401(k) Plans

19,337 topics in this forum

1. Military leave- 401k loan repayments

   By Guest CMC9, September 17, 2001
   • 1 reply
   • 2.4k views
   • 
   • R. Butler
   • September 18, 2001

2. Plan w/Basic Safe Harbor Match - Can Auto Enroll Be Added Mid-year?

   By Mr401k, December 1, 2015
   • 4 replies
   • 2.4k views
   • 
   • rcline46
   • December 2, 2015

3. Refinancing loan for primary residence

   By Brian Gallagher, September 10, 2004
   • 4 replies
   • 2.4k views
   • 
   • chris
   • September 15, 2004

4. Top Heavy 401(k) Plan

   By bzorc, February 3, 2012
   • 13 replies
   • 2.4k views
   • 
   • chc93
   • October 31, 2012

5. LTPT and Automatic Enrollment (and vesting)

   By Gilmore, August 25, 2023
   • 13 replies
   • 2.4k views
   • 
   • Nate X
   • November 8, 2023

6. 1000 hours requirement waived for disability

   By Guest Tammy2006, January 6, 2006
   • 7 replies
   • 2.4k views
   • 
   • Tom Poje
   • January 6, 2006

7. TOP HEAVY TEST

   By Guest DP in CA, March 10, 2006
   • 3 replies
   • 2.4k views
   • 
   • Guest
   • March 11, 2006

8. after-tax ee contributions

   By alexa, June 24, 2002
   • 1 reply
   • 2.4k views
   • 
   • JanetM
   • June 25, 2002

9. Acquisition and HCE determination

   By Guest cosmo1215, December 16, 2004
   • 3 replies
   • 2.4k views
   • 
   • g8r
   • December 21, 2004

10. Employer Wants to Reimburse Plan

    By austin3515, March 15, 2012
    • 13 replies
    • 2.4k views
    • 
    • Kevin C
    • March 21, 2012

11. Related? Unrelated? Rollover? Top Heavy

    By Mr Bagwell, February 25, 2014
    • 1 reply
    • 2.4k views
    • 
    • ETA Consulting LLC
    • February 25, 2014

12. Timing of 401k contribution via ACH (remittance and allocation)

    By TGIF, November 21, 2023
    • 2 replies
    • 2.4k views
    • 
    • Luke Bailey
    • November 27, 2023

13. TPA software

    By Guest JWR, July 14, 2010
    • 5 replies
    • 2.4k views
    • 
    • Guest
    • July 20, 2010

14. 3% nonelective contribution issue

    By chris, September 13, 2001
    • 9 replies
    • 2.4k views
    • 
    • Tom Poje
    • September 30, 2002

15. Income tax withholding rules for required minimum distributions - can participant opt out?

    By Guest yannib, December 30, 2003
    • 2 replies
    • 2.4k views
    • 
    • Appleby
    • December 31, 2003

16. Vesting and BRF

    By justatester, August 15, 2011
    • 3 replies
    • 2.4k views
    • 
    • Tom Poje
    • August 16, 2011

17. Participating Employer Contribution

    By Dougsbpc, September 18, 2009
    • 6 replies
    • 2.4k views
    • 
    • Dougsbpc
    • September 22, 2009

18. Top-heavy Minimum / Change from Excluded Class

    By austin3515, March 9, 2015
    • 4 replies
    • 2.4k views
    • 
    • austin3515
    • March 10, 2015

19. HCE Definition

    By Guest Pete Joachim, September 15, 2006
    • 5 replies
    • 2.4k views
    • 
    • Guest
    • September 19, 2006

20. ADP failure/Catch-up

    By Guest TrustMe401k, December 23, 2004
    • 12 replies
    • 2.4k views
    • 
    • pmacduff
    • December 28, 2004

21. USERRA and Profit Sharing Plans

    By LCARUSI, September 24, 2001
    • 1 reply
    • 2.4k views
    • 
    • Everett Moreland
    • September 24, 2001

22. HCE and Initial Plan Year

    By Guest Tara Curran, September 10, 2002
    • 10 replies
    • 2.4k views
    • 
    • Earl
    • September 17, 2002

23. Auto enroll opt out

    By pmacduff, January 24, 2014
    • 7 replies
    • 2.4k views
    • 
    • pmacduff
    • January 29, 2014

24. Partner with Negative earned Income

    By Lou S., April 4, 2011
    • 4 replies
    • 2.4k views
    • 
    • 12AX7
    • April 4, 2011

25. $26,000 Market adjustment on a fixed account at surrender of annuity

    By Jim Chad, September 2, 2004
    • 3 replies
    • 2.4k views
    • 
    • MGB
    • September 2, 2004

