401(k) Plans

19,275 topics in this forum

1. 415 Comp vs. Comp used to determine contribution

   By Guest Hartnett123, February 2, 2004
   • 6 replies
   • 2.3k views
   • 
   • jaemmons
   • February 2, 2004

2. Deemed Distribution for 0% Vested

   By austin3515, March 9, 2005
   • 4 replies
   • 2.3k views
   • 
   • Tom Poje
   • March 10, 2005

3. The Effect of Social Security Wage Base on the Decision to Maximize El

   By Guest CAROLINE, March 14, 2002
   • 6 replies
   • 2.3k views
   • 
   • Guest
   • October 11, 2002

4. Payroll Administrator Forgot to deduct loan payments

   By Guest justbetmd, April 25, 2006
   • 3 replies
   • 2.3k views
   • 
   • stephen
   • April 26, 2006

5. Elimination of 401(k) match and vesting

   By Guest benefitsanalyst, March 5, 2001
   • 6 replies
   • 2.3k views
   • 
   • KJohnson
   • April 25, 2001

6. Vesting Amendment

   By TBob, April 18, 2007
   • 4 replies
   • 2.3k views
   • 
   • Peanut Butter Man
   • April 20, 2007

7. Prototype Documents

   By austin3515, May 12, 2010
   • 7 replies
   • 2.3k views
   • 
   • Below Ground
   • May 12, 2010

8. Contribution Amount to Use on Schedule H

   By Below Ground, September 25, 2014   

   • Payroll Date Stradles PYE
   • 23 replies
   • 2.3k views
   • 
   • Below Ground
   • October 14, 2014

9. "Compensation" for Sole Proprietor

   By Lynn Campbell, September 5, 2003
   • 4 replies
   • 2.3k views
   • 
   • rcline46
   • September 11, 2003

10. ADP test excludable employee

    By EBDI, January 30, 2017
    • 19 replies
    • 2.3k views
    • 
    • My 2 cents
    • February 8, 2017

11. Changing Safe Harbor Match Formula Mid-Year?

    By Guest Gibson, March 23, 2001
    • 5 replies
    • 2.3k views
    • 
    • Richard Anderson
    • April 2, 2001

12. Conflict of Interest OR Exclusive Benefit Rule Violation?

    By Guest RIA, February 1, 2007
    • 4 replies
    • 2.3k views
    • 
    • TLGeer
    • February 4, 2007

13. Is there anyway to exclude 75 year old non HCE from safe harbor?

    By Guest MaryC, April 16, 2002
    • 18 replies
    • 2.3k views
    • 
    • Guest
    • April 18, 2002

14. Vesting for rehired employees after partial plan termination

    By taxllm, September 10, 2009
    • 1 reply
    • 2.3k views
    • 
    • PensionPro
    • September 10, 2009

15. Correcting Safe Harbor Plan

    By Madison71, February 12, 2018
    • 14 replies
    • 2.3k views
    • 
    • Luke Bailey
    • February 14, 2018

16. participant mistakenly elected to defer too much

    By Scuba 401, July 18, 2013
    • 13 replies
    • 2.3k views
    • 
    • ForksnKnives
    • July 22, 2013

17. Earnings Allocation - Late Deposits

    By WesleyT, August 5, 2008
    • 4 replies
    • 2.3k views
    • 
    • Bird
    • August 6, 2008

18. Former Key Employee question

    By BG5150, November 29, 2006
    • 1 reply
    • 2.3k views
    • 
    • stephen
    • November 29, 2006

19. Safe Harbor Plan

    By Guest mdcb, October 28, 2009
    • 14 replies
    • 2.3k views
    • 
    • Tom Poje
    • November 5, 2009

20. Coverage testing that Failed w/excluded Amish

    By Bridget Buzard, July 11, 2017
    • 21 replies
    • 2.3k views
    • 
    • jpod
    • July 13, 2017

21. Forming a Multiple Emloyer Plan

    By Guest djw, September 21, 2006
    • 11 replies
    • 2.3k views
    • 
    • Guest
    • September 21, 2006

22. In-Plan Roth Conversions

    By Guest Tom:, May 11, 2011
    • 8 replies
    • 2.3k views
    • 
    • masteff
    • May 12, 2011

23. Owner wants $$$

    By Guest phyphy, June 18, 2004
    • 11 replies
    • 2.3k views
    • 
    • mbozek
    • June 29, 2004

24. Rev Proc 2019-19 and delinquent loans

    By ERISARocks, May 16, 2019   

    • 401(k)
    • loans
    • (and 2 more)

      Tagged with:

      • 401(k)
      • loans
      • scp
      • 2019-19
    • 7 replies
    • 2.3k views
    • 
    • RatherBeGolfing
    • May 17, 2019

