401(k) Plans

19,319 topics in this forum

1. Participating Employer Contribution

   By Dougsbpc, September 18, 2009
   • 6 replies
   • 2.4k views
   • 
   • Dougsbpc
   • September 22, 2009

2. How can a plan sponsor find out if a 5500 has been filed with the IRS?

   By Guest Shea, May 13, 1999
   • 6 replies
   • 2.4k views
   • 
   • Guest
   • July 20, 1999

3. POA and distribution options

   By wsp, June 6, 2007
   • 3 replies
   • 2.4k views
   • 
   • Guest
   • June 6, 2007

4. Deduction Limit, ASGs, and IRC 413(c)(6)

   By Guest Pennysaver, March 23, 2012
   • 4 replies
   • 2.3k views
   • 
   • Guest
   • March 23, 2012

5. HCE and Initial Plan Year

   By Guest Tara Curran, September 10, 2002
   • 10 replies
   • 2.3k views
   • 
   • Earl
   • September 17, 2002

6. Safe Harbor- Compensation Definition

   By Guest Laura Millwood, February 25, 1999
   • 1 reply
   • 2.3k views
   • 
   • MWeddell
   • February 26, 1999

7. Use of Discretionary Match in safe harbor 401(k)

   By chris, September 13, 2001
   • 8 replies
   • 2.3k views
   • 
   • Tom Poje
   • September 14, 2001

8. Affiliated Employer?

   By Guest Michael Anderson, October 22, 2002
   • 7 replies
   • 2.3k views
   • 
   • jaemmons
   • October 23, 2002

9. Refinancing loan for primary residence

   By Brian Gallagher, September 10, 2004
   • 4 replies
   • 2.3k views
   • 
   • chris
   • September 15, 2004

10. Nonelective Contribution - can employer change mind

    By Guest SuzieQNEC, October 22, 2009
    • 17 replies
    • 2.3k views
    • 
    • Bird
    • October 30, 2009

11. QACA AND REHIRES

    By Guest Mk9522, November 16, 2012
    • 1 reply
    • 2.3k views
    • 
    • 401_4_ever
    • November 19, 2012

12. Top Heavy Test - only key employees in the plan

    By Guest Debbie Jarvis, August 4, 2004
    • 6 replies
    • 2.3k views
    • 
    • Tom Poje
    • August 26, 2004

13. On Demand Pay Arrangements & Plan Compensation

    By MSN, January 31, 2023
    • 6 replies
    • 2.3k views
    • 
    • MSN
    • February 17, 2023

14. End of hardship suspension period

    By Guest Achilles, January 11, 2005
    • 0 replies
    • 2.3k views
    • 
    • Guest
    • January 11, 2005

15. Are hardship rules any different under a safe harbor 401(k) plan?

    By John A, October 11, 2000
    • 1 reply
    • 2.3k views
    • 
    • wmyer
    • October 12, 2000

16. Safe Harbor deposit due date?

    By doombuggy, June 22, 2012
    • 5 replies
    • 2.3k views
    • 
    • ETA Consulting LLC
    • June 25, 2012

17. Amend to remove EACA mid year?

    By Jean, April 30, 2009
    • 0 replies
    • 2.3k views
    • 
    • Jean
    • April 30, 2009

18. Can employees that have worked in their foreign offices have their time counted towards eligibility and vesting when they come over to the US?

    By Chris123, February 10, 2020
    • 5 replies
    • 2.3k views
    • 
    • Chris123
    • February 12, 2020

19. TPA software

    By Guest JWR, July 14, 2010
    • 5 replies
    • 2.3k views
    • 
    • Guest
    • July 20, 2010

20. Master Trust

    By jpod, November 2, 2012
    • 6 replies
    • 2.3k views
    • 
    • austin3515
    • November 7, 2012

21. Top Heavy test

    By k man, September 9, 2002
    • 4 replies
    • 2.3k views
    • 
    • Guest
    • September 10, 2002

22. Timing of P/S contributions

    By Guest hpaine, March 26, 2003
    • 13 replies
    • 2.3k views
    • 
    • Guest
    • September 17, 2003

23. Negative Earnings

    By Guest psu83, May 11, 2011
    • 11 replies
    • 2.3k views
    • 
    • Tom Poje
    • May 13, 2011

24. last day rule for match

    By k man, March 15, 2000
    • 7 replies
    • 2.3k views
    • 
    • Guest
    • March 17, 2000

25. Auto rollover on plan terminations

    By Guest Do, February 4, 2005
    • 7 replies
    • 2.3k views
    • 
    • mbozek
    • February 9, 2005

