401(k) Plans

19,275 topics in this forum

1. Failed ADP

   By thepensionmaven, October 10, 2017
   • 4 replies
   • 920 views
   • 
   • thepensionmaven
   • October 11, 2017

2. Deferrals on Bonuses

   By Pammie57, October 10, 2017
   • 1 reply
   • 743 views
   • 
   • ETA Consulting LLC
   • October 10, 2017

3. Correcting ADP Test Failure Under EPCRS

   By Madison71, October 10, 2017
   • 3 replies
   • 1k views
   • 
   • Madison71
   • October 10, 2017

4. "Participant" definition

   By psmnlaw, October 10, 2017
   • 36 replies
   • 2.7k views
   • 
   • psmnlaw
   • October 12, 2017

5. SAR for eligible participants

   By Belgarath, October 9, 2017
   • 14 replies
   • 5.1k views
   • 
   • Bird
   • October 18, 2017

6. Adopting Employer and contribution levels

   By ldr, October 9, 2017   

   • profit sharing
   • non-discrimination
   • (and 1 more)

     Tagged with:

     • profit sharing
     • non-discrimination
     • coverage
   • 9 replies
   • 1.4k views
   • 
   • Mr Bagwell
   • October 10, 2017

7. Schedule A needed here?

   By AdKu, October 6, 2017
   • 5 replies
   • 653 views
   • 
   • Bill Presson
   • October 6, 2017

8. Controlled Group Merely Because Other Company Provides Payroll Services, etc.?

   By austin3515, October 6, 2017
   • 2 replies
   • 449 views
   • 
   • austin3515
   • October 6, 2017

9. 415 and noncalendar year

   By DPL, October 5, 2017
   • 4 replies
   • 646 views
   • 
   • ESOP Guy
   • October 9, 2017

10. 401k and DB Plan. Which contribution reduces compensation first?

    By KevinO, October 4, 2017   

    • db plan
    • 401k
    • (and 1 more)

      Tagged with:

      • db plan
      • 401k
      • compensation
    • 8 replies
    • 1.7k views
    • 
    • Mike Preston
    • December 6, 2017

11. A Fiduciary Breach?

    By joel, October 4, 2017
    • 3 replies
    • 530 views
    • 
    • CuseFan
    • October 4, 2017

12. Safe Harbor Method for Employee Elective Deferral Failures

    By Dave Baker, October 4, 2017
    • 2 replies
    • 954 views
    • 
    • Mike Preston
    • October 4, 2017

13. Correcting a failed ACP Test from prior Plan Year

    By msmith, October 3, 2017
    • 3 replies
    • 657 views
    • 
    • msmith
    • October 4, 2017

14. Can you correct Incorrect QNEC???

    By kmhaab, October 3, 2017
    • 0 replies
    • 463 views
    • 
    • kmhaab
    • October 3, 2017

15. Leased Employees and Counting Hours

    By JustMe, October 3, 2017
    • 2 replies
    • 549 views
    • 
    • JustMe
    • October 3, 2017

16. hardship - definition of "dependent"

    By Belgarath, October 3, 2017
    • 0 replies
    • 454 views
    • 
    • Belgarath
    • October 3, 2017

17. RMDs and Rollovers by Term'd Participant

    By ratherbereading, October 3, 2017   

    • rmds rollovers terminations
    • 17 replies
    • 3.7k views
    • 
    • My 2 cents
    • October 9, 2017

18. Schedule R - Form 5500 Part I Line 3

    By AdKu, October 3, 2017
    • 6 replies
    • 2k views
    • 
    • AdKu
    • October 4, 2017

19. ER Forfeitures - ongoing balance

    By TPApril, October 2, 2017
    • 19 replies
    • 2.1k views
    • 
    • RatherBeGolfing
    • October 5, 2017

20. ROBS 401(k) with existing individual plan and loan

    By matth100, October 2, 2017
    • 8 replies
    • 2.8k views
    • 
    • imchipbrown
    • October 5, 2017

21. Compensation

    By Mr Bagwell, October 2, 2017   

    • compensation
    • 125
    • (and 1 more)

      Tagged with:

      • compensation
      • 125
      • health insurance
    • 7 replies
    • 2.5k views
    • 
    • Mr Bagwell
    • October 3, 2017

22. no FICA tax for sole proprietor

    By cpc0506, October 2, 2017
    • 2 replies
    • 737 views
    • 
    • cpc0506
    • October 2, 2017

23. correcting noncontribution check deposited into 401(k) plan

    By TPApril, October 1, 2017
    • 5 replies
    • 596 views
    • 
    • Bird
    • October 4, 2017

24. For an academic purpose, will you share examples of good and bad 408b-2 disclosures?

    By Peter Gulia, September 29, 2017
    • 11 replies
    • 908 views
    • 
    • Peter Gulia
    • October 3, 2017

25. Late MRD

    By jpod, September 28, 2017
    • 36 replies
    • 4.4k views
    • 
    • Luke Bailey
    • September 30, 2017

