401(k) Plans

19,275 topics in this forum

1. ADP Test Failure - not enough in 401(k) Account due to Loan

   By Towanda, March 12, 2018
   • 7 replies
   • 2.1k views
   • 
   • Tom Poje
   • March 14, 2018

2. Fidelity Bond Web-sites

   By austin3515, March 20, 2014
   • 24 replies
   • 2.1k views
   • 
   • Peter Gulia
   • March 25, 2014

3. Matching Contribution Deposit Deadline

   By Guest dll, July 15, 2002
   • 1 reply
   • 2.1k views
   • 
   • jpod
   • July 15, 2002

4. restructuring for ADP Testing.

   By Lori H, March 4, 2009
   • 9 replies
   • 2.1k views
   • 
   • austin3515
   • March 5, 2009

5. Due date for top-heavy minimum

   By Guest mol, September 23, 2004
   • 2 replies
   • 2.1k views
   • 
   • mbozek
   • September 23, 2004

6. SH Match - Calling Tom Poje

   By Blinky the 3-eyed Fish, February 27, 2008
   • 7 replies
   • 2.1k views
   • 
   • austin3515
   • March 9, 2008

7. True-ups for only participants hitting 402(g)

   By Guest JB517, October 6, 2010
   • 5 replies
   • 2.1k views
   • 
   • TPAMan
   • October 13, 2010

8. Required match causes ACP failure

   By Belgarath, September 2, 2009
   • 10 replies
   • 2.1k views
   • 
   • Tom Poje
   • September 4, 2009

9. Pro-rating comp in a short plan year

   By Craig Schiller, May 10, 2016   

   • drowning in my own sweat
   • 6 replies
   • 2.1k views
   • 
   • Tom Poje
   • May 16, 2016

10. Letter from IRS saying 5500 EZ has wrong EIN

    By Jim Chad, November 4, 2014
    • 2 replies
    • 2.1k views
    • 
    • Bird
    • November 4, 2014

11. Safe Harbor eligibility; Does IRS Notice 98-52 still govern re: no all

    By Guest ANNEBV, January 20, 2003
    • 9 replies
    • 2.1k views
    • 
    • Archimage
    • January 31, 2003

12. Supplemental Employer Profit-Sharing Contribution for Employees Having

    By Guest Cal, November 8, 2000
    • 6 replies
    • 2.1k views
    • 
    • david rigby
    • November 9, 2000

13. Amending or Suspending Fixed Nonelective Profit Sharing Contributions Mid-Year

    By 401 Chaos, March 24, 2020
    • 6 replies
    • 2.1k views
    • 
    • 403bear
    • June 14, 2020

14. Bundled Service Provider & a TPA

    By Guest UKH, July 25, 2000
    • 1 reply
    • 2.1k views
    • 
    • Jon Chambers
    • July 28, 2000

15. Excludable Employees

    By Guest Midas, April 20, 2005
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • April 20, 2005

16. Recharacterized elective contributions and ACP Testing

    By buckaroo, May 2, 2017
    • 11 replies
    • 2.1k views
    • 
    • Tom Poje
    • May 4, 2017

17. More RMD Fun After Death

    By austin3515, November 2, 2010
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • November 3, 2010

18. Fraudulent Use of Social Security Number

    By Below Ground, November 3, 2006
    • 4 replies
    • 2.1k views
    • 
    • Below Ground
    • November 3, 2006

19. Discriminatory Matching Formula?

    By WesleyT, March 26, 2013
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • March 26, 2013

20. Help with TPA Error

    By Guest MaryMac, August 13, 2003
    • 8 replies
    • 2.1k views
    • 
    • ljr
    • August 15, 2003

21. QNEC Contribution and Allocation

    By buckaroo, September 29, 2005
    • 0 replies
    • 2.1k views
    • 
    • buckaroo
    • September 29, 2005

22. Plan Administration

    By Gary, October 2, 2008
    • 6 replies
    • 2.1k views
    • 
    • ERISAnut
    • October 4, 2008

23. Union employees in a 401(k) plan that excludes collectively bargained employees!

    By Guest CRA, December 5, 2003
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • December 5, 2003

24. Transition Period for Acquisition

    By Gilmore, August 11, 2004
    • 0 replies
    • 2.1k views
    • 
    • Gilmore
    • August 11, 2004

25. 401k plan with employer stock

    By Guest bostonborn, February 20, 2006
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • February 22, 2006

