401(k) Plans

19,319 topics in this forum

1. Mechanics of USERRA make up contributions.

   By Guest Jose Rosario, June 4, 2002
   • 1 reply
   • 2.5k views
   • 
   • Guest
   • June 5, 2002

2. ERISA plan document disclosure to former participant

   By 30Rock, April 21, 2025
   • 6 replies
   • 2.5k views
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   • 30Rock
   • April 22, 2025

3. Failure to Timely Remit Salary Deferrals to Plan

   By Guest Sheila S, February 9, 2000
   • 6 replies
   • 2.5k views
   • 
   • imchipbrown
   • February 11, 2000

4. Loans vs. Hardship (or both)

   By Guest PAINPA, April 1, 2005
   • 10 replies
   • 2.5k views
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   • E as in ERISA
   • April 1, 2005

5. 401K Hardship Withdrawls

   By Guest caddy1950, August 16, 2001
   • 5 replies
   • 2.5k views
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   • Guest
   • August 20, 2001

6. No social security number

   By 30Rock, August 26, 2020
   • 4 replies
   • 2.5k views
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   • Peter Gulia
   • September 7, 2020

7. 1099 for Excess Contribution

   By Rob P, March 3, 2010
   • 8 replies
   • 2.5k views
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   • Tom Poje
   • March 8, 2010

8. 1/2 self employment tax calculations

   By Guest smhjr, April 8, 2002
   • 7 replies
   • 2.5k views
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   • Mike Preston
   • April 10, 2002

9. Back to Shifting

   By buckaroo, September 17, 2008
   • 11 replies
   • 2.5k views
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   • Tom Poje
   • March 6, 2009

10. Prefunded 401k deferrals (over contributed)

    By jkharvey, May 30, 2018
    • 7 replies
    • 2.5k views
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    • shERPA
    • May 30, 2018

11. Stock Options and Key Employee "Owner" Definition

    By Guest joshuaadaniels, March 25, 2006
    • 1 reply
    • 2.5k views
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    • R. Butler
    • March 28, 2006

12. PPA Vesting Notice Requirement

    By BeanCounterBlues, December 4, 2006
    • 5 replies
    • 2.5k views
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    • BeanCounterBlues
    • December 5, 2006

13. Aggregating 401(k) balance with non-401(k) balance to get lower management fees

    By Guest mbg, May 9, 2006
    • 9 replies
    • 2.5k views
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    • jpod
    • May 11, 2006

14. Can top heavy plans exclude bonuses from compensation?

    By R. Butler, March 6, 2001
    • 2 replies
    • 2.5k views
    • 
    • AndyH
    • March 7, 2001

15. Locating a lost participant with money in a terminating 401(K) Plan

    By Guest jkrad, January 5, 2004
    • 12 replies
    • 2.5k views
    • 
    • Harwood
    • January 7, 2004

16. Mergers & Acquistions

    By justatester, July 21, 2014   

    • When is BRF required?
    • 3 replies
    • 2.5k views
    • 
    • LMOC
    • March 30, 2015

17. Gap Earnings on Corrective ADP excess

    By Guest Juice, October 20, 1999
    • 2 replies
    • 2.5k views
    • 
    • Ervin Barham
    • October 20, 1999

18. 401k Loan -No Payments Ever Made

    By goldtpa, October 25, 2006
    • 7 replies
    • 2.5k views
    • 
    • austin3515
    • November 4, 2006

19. Off Calendar Year Catch-Up

    By §#$%!, January 19, 2006
    • 4 replies
    • 2.5k views
    • 
    • §#$%!
    • January 20, 2006

20. Salary Reduction for 401k SH Match

    By TN CPA, August 21, 2023
    • 5 replies
    • 2.5k views
    • 
    • CuseFan
    • August 23, 2023

21. Safe Harbor Plan and Merger

    By Guest PatF, March 22, 2005
    • 6 replies
    • 2.5k views
    • 
    • Guest
    • March 25, 2005

22. Top Heavy Testing with Control Groups

    By Bruddah Kimo, October 22, 2008
    • 2 replies
    • 2.5k views
    • 
    • Bruddah Kimo
    • October 22, 2008

23. Allowable Plan Expenses

    By Guest slrogers, March 31, 2005
    • 5 replies
    • 2.5k views
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    • R. Butler
    • April 1, 2005

24. Same desk rule?

    By k man, September 5, 2000
    • 7 replies
    • 2.5k views
    • 
    • pjkoehler
    • September 6, 2000

25. Can one recalculate after a ADP failure and then use shifting to help the ACP test?

    By Guest JulietH, March 24, 2004
    • 4 replies
    • 2.5k views
    • 
    • Guest
    • March 25, 2004

