401(k) Plans

19,337 topics in this forum

1. Lost wage window?

   By Guest jhilliard, September 9, 2003
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   • Guest
   • September 9, 2003

2. Forfeitures account in trust fund too low to allocate properly

   By Guest HLIFECraigo, September 30, 2003
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   • Guest
   • September 30, 2003

3. Audit Question?

   By FundeK, July 12, 2004
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   • FundeK
   • July 12, 2004

4. Rule 22(c)2 Excessive Trading - recordkeeper's responsibilities

   By SRP, October 31, 2007
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   • SRP
   • October 31, 2007

5. Can you Merge a PS plan into a 403b?

   By austin3515, May 9, 2008
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   • austin3515
   • May 9, 2008

6. Mid-year amendment to SH 401k

   By dmb, March 22, 2010
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   • dmb
   • March 22, 2010

7. 5330 PROCEDURES

   By JKW, July 12, 2010
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   • JKW
   • July 12, 2010

8. Which early-out distribution amounts are inflation-adjusted?

   By Peter Gulia, November 26, 2024
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   • Peter Gulia
   • November 26, 2024

9. ESOP top-off calculations / spreadsheets

   By Guest Amit, June 21, 2002
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   • Guest
   • June 21, 2002

10. ADP Refunds/plan terminating

    By Guest chris4013, May 8, 2003
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    • Guest
    • May 8, 2003

11. Coverage Issues for Controlled Group-w/failing ADP

    By justatester, December 4, 2007
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    • justatester
    • December 4, 2007

12. MEP 401(k) Plan-Does account balance transfer with eEE when changing ER?

    By fynn6%7, May 4, 2017   

    • mep
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    • 419 views
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    • fynn6%7
    • May 4, 2017

13. Financial forecasts for participants

    By Guest Marc Brousseau, September 30, 1998
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    • Guest
    • September 30, 1998

14. Criteria for 10 day extension if 15 Bz day missed for contributions

    By Guest Richele, February 24, 1999
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    • Guest
    • February 24, 1999

15. HCEs in 2 Plans

    By Guest Chains, November 30, 1999
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    • Guest
    • November 30, 1999

16. peo and commonly controlled company

    By Guest CAM223, February 5, 2003
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    • Guest
    • February 5, 2003

17. Catchup Contributions - "Plan Imposed Limit"

    By ERISA1, October 30, 2006
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    • ERISA1
    • October 30, 2006

18. Transfer Contribution from Cafeteria Plan

    By Guest KennyH, February 13, 2008
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    • 1k views
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    • Guest
    • February 13, 2008

19. Mid-Year safe Harbor Merger

    By PMC, September 29, 2009
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    • 1.3k views
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    • PMC
    • September 29, 2009

20. PTO Contribution Amendment

    By Guest Statler, May 18, 2010
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    • 828 views
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    • Guest
    • May 18, 2010

21. Eligibility Credit for Unpaid Spouse's Service?

    By cheersmate, May 17, 2023   

    • unpaid hours
    • credit for unpaid hours
    • (and 3 more)

      Tagged with:

      • unpaid hours
      • credit for unpaid hours
      • eligibility service
      • spouse
      • relius
    • 0 replies
    • 460 views
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    • cheersmate
    • May 17, 2023

22. GLB BSA and USA Patriot act.

    By fidu, March 18, 2002
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    • fidu
    • March 18, 2002

23. return of after-tax contribution made lasta year?

    By Guest jy12443, April 10, 2008
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    • 908 views
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    • Guest
    • April 10, 2008

24. Definition of HCE when plan sponsor acquires an existing business.

    By Guest, March 6, 2000
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    • Guest
    • March 6, 2000

25. Profit Sharing Spin-off: all or only 401(k) portion?

    By Guest LDH1, December 5, 2000
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    • 1.6k views
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    • Guest
    • December 5, 2000

26. Advocacy - I Need Someone's Help

    By Guest France, July 11, 2001
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    • Guest
    • July 11, 2001

27. Merger of DCP

    By J2D2, January 12, 2002
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    • 1.5k views
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    • J2D2
    • January 12, 2002

28. 100% tax withholding on deminimus distributions?

    By Guest Cricket1, October 22, 2002
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    • 1.1k views
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    • Guest
    • October 22, 2002

29. 401k rpoduct/model

    By Guest DU student, June 9, 2008
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    • 920 views
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    • Guest
    • June 9, 2008

30. DOL Advisory Opinion 81-78

    By Wessex, June 26, 2017
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    • 462 views
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    • Wessex
    • June 26, 2017

31. Retro amendment to increase SH Match

    By austin3515, October 1, 2021
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    • 293 views
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    • austin3515
    • October 1, 2021

32. List of plans requiring audits

    By Guest Stevejp, August 3, 1999
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    • Guest
    • August 3, 1999

33. QACA Match - formula not being capped

    By Spencer, April 11, 2025
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    • 595 views
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    • Spencer
    • April 11, 2025

34. Two Plans, one brokerage account

    By austin3515, December 19, 2003
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    • 926 views
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    • austin3515
    • December 19, 2003

35. Re-deposit excess contributions and make QNEC instead?

    By Guest Pam Mc, April 3, 2006
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    • Guest
    • April 3, 2006

36. Returning ADP refunds to opt for a QNEC

    By fiona1, March 14, 2007
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    • 1.1k views
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    • fiona1
    • March 14, 2007

37. How to test controlled group with 2 different plans?

    By Jakyasar, October 2, 2021
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    • 589 views
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    • Jakyasar
    • October 2, 2021

38. Changing QACA percentage mid-year

    By cpc0506, August 26, 2022
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    • 359 views
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    • cpc0506
    • August 26, 2022

39. Overfunding Safe Harbor Contribution can use classify as "mistake

    By Guest Kelly Musico, March 7, 2000
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    • Guest
    • March 7, 2000

40. Incidental benefit limit for life insurance.

    By Guest Thornton, August 1, 2002
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    • Guest
    • August 1, 2002

41. Life Insurance Distributions

    By austin3515, May 2, 2006
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    • austin3515
    • May 2, 2006

42. Blackout Notice - Failure to Provide to Some Participants

    By LRC, April 23, 2013
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    • LRC
    • April 23, 2013

43. ACP testing question

    By fiona1, March 19, 2014
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    • 835 views
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    • fiona1
    • March 19, 2014

44. Safe Harbor Contributions

    By Guest EBraxton, August 3, 1999
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    • Guest
    • August 3, 1999

45. What constitutes a separate division under the same desk rule?

    By Guest JWBrown, February 8, 2001
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    • Guest
    • February 8, 2001

46. OK for same employer to have 2 different 401(k) plans? One will be safe harbor, other will be subject to ADP testing

    By Guest RSNOW, September 30, 2003
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    • 1.1k views
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    • Guest
    • September 30, 2003

47. Military Leave - Tax treatment of made up contributions for prior years.

    By Guest 2341mid, February 20, 2004
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    • 1k views
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    • Guest
    • February 20, 2004

48. Solo 401(k) and health insurance premiums

    By Guest BruceC, April 24, 2011
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    • Guest
    • April 24, 2011

49. pro rated limits for joining a MEP mid year?

    By AlbanyConsultant, May 18, 2023
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    • 446 views
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    • AlbanyConsultant
    • May 18, 2023

50. Controlled Group Vesting

    By Guest carsca, May 13, 2002
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    • Guest
    • May 13, 2002