401(k) Plans

19,337 topics in this forum

1. top heavy 401(k) first plan year

   By Guest Mike Kimball, August 19, 1999
   • 4 replies
   • 2.1k views
   • 
   • Richard Anderson
   • August 28, 1999

2. ERPA TEST

   By KTB, January 3, 2012
   • 9 replies
   • 2.1k views
   • 
   • KTB
   • January 20, 2012

3. 401(K) Participant Rehire

   By Guest Ohiobcat, November 3, 2011
   • 1 reply
   • 2.1k views
   • 
   • Tom Poje
   • November 3, 2011

4. Catch-up contribution form

   By stephen, March 19, 2002
   • 3 replies
   • 2.1k views
   • 
   • Mike Preston
   • March 22, 2002

5. Catch-up Guidance

   By Guest T-BONE, October 25, 2001
   • 9 replies
   • 2.1k views
   • 
   • Guest
   • October 26, 2001

6. restructuring for ADP Testing.

   By Lori H, March 4, 2009
   • 9 replies
   • 2.1k views
   • 
   • austin3515
   • March 5, 2009

7. Deferrals equal 100% of pay

   By pensiongeek, October 5, 2020
   • 6 replies
   • 2.1k views
   • 
   • Luke Bailey
   • October 7, 2020

8. Switching from Prior Year to Current Year Testing Method

   By Guest CRC02, April 19, 2002
   • 1 reply
   • 2.1k views
   • 
   • Guest
   • April 20, 2002

9. HCE - Look back Period?

   By Guest jkrad, October 10, 2003
   • 1 reply
   • 2.1k views
   • 
   • ccassetty
   • October 10, 2003

10. IRS Compliance Check

    By Guest 4:15 Limit, June 1, 2010
    • 10 replies
    • 2.1k views
    • 
    • PensionPro
    • August 10, 2010

11. Safe Harbor Plan Definition of "Compensation"

    By Guest IRISH79, May 31, 2007
    • 2 replies
    • 2.1k views
    • 
    • John Feldt ERPA CPC QPA
    • May 31, 2007

12. Canadian Citizen

    By Guest moltengater, August 8, 2006
    • 3 replies
    • 2.1k views
    • 
    • A Shot in the Dark
    • August 8, 2006

13. True-ups for only participants hitting 402(g)

    By Guest JB517, October 6, 2010
    • 5 replies
    • 2.1k views
    • 
    • TPAMan
    • October 13, 2010

14. plan asset question

    By Guest RBeck, May 24, 2001
    • 10 replies
    • 2.1k views
    • 
    • Guest
    • May 29, 2001

15. Catch up contributions only allowed?

    By Guest jusducki, November 29, 2005
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • December 16, 2005

16. FMLA and Controlled Group

    By Guest MFJ, November 17, 2009
    • 2 replies
    • 2.1k views
    • 
    • oriecat
    • November 18, 2009

17. Hardship Withdrawal - salary deferrals were not suspended after distribution

    By Guest nps, May 20, 2004
    • 1 reply
    • 2.1k views
    • 
    • Guest
    • May 26, 2004

18. definition of comp for safe harbor match

    By cpc0506, March 27, 2013
    • 5 replies
    • 2.1k views
    • 
    • K2retire
    • May 16, 2013

19. New Safe Harbor Plan

    By Guest elang, November 30, 2011
    • 7 replies
    • 2.1k views
    • 
    • rcline46
    • December 1, 2011

20. Rollover 401k by Israeli Citizen

    By Guest scott34, August 27, 2009
    • 4 replies
    • 2.1k views
    • 
    • MWeddell
    • August 31, 2009

21. Spousal Waiver of annuity options

    By Guest gasher, October 3, 2000
    • 2 replies
    • 2.1k views
    • 
    • rcline46
    • October 3, 2000

22. Termination and 401K

    By Guest gman26, April 29, 2004
    • 3 replies
    • 2.1k views
    • 
    • jquazza
    • April 30, 2004

23. Use non-safe harbor Match for Top Heavy Minimum?

    By Guest RJM, February 15, 2001
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • February 19, 2001

24. SH Plan with discretionary match

    By QNPG, February 21, 2014
    • 7 replies
    • 2.1k views
    • 
    • MWeddell
    • March 31, 2014

25. Employer contribution by salary reduction

    By spiritrider, October 9, 2019
    • 7 replies
    • 2.1k views
    • 
    • Bill Presson
    • October 10, 2019