25. Excess refunds of excess deferrals

    By Guest Iwonder, December 22, 2005
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • December 22, 2005

26. Master Trust

    By jpod, November 2, 2012
    • 6 replies
    • 2.3k views
    • 
    • austin3515
    • November 7, 2012

27. As of trading and gain/losses

    By Guest mporterst, October 25, 2006
    • 2 replies
    • 2.3k views
    • 
    • Peter Gulia
    • October 25, 2006

28. Super Basic 401K question(s) - Please Help =)

    By Guest kroach001, September 30, 2008
    • 6 replies
    • 2.3k views
    • 
    • Guest
    • October 11, 2008

29. POA and distribution options

    By wsp, June 6, 2007
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • June 6, 2007

30. payroll service messes up deferral calculation

    By K2retire, February 9, 2011
    • 9 replies
    • 2.3k views
    • 
    • MARYMM
    • February 11, 2011

31. 401k administration fees

    By Guest Mark Porter, August 6, 2001
    • 6 replies
    • 2.3k views
    • 
    • actuarysmith
    • August 13, 2001

32. Non Qualified contributions tied into a 401(k) plan

    By Guest jbender, April 26, 1999
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • May 6, 1999

33. Control Freak Spouse?

    By Pammie57, November 30, 2015
    • 10 replies
    • 2.3k views
    • 
    • Peter Gulia
    • December 1, 2015

34. Safe Harbor Notice- SECURE ACT

    By Megan H, January 27, 2020
    • 4 replies
    • 2.3k views
    • 
    • AKconsult
    • January 31, 2020

35. Transfer/Rollover II

    By Guest Redchip, August 20, 1999
    • 8 replies
    • 2.3k views
    • 
    • jlf
    • August 30, 1999

36. SH plan - late notice

    By M Norton, December 2, 2009
    • 15 replies
    • 2.3k views
    • 
    • Tom Poje
    • December 3, 2009

37. Trying to exclude seasonal employees

    By PMC, September 21, 2006
    • 7 replies
    • 2.3k views
    • 
    • Kevin C
    • September 21, 2006

38. Account title for individual 401K plans

    By vacat, January 26, 2021
    • 9 replies
    • 2.3k views
    • 
    • vacat
    • January 30, 2021

39. ERISA §404(c) and Employer Securities

    By Guest cjk, September 16, 2002
    • 5 replies
    • 2.3k views
    • 
    • E as in ERISA
    • September 17, 2002

40. W-2 compensation, but no hours

    By Guest mmc, September 9, 2005
    • 7 replies
    • 2.3k views
    • 
    • mbozek
    • September 12, 2005

41. Are Safe Harbors plans required to pass ACP testing if a plan has After Tax Contributions enabled?

    By FFF0999, October 9, 2024   

    • 401k
    • safe habor
    • (and 1 more)

      Tagged with:

      • 401k
      • safe habor
      • acp
    • 4 replies
    • 2.3k views
    • 
    • FFF0999
    • October 9, 2024

42. Vesting Amendment and Terminated Employees

    By Slem, April 27, 2021
    • 3 replies
    • 2.3k views
    • 
    • M.S. Hatlee QPA, QPFC
    • April 29, 2021

43. Corrective distributions

    By Belgarath, January 27, 2004
    • 6 replies
    • 2.3k views
    • 
    • mbozek
    • January 27, 2004

44. excess deferrals rolled to IRA

    By 30Rock, January 11, 2014
    • 2 replies
    • 2.3k views
    • 
    • Appleby
    • January 13, 2014

45. Is default at the end of the 5 year loan period or the end of the grace period if later?

    By 30Rock, March 2, 2018
    • 12 replies
    • 2.3k views
    • 
    • Bird
    • March 7, 2018

46. Maxing 402(g) Limit Early in Year

    By Guest kjk, March 29, 2002
    • 11 replies
    • 2.3k views
    • 
    • Guest
    • April 2, 2002

47. company wants to add LLC to current 401(k)

    By Lori H, December 11, 2008
    • 8 replies
    • 2.3k views
    • 
    • K2retire
    • December 19, 2008

48. Failed to make contributions

    By Guest Ed Walker, February 5, 2004
    • 11 replies
    • 2.3k views
    • 
    • Guest
    • February 6, 2004

49. Freezing a definined contribution plan

    By 30Rock, November 29, 2012
    • 2 replies
    • 2.3k views
    • 
    • 30Rock
    • November 29, 2012

50. Employee Moving to Puerto Rico

    By khn, June 4, 2015
    • 6 replies
    • 2.3k views
    • 
    • khn
    • June 5, 2015