401(k) Plans

19,320 topics in this forum

1. Distributions in terminated plana

   By Guest ARuper, October 28, 2002
   • 10 replies
   • 2.1k views
   • 
   • mbozek
   • October 29, 2002

2. Discriminatory Matching Formula?

   By WesleyT, March 26, 2013
   • 3 replies
   • 2.1k views
   • 
   • MWeddell
   • March 26, 2013

3. Terminating Solo 401k

   By Guest KRS401k, November 20, 2013
   • 2 replies
   • 2.1k views
   • 
   • mbozek
   • November 21, 2013

4. Calculation of an ADR

   By Guest Grumpy456, March 8, 2007
   • 5 replies
   • 2.1k views
   • 
   • Guest
   • March 12, 2007

5. Simultaneous Loan & Hardship

   By Guest Hunter401k, January 15, 2013
   • 7 replies
   • 2.1k views
   • 
   • K2retire
   • January 16, 2013

6. Employer Matching Contributions Used as Top Heavy Minimums

   By Guest Larry McNamara, February 9, 2000
   • 6 replies
   • 2.1k views
   • 
   • Guest
   • February 22, 2000

7. 401(k) plan requires at least 1,000 hours for share of nonelective con

   By Scott, December 6, 2000
   • 7 replies
   • 2.1k views
   • 
   • Guest
   • December 13, 2000

8. Another Roth 401(k) question

   By FJR, October 27, 2005
   • 8 replies
   • 2.1k views
   • 
   • bzorc
   • November 1, 2005

9. Restricted Stock

   By fiona1, February 3, 2010
   • 0 replies
   • 2.1k views
   • 
   • fiona1
   • February 3, 2010

10. Vesting on job termination

    By Guest BBowles, December 1, 1998
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • December 3, 1998

11. Catch UP Contribution

    By Pammie57, July 8, 2015
    • 14 replies
    • 2.1k views
    • 
    • Mike Preston
    • July 14, 2015

12. Turbo Tax limiting 401k contributions WHY?

    By mesiodens, October 15, 2016
    • 4 replies
    • 2.1k views
    • 
    • mesiodens
    • October 24, 2016

13. Another Top Heavy Question

    By Guest KD40, February 7, 2003
    • 9 replies
    • 2.1k views
    • 
    • Earl
    • February 22, 2003

14. transfer of assets

    By Guest Smitty848, February 12, 2003
    • 17 replies
    • 2.1k views
    • 
    • Mike Preston
    • February 26, 2003

15. 401(k) Hardship Withdrawals

    By Guest 401kgreen, May 15, 2001
    • 5 replies
    • 2.1k views
    • 
    • RCK
    • May 16, 2001

16. Safe Harbor eligibility; Does IRS Notice 98-52 still govern re: no all

    By Guest ANNEBV, January 20, 2003
    • 9 replies
    • 2.1k views
    • 
    • Archimage
    • January 31, 2003

17. Vesting Change

    By Guest Pension Girl, February 18, 2010
    • 1 reply
    • 2.1k views
    • 
    • Tom Poje
    • February 19, 2010

18. in-plan Roth rollovers

    By Guest ebgroup, February 2, 2012
    • 9 replies
    • 2.1k views
    • 
    • masteff
    • February 8, 2012

19. What constitutes separation from service?

    By Guest CJ, May 14, 1999
    • 2 replies
    • 2.1k views
    • 
    • MWeddell
    • May 18, 1999

20. From which source in a 401(k) can insurance premiums be paid from?

    By mming, October 21, 2003
    • 5 replies
    • 2.1k views
    • 
    • Belgarath
    • October 23, 2003

21. Combined Plan Deduction Limit

    By Below Ground, October 4, 2006
    • 7 replies
    • 2.1k views
    • 
    • Earl
    • October 11, 2006

22. Plan Legal Documents as Settlor Functions

    By CLE401kGuy, December 3, 2014
    • 6 replies
    • 2.1k views
    • 
    • Kevin C
    • December 8, 2014

23. Form 5330

    By justatester, April 17, 2012
    • 3 replies
    • 2.1k views
    • 
    • fiona1
    • April 19, 2012

24. Timing of Sole Prop or Partner deferrals deposits

    By Pammie57, November 17, 2015
    • 11 replies
    • 2.1k views
    • 
    • ETA Consulting LLC
    • November 18, 2015