26. Partners in 401(k) Plan receiving W-2's

    By rblum50, April 28, 2015   

    • 401(k) Plan
    • 2 replies
    • 2.3k views
    • 
    • shERPA
    • April 29, 2015

27. Excluded Class Employee works 1000 hours - What next?

    By CNB CONSULTING, September 13, 2023
    • 4 replies
    • 2.3k views
    • 
    • CNB CONSULTING
    • September 15, 2023

28. Employer Stock Fund

    By Randy Watson, June 1, 2007
    • 6 replies
    • 2.3k views
    • 
    • masteff
    • June 1, 2007

29. ADP Test for a KSOP

    By Guest BrianF, February 14, 2002
    • 9 replies
    • 2.3k views
    • 
    • Mike Preston
    • February 18, 2002

30. Definition of SS Integration

    By Guest JB2, February 5, 1999
    • 4 replies
    • 2.3k views
    • 
    • Dave Baker
    • February 14, 1999

31. 401k plan recordkeeping, etc.

    By Gary, July 6, 2007
    • 2 replies
    • 2.3k views
    • 
    • austin3515
    • July 8, 2007

32. Life insurance investment

    By Dan, November 7, 2006
    • 8 replies
    • 2.3k views
    • 
    • SteveH
    • November 10, 2006

33. safe harbor plan in controlled group

    By Guest LoloV, October 18, 2004
    • 2 replies
    • 2.3k views
    • 
    • Guest
    • October 29, 2004

34. Corrective Procedures for Late deposit of Deferrals

    By Guest ScottB, March 25, 2003
    • 10 replies
    • 2.3k views
    • 
    • Guest
    • March 27, 2003

35. Control Group Testing Issue

    By Guest jkrad, September 1, 2005
    • 8 replies
    • 2.3k views
    • 
    • Mike Preston
    • September 9, 2005

36. Family Attribution Rules

    By Guest rmyoung, November 13, 2002
    • 3 replies
    • 2.3k views
    • 
    • R. Butler
    • November 13, 2002

37. Coverage testing that Failed w/excluded Amish

    By Bridget Buzard, July 11, 2017
    • 21 replies
    • 2.3k views
    • 
    • jpod
    • July 13, 2017

38. "Shifting" %'s in ADP/ACP Test

    By Guest LOhmer, December 16, 1998
    • 3 replies
    • 2.3k views
    • 
    • Guest
    • January 25, 1999

39. Qualified Reservist Distributions under PPA

    By Guest Pension Girl, January 5, 2010
    • 1 reply
    • 2.3k views
    • 
    • Jim Chad
    • January 6, 2010

40. 401k vs 401a Newbie Question

    By Guest clem, April 15, 2007
    • 3 replies
    • 2.3k views
    • 
    • masteff
    • April 16, 2007

41. In-Service Distributions of 401(k) Contributions

    By Stash026, October 24, 2018
    • 6 replies
    • 2.3k views
    • 
    • Larry Starr
    • October 25, 2018

42. Employee status?

    By k man, March 11, 2002
    • 5 replies
    • 2.3k views
    • 
    • k man
    • March 11, 2002

43. 415 Compensation

    By KevinMc, August 19, 2025
    • 3 replies
    • 2.3k views
    • 
    • CuseFan
    • August 21, 2025

44. 415 violation correction and excise tax

    By SMB, March 16, 2000
    • 1 reply
    • 2.3k views
    • 
    • MWeddell
    • March 17, 2000

45. Vesting Amendment

    By TBob, April 18, 2007
    • 4 replies
    • 2.3k views
    • 
    • Peanut Butter Man
    • April 20, 2007

46. Closure of Fidelity Low Priced Stock Fund

    By Guest PAL100759, July 27, 2004
    • 7 replies
    • 2.3k views
    • 
    • Guest
    • August 2, 2004

47. Top-heavy Minimum / Change from Excluded Class

    By austin3515, March 9, 2015
    • 4 replies
    • 2.3k views
    • 
    • austin3515
    • March 10, 2015

48. Are distributions allowed from a frozen 401(k) Plan?

    By Guest UKH, October 8, 2001
    • 3 replies
    • 2.3k views
    • 
    • david rigby
    • October 8, 2001

49. Blackout Notice Required?

    By Guest bgiles, January 31, 2003
    • 3 replies
    • 2.3k views
    • 
    • four01kman
    • February 3, 2003

50. Safe harbor - Employee Contributions

    By PMC, March 16, 2001
    • 6 replies
    • 2.3k views
    • 
    • Richard Anderson
    • April 3, 2001