401(k) Plans

19,275 topics in this forum

1. Completing Form 5330 for Late Deferrals

   By Guest KAGrist, October 15, 2001
   • 2 replies
   • 2.8k views
   • 
   • KJohnson
   • October 16, 2001

2. Testing ACP Safe Harbor Contributions

   By Guest T-BONE, April 19, 2002
   • 5 replies
   • 2.8k views
   • 
   • Tom Poje
   • April 19, 2002

3. Catch up contributions for owners?

   By Guest Michael Anderson, January 24, 2002
   • 18 replies
   • 2.8k views
   • 
   • MGB
   • February 7, 2002

4. PEO/Form 5330 situation

   By Guest Robin Vatalaro, March 22, 2002
   • 11 replies
   • 2.8k views
   • 
   • Guest
   • April 2, 2002

5. Maximum Loan Amount

   By emmetttrudy, April 1, 2011
   • 6 replies
   • 2.8k views
   • 
   • Guest
   • May 17, 2011

6. IRS notice re: Fidelity Bond

   By Earl, January 8, 2014
   • 3 replies
   • 2.8k views
   • 
   • masteff
   • January 17, 2014

7. What to do with after tax 401K contributions

   By Guest MikeF, August 20, 2000
   • 3 replies
   • 2.8k views
   • 
   • MWeddell
   • August 21, 2000

8. Audit Services .vs. TPA Services

   By JMP, May 11, 2020
   • 20 replies
   • 2.8k views
   • 
   • ERISAtwin74
   • May 29, 2020

9. union employees and separate plan provisions

   By Guest Iwonder, September 2, 2011
   • 3 replies
   • 2.8k views
   • 
   • Guest
   • September 12, 2011

10. Ineligible Employee making 401K contributions

    By Guest Ed Walker, March 18, 2003
    • 1 reply
    • 2.8k views
    • 
    • Tom Poje
    • March 18, 2003

11. Davis Bacon/ Prevailing Wage Plan

    By JKW, June 29, 2010
    • 5 replies
    • 2.8k views
    • 
    • austin3515
    • June 29, 2010

12. ASPA Question

    By stevena, August 12, 2003
    • 8 replies
    • 2.8k views
    • 
    • david rigby
    • August 12, 2003

13. Deemed Loan in 401(k) Plan

    By lisabroc, August 21, 2015
    • 16 replies
    • 2.8k views
    • 
    • lisabroc
    • August 27, 2015

14. converting defined benefit to 401(k)

    By Guest Liesl, May 27, 1999
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • June 23, 1999

15. Commission-Only Employees

    By Guest Tad77, May 20, 2009
    • 5 replies
    • 2.8k views
    • 
    • Blinky the 3-eyed Fish
    • May 26, 2009

16. ADP Refund--HCE has both Roth and Pre-Tax deferrals

    By BG5150, March 3, 2022
    • 11 replies
    • 2.8k views
    • 
    • Luke Bailey
    • March 8, 2022

17. Plan entry of employees when Predecessor Employer Service is counted.

    By Guest Sara H, September 20, 2001
    • 3 replies
    • 2.8k views
    • 
    • RCK
    • September 27, 2001

18. What is "de minimus"?

    By K2retire, July 15, 2011
    • 9 replies
    • 2.8k views
    • 
    • austin3515
    • July 19, 2011

19. excluding "on-call" pay and hours

    By M Norton, January 21, 2019   

    • exclusions
    • on-call pay
    • 6 replies
    • 2.8k views
    • 
    • M Norton
    • January 31, 2019

20. Code Sec 404(a)(3) Deduction Limit - Can you count Comp of a Participa

    By Guest David Danziger, February 16, 1999
    • 6 replies
    • 2.8k views
    • 
    • PLAN MAN
    • February 18, 1999

21. 415 Excess Suspense Account

    By SMB, March 20, 2000
    • 0 replies
    • 2.8k views
    • 
    • SMB
    • March 20, 2000

22. Failed ADP Test

    By goldtpa, October 27, 2010
    • 8 replies
    • 2.8k views
    • 
    • Tom Poje
    • October 28, 2010

23. Safe Harbor Match -Comp Definition

    By Guest Cheri_Rose, July 11, 2006
    • 5 replies
    • 2.8k views
    • 
    • Tom Poje
    • August 14, 2006

24. ATMs

    By DTH, March 31, 2005
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • April 5, 2005

25. IRS audit - auditor requires deferral elections before work is performed

    By John Feldt ERPA CPC QPA, April 1, 2009
    • 18 replies
    • 2.8k views
    • 
    • GMK
    • April 2, 2009