25. Catch-up 415 limit with Fiscal year Plan

    By Guest rgorman, March 17, 2005
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • March 17, 2005

26. Safe Harbor Nonelective and 415

    By Gilmore, December 1, 2015
    • 18 replies
    • 2.1k views
    • 
    • BG5150
    • December 7, 2015

27. HCE Determination in short plan year

    By Guest MPITTS, October 12, 1999
    • 3 replies
    • 2.1k views
    • 
    • John A
    • October 14, 1999

28. Distribution Event?

    By Randy Watson, February 28, 2006
    • 5 replies
    • 2.1k views
    • 
    • Randy Watson
    • February 28, 2006

29. Plan design error

    By rlb64, September 28, 2005
    • 11 replies
    • 2.1k views
    • 
    • mbozek
    • September 30, 2005

30. Excess contributions and excess aggregate contributions in determining

    By R. Butler, February 14, 2001
    • 1 reply
    • 2.1k views
    • 
    • Guest
    • February 14, 2001

31. Controlled Group and Coverage Testing

    By justatester, May 3, 2012
    • 5 replies
    • 2.1k views
    • 
    • Tom Poje
    • May 4, 2012

32. Top Heavy Test and leased employees

    By emmetttrudy, April 26, 2011
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • April 26, 2011

33. testing 2 plans separately to pass 410(b)

    By Guest dubya, February 21, 2005
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • February 21, 2005

34. Leaving a PEP

    By Nic Pospiech, October 26, 2023
    • 2 replies
    • 2.1k views
    • 
    • CuseFan
    • October 26, 2023

35. Electronic payment of withheld taxes

    By Guest, January 25, 2000
    • 5 replies
    • 2.1k views
    • 
    • Guest
    • January 29, 2000

36. IRA Rollovers into 401k plans

    By Guest Lex, September 20, 2002
    • 11 replies
    • 2.1k views
    • 
    • Guest
    • November 15, 2002

37. First year safe harbor 401(k) - less than 12 months

    By Santo Gold, May 12, 2006
    • 4 replies
    • 2.1k views
    • 
    • BG5150
    • May 23, 2006

38. When does an employer "maintain" the plan?

    By Übernerd, January 26, 2006
    • 2 replies
    • 2.1k views
    • 
    • Übernerd
    • January 27, 2006

39. Hardship - Allowable?

    By bzorc, August 31, 2021
    • 8 replies
    • 2.1k views
    • 
    • BG5150
    • September 1, 2021

40. Separation from service?

    By EGB, April 24, 2000
    • 3 replies
    • 2.1k views
    • 
    • EGB
    • April 25, 2000

41. Mandatory Roth Catchups

    By FishOn, September 22, 2025
    • 8 replies
    • 2.1k views
    • 
    • Paul I
    • September 25, 2025

42. indexed limits

    By Tom Poje, October 17, 2007
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • October 18, 2007

43. Imputed Vesting

    By 30Rock, December 22, 2010
    • 5 replies
    • 2.1k views
    • 
    • 30Rock
    • December 28, 2010

44. Rollover 401k by Israeli Citizen

    By Guest scott34, August 27, 2009
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • August 31, 2009

45. Excess Contributions and Earnings on Related Match Forfeiture

    By Guest Kimberly Flett, November 30, 2001
    • 0 replies
    • 2.1k views
    • 
    • Guest
    • November 30, 2001

46. Pooled investment account (with ROTH)

    By K-t-F, December 5, 2017
    • 4 replies
    • 2.1k views
    • 
    • Peter Gulia
    • December 6, 2017

47. Prohibited Transaction

    By Guest padmin, October 28, 2003
    • 12 replies
    • 2.1k views
    • 
    • KJohnson
    • October 30, 2003

48. 401(k) Safe Harbor match to satisfy ADP only

    By Belgarath, September 26, 2013
    • 1 reply
    • 2.1k views
    • 
    • Tom Poje
    • September 26, 2013

49. Missed Safe Habor Contribution

    By Guest Michael Anderson, February 16, 2004
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • December 23, 2004

50. Owner-Only Plan & Top Heavy

    By 401(k)athryn, July 12, 2023
    • 12 replies
    • 2.1k views
    • 
    • Bird
    • July 17, 2023