views
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    • Guest
    • October 5, 2007

44. Indirect Compensation

    By Guest RD73, March 14, 2008
    • 0 replies
    • 1.6k views
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    • Guest
    • March 14, 2008

45. Permissive Service Credits Purchase

    By marco23, December 6, 2016
    • 0 replies
    • 772 views
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    • marco23
    • December 6, 2016

46. Trading platform

    By Guest Dale Cunningham, October 7, 1998
    • 0 replies
    • 4.4k views
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    • Guest
    • October 7, 1998

47. Mid year auto enroll change

    By 401KsRme, February 11, 2025
    • 0 replies
    • 466 views
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    • 401KsRme
    • February 11, 2025

48. Retaliation...

    By Guest Hickory6, June 21, 2002
    • 0 replies
    • 1.3k views
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    • Guest
    • June 21, 2002

49. Aggregation of plans for top heavy

    By Guest DJB, October 8, 2004
    • 0 replies
    • 1.1k views
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    • Guest
    • October 8, 2004

50. 5500 and late deposits

    By JKW, October 4, 2011
    • 0 replies
    • 1k views
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    • JKW
    • October 4, 2011