26. Prohibited Transactions

    By justatester, July 12, 2010
    • 3 replies
    • 2.8k views
    • 
    • austin3515
    • July 13, 2010

27. 401K loan to pay off a student loan

    By Guest DCMC, June 17, 2014   

    • 401K loan
    • student loan
    • 16 replies
    • 2.8k views
    • 
    • jpod
    • June 17, 2014

28. Boxer/Corzine Bill: What effect will it have on your plans?

    By Guest panzermanpanzerman, January 15, 2002
    • 21 replies
    • 2.8k views
    • 
    • Bill Berke
    • January 25, 2002

29. Deductibility of employer contributions.

    By Guest Barton Haag, September 20, 2000
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • September 22, 2000

30. Gateway and Fail Safe Language

    By sdix401k, February 19, 2014
    • 7 replies
    • 2.8k views
    • 
    • Belgarath
    • April 18, 2014

31. Company Acquisition

    By KateSmithPA, March 26, 2003
    • 7 replies
    • 2.8k views
    • 
    • Guest
    • March 27, 2003

32. State Withholding Rules

    By austin3515, November 2, 2009
    • 3 replies
    • 2.8k views
    • 
    • PensionPro
    • November 2, 2009

33. Match in excess of formula and ACP Test

    By commishvp, March 1, 2007
    • 6 replies
    • 2.8k views
    • 
    • fiona1
    • March 1, 2007

34. Guam and other US Territories

    By justatester, May 17, 2013
    • 1 reply
    • 2.8k views
    • 
    • TPApril
    • May 17, 2017

35. Incentive contributions to 401K

    By Guest bvanlente, November 18, 2001
    • 2 replies
    • 2.8k views
    • 
    • RCK
    • November 19, 2001

36. Application of the 25% profit sharing rule

    By Mleech, March 10   

    • profit sharing
    • safe harbor
    • 3 replies
    • 2.8k views
    • 
    • jsample
    • March 11

37. General Testing and BRF Testing

    By justatester, September 3, 2010
    • 6 replies
    • 2.8k views
    • 
    • Mike Preston
    • September 7, 2010

38. Hardship Distribution vs. Known Divorce

    By Guest Taxaholic, July 3, 2007
    • 6 replies
    • 2.8k views
    • 
    • Mike Preston
    • July 3, 2007

39. Different Eligibility Rules For Different Classes

    By Randy Watson, August 10, 2005
    • 6 replies
    • 2.8k views
    • 
    • Kirk Maldonado
    • August 17, 2005

40. Forfeiture Account Problem

    By Guest halencourt, January 22, 2003
    • 18 replies
    • 2.8k views
    • 
    • Kirk Maldonado
    • January 24, 2003

41. Aggregation Rules

    By Guest patdanielson, August 24, 2005
    • 4 replies
    • 2.8k views
    • 
    • Mike Preston
    • September 9, 2005

42. 3% safe harbor for union employees

    By jkharvey, November 7, 2000
    • 7 replies
    • 2.8k views
    • 
    • Noah
    • March 31, 2022

43. 402g excess deferrals with Losses

    By zimbo, March 22, 2009
    • 3 replies
    • 2.8k views
    • 
    • Tom Poje
    • March 25, 2009

44. Overly generous employer

    By Santo Gold, March 23, 2007
    • 9 replies
    • 2.8k views
    • 
    • david rigby
    • March 27, 2007

45. automatic enrollment notice

    By Tom Poje, November 14, 2007
    • 4 replies
    • 2.8k views
    • 
    • four01kman
    • November 19, 2007

46. Impact of Enhanced Vesting Schedule on Terminated Participants

    By 401 Chaos, March 22, 2010
    • 5 replies
    • 2.8k views
    • 
    • Guest
    • April 5, 2013

47. Forfeitures Used to Pay Plan Expenses

    By Guest sao0308, July 26, 2006
    • 4 replies
    • 2.8k views
    • 
    • Bird
    • July 26, 2006

48. Can a 401(k) account be segregated into 2 IRA accounts for the purposes of segregating the pre-tax and after-tax dollars?

    By Guest need help, September 29, 2004
    • 14 replies
    • 2.8k views
    • 
    • jevd
    • September 30, 2004

49. QACA plans and Roth

    By Kimberly S, July 12, 2007
    • 6 replies
    • 2.8k views
    • 
    • Guest
    • July 14, 2007

50. Is spousal consent required to make required mimimum distributions?

    By Guest MikeD, February 12, 2004
    • 4 replies
    • 2.8k views
    • 
    • Guest
    • February 12, 2004