26. Leased Employed Hired as Common Law Employee

    By DTH, May 23, 2007
    • 2 replies
    • 2.1k views
    • 
    • masteff
    • May 23, 2007

27. Calculation of an ADR

    By Guest Grumpy456, March 8, 2007
    • 5 replies
    • 2.1k views
    • 
    • Guest
    • March 12, 2007

28. Employer contributions for forfeited amounts

    By Miner88, September 5, 2007
    • 9 replies
    • 2.1k views
    • 
    • Bird
    • September 6, 2007

29. Involuntary Cash Outs-Document and practical considerations

    By Guest spanarkle, January 6, 2005
    • 5 replies
    • 2.1k views
    • 
    • MWeddell
    • January 7, 2005

30. DOL VFCP Marketing Letter

    By austin3515, January 25, 2023
    • 14 replies
    • 2.1k views
    • 
    • RatherBeGolfing
    • August 2, 2023

31. Safe Harbor Plans - Midyear Changes

    By Guest shaul, November 10, 2009
    • 2 replies
    • 2.1k views
    • 
    • Guest
    • November 10, 2009

32. Terminate Money Purchase and Start up 401k?

    By Dennis Povloski, June 14, 2011
    • 6 replies
    • 2.1k views
    • 
    • 12AX7
    • June 16, 2011

33. Client faces audit and can't locate prior plan records...

    By Guest RBeck, October 19, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • October 19, 2000

34. HCE Determination After Spinoff

    By Just Me, February 12, 2008
    • 1 reply
    • 2.1k views
    • 
    • Tom Poje
    • February 14, 2008

35. Discriminatory Matching Formula?

    By WesleyT, March 26, 2013
    • 3 replies
    • 2.1k views
    • 
    • MWeddell
    • March 26, 2013

36. Reverse Borrowing in First Plan Year

    By justatester, September 6, 2012
    • 11 replies
    • 2.1k views
    • 
    • justatester
    • September 7, 2012

37. RMD - What comes first

    By PainPA, December 30, 2013   

    • RMD
    • 7 replies
    • 2.1k views
    • 
    • GMK
    • January 6, 2014

38. Vesting on job termination

    By Guest BBowles, December 1, 1998
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • December 3, 1998

39. Looking for a TPA for a professional employer organization's 401(k) pl

    By Guest Karens, December 1, 2000
    • 3 replies
    • 2.1k views
    • 
    • Guest
    • December 11, 2000

40. 401(k) plan requires at least 1,000 hours for share of nonelective con

    By Scott, December 6, 2000
    • 7 replies
    • 2.1k views
    • 
    • Guest
    • December 13, 2000

41. Plan Legal Documents as Settlor Functions

    By CLE401kGuy, December 3, 2014
    • 6 replies
    • 2.1k views
    • 
    • Kevin C
    • December 8, 2014

42. Another Roth 401(k) question

    By FJR, October 27, 2005
    • 8 replies
    • 2.1k views
    • 
    • bzorc
    • November 1, 2005

43. Excess contributions and excess aggregate contributions in determining

    By R. Butler, February 14, 2001
    • 1 reply
    • 2.1k views
    • 
    • Guest
    • February 14, 2001

44. testing 2 plans separately to pass 410(b)

    By Guest dubya, February 21, 2005
    • 3 replies
    • 2.1k views
    • 
    • Tom Poje
    • February 21, 2005

45. eligibility for PRN ("as needed") employee

    By M Norton, June 7, 2022   

    • eligibility as needed employee
    • 4 replies
    • 2.1k views
    • 
    • Mr Bagwell
    • June 7, 2022

46. Employer subsidy for stable value penalty

    By gc@chimentowebb.com, April 1, 2024
    • 11 replies
    • 2.1k views
    • 
    • Luke Bailey
    • April 10, 2024

47. Notice to Interested Parties

    By Archimage, December 6, 2001
    • 5 replies
    • 2.1k views
    • 
    • wmyer
    • February 19, 2002

48. Can custodian pocket the "float" interest earned on plan acc

    By Guest Jim Kais, July 14, 2000
    • 4 replies
    • 2.1k views
    • 
    • Guest
    • August 3, 2000

49. Entry dates in "new" controlled group situation

    By MarZDoates, September 1, 2017
    • 10 replies
    • 2.1k views
    • 
    • Luke Bailey
    • September 14, 2017

50. K-1 Earned Income

    By Catch22PGM, May 7, 2025
    • 3 replies
    • 2.1k views
    • 
    • fmsinc
    • May 7, 2025