401(k) Plans

19,319 topics in this forum

1. QDRO Distribution Question

   By Guest JDL, September 25, 2002
   • 13 replies
   • 2.8k views
   • 
   • E as in ERISA
   • September 27, 2002

2. fiscal year, 415 and catch-up

   By Golgi, March 24, 2010
   • 8 replies
   • 2.8k views
   • 
   • Kevin C
   • March 26, 2010

3. top heavy plan with no employer discretionary profit sharing contribut

   By Guest ROB VIDOVICH, May 8, 2001
   • 6 replies
   • 2.8k views
   • 
   • Guest
   • April 4, 2002

4. auto enroll and rehire

   By pmacduff, June 30, 2016
   • 4 replies
   • 2.8k views
   • 
   • Mike Preston
   • July 1, 2016

5. hardship withdrawals for post-secondary education

   By Guest cac1134, June 30, 2005
   • 2 replies
   • 2.8k views
   • 
   • Guest
   • July 1, 2005

6. Unusual Coverage Testing and OEE employees

   By buckaroo, October 6, 2009
   • 12 replies
   • 2.8k views
   • 
   • buckaroo
   • October 12, 2009

7. off calendar year/catch-up

   By Guest deathbycashcall, September 15, 2005
   • 12 replies
   • 2.8k views
   • 
   • RTK
   • September 23, 2005

8. Recoupment of overpayments made to deceased participant

   By Guest TroyRiley, October 26, 2003
   • 2 replies
   • 2.8k views
   • 
   • mbozek
   • October 27, 2003

9. Excess Contributions and the related Match

   By msmith, January 18, 2008
   • 14 replies
   • 2.8k views
   • 
   • Below Ground
   • February 14, 2008

10. Current availability test

    By Guest dietpepsi, August 2, 2006
    • 2 replies
    • 2.8k views
    • 
    • Guest
    • August 3, 2006

11. Spousal rollover of loan due to death distribution

    By FundeK, January 30, 2009
    • 6 replies
    • 2.8k views
    • 
    • Kevin C
    • January 30, 2009

12. Otherwise excludable employees and elapsed time method

    By Guest BJ, February 14, 2003
    • 1 reply
    • 2.8k views
    • 
    • Blinky the 3-eyed Fish
    • February 14, 2003

13. 401(k) plan has separate annuity contracts, employer wants to transfer plan

    By katieinny, January 31, 2011
    • 24 replies
    • 2.8k views
    • 
    • K2retire
    • February 3, 2011

14. Excess Contribution and ADP Testing

    By Guest AJM 34, August 3, 2007
    • 7 replies
    • 2.8k views
    • 
    • Tom Poje
    • August 13, 2007

15. Elapsed Time Vesting

    By MBCarey, June 28, 2012
    • 1 reply
    • 2.8k views
    • 
    • Tom Poje
    • June 28, 2012

16. Suspension of 401k Loan payments

    By Roger, December 16, 2020   

    • 401k loan repayments
    • 16 replies
    • 2.8k views
    • 
    • Luke Bailey
    • December 25, 2020

17. Temporary Eligibility for a 401(k) Arrangement

    By Guest koolkid, October 9, 2002
    • 12 replies
    • 2.8k views
    • 
    • austin3515
    • October 15, 2002

18. 401(k) distributions

    By Guest Michele Silverman, September 28, 2006
    • 7 replies
    • 2.8k views
    • 
    • Guest
    • September 29, 2006

19. Trustee being removed, needs to sign amendment?

    By TPApril, April 27, 2022
    • 13 replies
    • 2.8k views
    • 
    • Peter Gulia
    • April 29, 2022

20. Corbel / Collapsible Adoption Agreement

    By austin3515, April 24, 2019
    • 7 replies
    • 2.8k views
    • 
    • Bird
    • April 26, 2019

21. QACA Rules

    By Brenda Wren, April 12, 2010
    • 1 reply
    • 2.8k views
    • 
    • Brenda Wren
    • April 12, 2010

22. ADP tests and Top Heavy

    By Guest CAG1, July 14, 2008
    • 11 replies
    • 2.8k views
    • 
    • Guest
    • July 16, 2008

23. 401k Contributions...Base or including OT

    By Guest Nabrin, March 12, 2004
    • 11 replies
    • 2.8k views
    • 
    • QDROphile
    • March 30, 2004

24. Non-discrimination test for merger occurring mid-year

    By Guest benefitsanalyst, April 5, 2002
    • 1 reply
    • 2.8k views
    • 
    • mbozek
    • April 8, 2002

25. missed 2013 Form 8955-SSA

    By cpc0506, February 10, 2015
    • 13 replies
    • 2.8k views
    • 
    • chc93
    • October 12, 2017

26. Casual Labor Employees

    By Guest TLCPension, January 15, 2003
    • 6 replies
    • 2.8k views
    • 
    • Guest
    • January 15, 2003

27. Can a 401(k) account be segregated into 2 IRA accounts for the purposes of segregating the pre-tax and after-tax dollars?