26. Getting Life Insurance Policy out of a Plan

    By bpenfold, September 28, 2017   

    • life insurance
    • profit sharing
    • (and 2 more)

      Tagged with:

      • life insurance
      • profit sharing
      • plan
      • cancel
    • 16 replies
    • 11.9k views
    • 
    • ErnieG
    • September 29, 2017

27. Loan from Roth Deferral and Subsequent Loan Offset (Distribution)

    By MarZDoates, September 27, 2017
    • 2 replies
    • 1.3k views
    • 
    • MoJo
    • September 28, 2017

28. deferral from bonus - plan doc operational failure

    By doombuggy, September 27, 2017
    • 1 reply
    • 508 views
    • 
    • MoJo
    • September 27, 2017

29. IRS Approved Nonbank Trustees

    By C. Walker, September 27, 2017
    • 1 reply
    • 387 views
    • 
    • Flyboyjohn
    • September 27, 2017

30. Safe harbor- No NHCE participation

    By ton cano, September 26, 2017
    • 4 replies
    • 1k views
    • 
    • david rigby
    • September 27, 2017

31. 402g limit and unrelated plans

    By Mr Bagwell, September 26, 2017   

    • 402g limit
    • unrelated plans
    • 15 replies
    • 3.6k views
    • 
    • Luke Bailey
    • September 29, 2017

32. Promoting Company Stock

    By khn, September 26, 2017
    • 2 replies
    • 635 views
    • 
    • MoJo
    • September 26, 2017

33. Forfeitures and prior plan year 2016

    By alexa, September 26, 2017
    • 1 reply
    • 485 views
    • 
    • ETA Consulting LLC
    • September 26, 2017

34. Expired I140 Cheque and reissue

    By krishna182, September 25, 2017
    • 2 replies
    • 1.3k views
    • 
    • ESOP Guy
    • September 25, 2017

35. Eligibility Description

    By Good401(k), September 25, 2017   

    • eligibility
    • 3 replies
    • 777 views
    • 
    • Good401(k)
    • September 26, 2017

36. Allocation of 401k/Roth EE contributions when annual IRS limit is reached

    By Linda Adams, September 25, 2017
    • 3 replies
    • 1.4k views
    • 
    • Linda Adams
    • September 26, 2017

37. 401k Catchup IRS limits

    By Linda Adams, September 25, 2017
    • 12 replies
    • 1.5k views
    • 
    • Linda Adams
    • September 26, 2017

38. New Safe Harbor 401(k)

    By Question, September 25, 2017   

    • safe harbor 401(k)
    • 3 replies
    • 897 views
    • 
    • ETA Consulting LLC
    • September 25, 2017

39. Late RMD

    By cpc0506, September 25, 2017
    • 5 replies
    • 1.2k views
    • 
    • Belgarath
    • September 25, 2017

40. How to treat the last Payroll paid the following plan yearlan year treatment

    By AdKu, September 25, 2017
    • 6 replies
    • 1.4k views
    • 
    • Mike Preston
    • September 26, 2017

41. Last Day Rule for Match

    By card, September 25, 2017
    • 15 replies
    • 8.3k views
    • 
    • K2retire
    • September 27, 2017

42. Compensation for New Entrants in Initial Short Plan Year

    By JJ, September 21, 2017
    • 3 replies
    • 889 views
    • 
    • Mr Bagwell
    • September 22, 2017

43. Use of forfeitures to fund elective contributions and loan repayments in 401(k) plan

    By Luke Bailey, September 21, 2017   

    • 401(k)
    • forfeitures
    • 24 replies
    • 2.7k views
    • 
    • duckthing
    • September 27, 2017

44. Contributions deposited prior to payroll

    By RT, September 21, 2017   

    • contributions
    • timing
    • (and 4 more)

      Tagged with:

      • contributions
      • timing
      • payroll
      • effective date
      • early
      • deposits
    • 5 replies
    • 1.9k views
    • 
    • QDROphile
    • September 23, 2017

45. Terminated employees, business, and 401k plan. SEP IRA?

    By spiritrider, September 21, 2017
    • 1 reply
    • 547 views
    • 
    • CuseFan
    • September 21, 2017

46. Who prepares Form 990-T?

    By ldr, September 20, 2017   

    • ubti
    • 990-t
    • 3 replies
    • 1k views
    • 
    • ldr
    • October 3, 2017

47. controlled group with different eligibility

    By hileman, September 20, 2017
    • 6 replies
    • 3.3k views
    • 
    • Tom Poje
    • September 20, 2017

48. prior year testing-no match made in prior year

    By cpc0506, September 20, 2017
    • 13 replies
    • 3k views
    • 
    • BG5150
    • March 6, 2018

49. Loan VCP for Owner

    By austin3515, September 20, 2017
    • 3 replies
    • 999 views
    • 
    • Mike Preston
    • September 20, 2017

50. Employer failed to withhold 401k pre and after tax contribution

    By vickystamford, September 20, 2017
    • 15 replies
    • 14.7k views
    • 
    • K2retire
    • September 27, 2017