26. 410(b)(6)(C) transition period

    By Guest usafa89, October 15, 2010
    • 0 replies
    • 2.5k views
    • 
    • Guest
    • October 15, 2010

27. An employee cashes out of 401k, but never cashes his check -how does P

    By Guest sgriff, September 5, 2000
    • 2 replies
    • 2.5k views
    • 
    • Richard Anderson
    • September 5, 2000

28. Can the shareholder-doctors' plan have a matching contribution if the

    By dmb, February 9, 2001
    • 17 replies
    • 2.5k views
    • 
    • Guest
    • February 16, 2001

29. Contribution of treasury stock

    By lexi, April 12, 2007
    • 1 reply
    • 2.5k views
    • 
    • BeckyMiller
    • April 12, 2007

30. Contingent Benefit Rule

    By Guest StephenJ7976, December 11, 2009
    • 3 replies
    • 2.5k views
    • 
    • Guest
    • December 11, 2009

31. Top-heavy contribution and 410(b) test

    By alexa, January 23, 2003
    • 2 replies
    • 2.5k views
    • 
    • kocak
    • January 27, 2003

32. Suspension Letter

    By Guest newport, December 7, 2010
    • 2 replies
    • 2.5k views
    • 
    • Kevin C
    • November 3, 2011

33. Over contribution of Safe Harbor Match

    By Guest KRS401k, July 22, 2011
    • 3 replies
    • 2.5k views
    • 
    • 12AX7
    • July 23, 2011

34. salary deferral on tips

    By cpc0506, January 27, 2011
    • 3 replies
    • 2.5k views
    • 
    • rcline46
    • January 28, 2011

35. 401(k) loans

    By Guest rfopiano, August 4, 2001
    • 8 replies
    • 2.5k views
    • 
    • Jon Chambers
    • August 9, 2001

36. I have a question on excludable employees within a 401k Plan.

    By Guest Michael Anderson, June 1, 2001
    • 5 replies
    • 2.5k views
    • 
    • actuarysmith
    • June 1, 2001

37. 27 Reasons to use current year testing

    By Guest Tbrown, May 12, 2004
    • 12 replies
    • 2.5k views
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    • Kirk Maldonado
    • December 11, 2006

38. Partial Plan Termination and Rehire

    By AJ North, July 31, 2020
    • 7 replies
    • 2.5k views
    • 
    • Luke Bailey
    • August 3, 2020

39. Private Placement in 401(k) Plan

    By Jim Chad, September 13, 2012
    • 5 replies
    • 2.5k views
    • 
    • K2retire
    • September 14, 2012

40. Key Employee Determination

    By ErisaGeek, November 4, 2005
    • 1 reply
    • 2.5k views
    • 
    • buckaroo
    • November 15, 2005

41. QACA's and Permissible Withdraw

    By Guest frosty, July 18, 2011
    • 5 replies
    • 2.5k views
    • 
    • DMcGovern
    • November 7, 2011

42. Hardship Withdraw

    By Guest agsmith, November 25, 2002
    • 15 replies
    • 2.5k views
    • 
    • austin3515
    • November 25, 2002

43. QMAC CONTRIBUTIONS

    By blue, June 16, 2005
    • 0 replies
    • 2.5k views
    • 
    • blue
    • June 16, 2005

44. Safe Harbor Match only to NHCEs?

    By CAR, November 30, 2006
    • 8 replies
    • 2.4k views
    • 
    • CAR
    • December 6, 2006

45. plan document missing-VCP issue

    By cpc0506, February 26, 2019
    • 10 replies
    • 2.4k views
    • 
    • Luke Bailey
    • February 27, 2019

46. Can You Take a Hardship Distribution If You Have An Outstanding Loan?

    By metsfan026, September 16, 2025
    • 4 replies
    • 2.4k views
    • 
    • David D
    • September 17, 2025

47. Prior year testing and QNEC

    By rcline46, August 26, 2010
    • 4 replies
    • 2.4k views
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    • MWeddell
    • August 27, 2010

48. 401(k) deferral election exceeds available compensation (after deductions for payroll taxes, court ordered payments, loan repayments...)

    By Guest BL333, May 28, 2009
    • 2 replies
    • 2.4k views
    • 
    • Bird
    • May 29, 2009

49. Rollover (Related or Unrelated)

    By Guest jkrad, May 10, 2005
    • 1 reply
    • 2.4k views
    • 
    • WDIK
    • May 11, 2005

50. Discretionary Contributions

    By Guest ccl, March 15, 2009
    • 2 replies
    • 2.4k views
    • 
    • Bird
    • March 16, 2009