    By Guest need help, September 29, 2004
    • 14 replies
    • 2.8k views
    • 
    • jevd
    • September 30, 2004

28. safe harbor maybe

    By cpc0506, January 31, 2013
    • 5 replies
    • 2.8k views
    • 
    • Kevin C
    • January 31, 2013

29. ACP prior year test w/ no prior year match

    By Guest tmills, January 26, 2010
    • 8 replies
    • 2.8k views
    • 
    • Tom Poje
    • January 28, 2010

30. Plan Sponsor Reimbursement from Forfeiture Account

    By MarZDoates, August 6, 2019
    • 8 replies
    • 2.8k views
    • 
    • RPAS
    • August 9, 2019

31. Owner wants separate plan from union

    By Guest Bear, December 7, 2004
    • 8 replies
    • 2.8k views
    • 
    • SoCalActuary
    • December 8, 2004

32. Safe Harbor Plan

    By Guest Sieve, March 5, 2009
    • 22 replies
    • 2.8k views
    • 
    • Guest
    • March 9, 2009

33. 401k elective deferral limits

    By Gary, November 19, 2008
    • 15 replies
    • 2.8k views
    • 
    • masteff
    • November 20, 2008

34. Trust EIN number questions.

    By wsp, October 24, 2002
    • 1 reply
    • 2.8k views
    • 
    • E as in ERISA
    • October 25, 2002

35. ACP Refund Correction Method

    By jmartin, September 1, 2016
    • 7 replies
    • 2.8k views
    • 
    • Tom Poje
    • September 7, 2016

36. [Update] Excess deferral in 2017 (not corrected by April 15, 2018) with two unrelated employers/plans

    By Pxhesq, April 19, 2018   

    • 401(k)
    • excess deferral
    • 5 replies
    • 2.8k views
    • 
    • Kac1214
    • April 20, 2018

37. QDRO for a Nonqualified Deferred Compensation Plan

    By Guest koolkid, November 25, 2002
    • 5 replies
    • 2.8k views
    • 
    • mbozek
    • November 26, 2002

38. Unsigned Adoption Agreement

    By Spencer, January 30, 2001
    • 2 replies
    • 2.8k views
    • 
    • Bill Berke
    • January 31, 2001

39. SPD's

    By Guest Keith371, April 5, 2002
    • 4 replies
    • 2.8k views
    • 
    • mbozek
    • April 8, 2002

40. Can you stop and restart Safe Harbor Match Contributions the same Plan

    By Guest UKH, January 4, 2001
    • 1 reply
    • 2.8k views
    • 
    • wmyer
    • January 4, 2001

41. Current Availability of Benefits

    By Guest Thornton, July 23, 2002
    • 11 replies
    • 2.8k views
    • 
    • mbozek
    • July 24, 2002

42. File Retention

    By Guest bernverd, June 5, 2008
    • 13 replies
    • 2.8k views
    • 
    • Guest
    • June 25, 2008

43. Payout of participants with balance <$5,000

    By Guest wallacea, February 28, 2000
    • 7 replies
    • 2.8k views
    • 
    • K2retire
    • July 23, 2009

44. union employees and separate plan provisions

    By Guest Iwonder, September 2, 2011
    • 3 replies
    • 2.8k views
    • 
    • Guest
    • September 12, 2011

45. Administration of catch up contributions

    By Guest Diane DuFresne, February 5, 2002
    • 17 replies
    • 2.8k views
    • 
    • Guest
    • February 20, 2002

46. 401k spousal consent to distribution

    By Guest mariaguzzetta, April 8, 2002
    • 0 replies
    • 2.8k views
    • 
    • Guest
    • April 8, 2002

47. same desk rule in asset sale

    By Gudgergirl, June 22, 2009
    • 2 replies
    • 2.8k views
    • 
    • masteff
    • June 23, 2009

48. eligibility Different eligibility provisions for different job classes

    By TX-TPA-Guy, June 14, 2017   

    • 401(k)
    • job class
    • 9 replies
    • 2.8k views
    • 
    • TX-TPA-Guy
    • June 14, 2017

49. Catch up contributions for owners?

    By Guest Michael Anderson, January 24, 2002
    • 18 replies
    • 2.8k views
    • 
    • MGB
    • February 7, 2002

50. Testing ACP Safe Harbor Contributions

    By Guest T-BONE, April 19, 2002
    • 5 replies
    • 2.8k views
    • 
    • Tom Poje
    • April 19, 2002