26. Prevailing Wage contributions included in ADP test

    By 2muchstress, October 9, 2002
    • 2 replies
    • 2.4k views
    • 
    • 2muchstress
    • October 9, 2002

27. 401(k) Safe Harbor with Profit Sharing

    By MBCarey, October 8, 2003
    • 7 replies
    • 2.4k views
    • 
    • Blinky the 3-eyed Fish
    • October 8, 2003

28. Timing of P/S contributions

    By Guest hpaine, March 26, 2003
    • 13 replies
    • 2.4k views
    • 
    • Guest
    • September 17, 2003

29. Top Heavy Test - only key employees in the plan

    By Guest Debbie Jarvis, August 4, 2004
    • 6 replies
    • 2.4k views
    • 
    • Tom Poje
    • August 26, 2004

30. CARES Act Loan Suspension

    By austin3515, November 6, 2020
    • 13 replies
    • 2.4k views
    • 
    • Luke Bailey
    • November 9, 2020

31. Use of Discretionary Match in safe harbor 401(k)

    By chris, September 13, 2001
    • 8 replies
    • 2.4k views
    • 
    • Tom Poje
    • September 14, 2001

32. Life insurance investment

    By Dan, November 7, 2006
    • 8 replies
    • 2.4k views
    • 
    • SteveH
    • November 10, 2006

33. Hardship Amendment - QNEC/QMACs allowed

    By austin3515, June 2, 2020
    • 15 replies
    • 2.4k views
    • 
    • austin3515
    • July 28, 2020

34. Forfeiture Before 5 Years

    By EBECatty, January 6, 2023
    • 10 replies
    • 2.4k views
    • 
    • EBECatty
    • January 18, 2023

35. Bonus pay period start and end vs check date

    By dragondon, August 22, 2023
    • 4 replies
    • 2.4k views
    • 
    • Josette
    • August 24, 2023

36. Does the incidental benefit rule for life insurance apply to elective

    By Guest John Nelson, October 27, 2000
    • 3 replies
    • 2.4k views
    • 
    • Richard Anderson
    • September 6, 2001

37. Corrective Procedures for Late deposit of Deferrals

    By Guest ScottB, March 25, 2003
    • 10 replies
    • 2.4k views
    • 
    • Guest
    • March 27, 2003

38. Safe Harbor Notice- SECURE ACT

    By Megan H, January 27, 2020
    • 4 replies
    • 2.4k views
    • 
    • AKconsult
    • January 31, 2020

39. How do you correct an excess deposit to a deferral account?

    By Guest, February 21, 2001
    • 8 replies
    • 2.4k views
    • 
    • Guest
    • February 22, 2001

40. Remedy for late transfer of employee contributions to 401(k)plan.

    By KIP KRAUS, July 19, 2000
    • 5 replies
    • 2.4k views
    • 
    • pjkoehler
    • July 19, 2000

41. Top Heavy test

    By k man, September 9, 2002
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • September 10, 2002

42. Cover call writing in qualified plan?

    By Spencer, December 17, 1999
    • 2 replies
    • 2.4k views
    • 
    • Scuba 401
    • December 17, 1999

43. 401k and Deferred Compensation Plan for Select Employees

    By Guest Louis Gray, August 5, 2001
    • 1 reply
    • 2.4k views
    • 
    • Jon Chambers
    • August 7, 2001

44. Safe Harbor deposit due date?

    By doombuggy, June 22, 2012
    • 5 replies
    • 2.4k views
    • 
    • ETA Consulting LLC
    • June 25, 2012

45. QACA AND REHIRES

    By Guest Mk9522, November 16, 2012
    • 1 reply
    • 2.4k views
    • 
    • 401_4_ever
    • November 19, 2012

46. Deduction Limit, ASGs, and IRC 413(c)(6)

    By Guest Pennysaver, March 23, 2012
    • 4 replies
    • 2.4k views
    • 
    • Guest
    • March 23, 2012

47. Master Trust

    By jpod, November 2, 2012
    • 6 replies
    • 2.4k views
    • 
    • austin3515
    • November 7, 2012

48. Amend to remove EACA mid year?

    By Jean, April 30, 2009
    • 0 replies
    • 2.4k views
    • 
    • Jean
    • April 30, 2009

49. Safe Harbor- Compensation Definition

    By Guest Laura Millwood, February 25, 1999
    • 1 reply
    • 2.4k views
    • 
    • MWeddell
    • February 26, 1999

50. 410b test with sh match and disc match

    By Lou81, February 8, 2022
    • 9 replies
    • 2.4k views
    • 
    • Lou81
    • February 18, 2022