26. 401(k) average matching contributions from technology companies

    By Guest Mike Lanio, April 24, 2001
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • May 1, 2001

27. Rules of Parity Cheat Sheet

    By austin3515, January 23, 2021
    • 9 replies
    • 2.1k views
    • 
    • Jakyasar
    • January 29, 2021

28. Control Group Relationship? Family Aggragation?

    By Guest ButchElfers, May 23, 2006
    • 8 replies
    • 2.1k views
    • 
    • Guest
    • May 26, 2006

29. Should a sponsor obtain a board resolution for its profit sharing contribution?

    By austin3515, September 25, 2003
    • 1 reply
    • 2.1k views
    • 
    • QDROphile
    • September 25, 2003

30. Top Heavy Contributions

    By MBCarey, July 8, 2003
    • 7 replies
    • 2.1k views
    • 
    • R. Butler
    • July 9, 2003

31. Converting two Solo 401k plans into one when you have an LLC and are self employed 

    By ill, May 12, 2023
    • 3 replies
    • 2.1k views
    • 
    • truphao
    • May 13, 2023

32. Merging of 401k Plans...

    By Guest GrndLkNatv, August 7, 2008
    • 6 replies
    • 2.1k views
    • 
    • david rigby
    • August 8, 2008

33. Entry dates in "new" controlled group situation

    By MarZDoates, September 1, 2017
    • 10 replies
    • 2.1k views
    • 
    • Luke Bailey
    • September 14, 2017

34. Added a Roth and forgot to tell anyone

    By Guest erisamelissa, August 14, 2007
    • 9 replies
    • 2.1k views
    • 
    • jpod
    • August 16, 2007

35. 401 k on layoff

    By Guest cris, October 28, 2001
    • 6 replies
    • 2.1k views
    • 
    • david rigby
    • October 29, 2001

36. PPA - change in PT rules

    By JanetM, November 17, 2006
    • 6 replies
    • 2.1k views
    • 
    • Guest
    • May 14, 2008

37. Charging Fees to Terminated Participant Accounts

    By khn, May 30, 2014
    • 8 replies
    • 2.1k views
    • 
    • Kevin C
    • May 30, 2014

38. Can a US company merge its 401k plan with a plan of its Puerto Rico su

    By Guest michaelv, February 16, 2001
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • February 16, 2001

39. Client doesn't want to make contribution to profit sharing plan.

    By Guest Jae, September 7, 2000
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • September 7, 2000

40. Top Paid Group problem

    By Richard Anderson, August 13, 2012
    • 6 replies
    • 2.1k views
    • 
    • chc93
    • August 15, 2012

41. Looking for advice... small s-corp 401k challenges

    By kckid, March 30, 2015
    • 17 replies
    • 2.1k views
    • 
    • kckid
    • March 31, 2015

42. Change from After-tax to Pre-tax dollars.

    By Guest yahoo, June 10, 1999
    • 3 replies
    • 2.1k views
    • 
    • Kathy
    • June 11, 1999

43. final 401(k) regs -- plan doc

    By Guest britneyspears, June 16, 2005
    • 8 replies
    • 2.1k views
    • 
    • sloble@crowleyfleck.com
    • October 3, 2005

44. HCE Determination

    By davef, March 16, 1999
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • March 29, 1999

45. Eligibility upon rehire

    By gregburst, January 24, 2012
    • 4 replies
    • 2.1k views
    • 
    • Tom Poje
    • January 25, 2012

46. Roth 401(k) effective date

    By Belgarath, December 15, 2005
    • 3 replies
    • 2.1k views
    • 
    • Belgarath
    • December 15, 2005

47. Excess contributions and excess aggregate contributions in determining

    By R. Butler, February 14, 2001
    • 1 reply
    • 2.1k views
    • 
    • Guest
    • February 14, 2001

48. First year safe harbor 401(k) - less than 12 months

    By Santo Gold, May 12, 2006
    • 4 replies
    • 2.1k views
    • 
    • BG5150
    • May 23, 2006

49. Looking for 401(k) stats -- avg. account balance, avg. deferral rate, avg. deferral contributions, avg. participation

    By Guest jhilliard, December 11, 2003
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • December 11, 2003

50. Net Unrealized Appreciation in a NON LUMPSUM distribution

    By Guest jrseattle, January 16, 1999
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • January 19, 1999