Cross-Tested Plans

1,234 topics in this forum

1. What year for annual additions?

   By Richard Anderson, August 30, 2001
   • 4 replies
   • 1.6k views
   • 
   • Guest
   • September 18, 2001

2. Defined Benefit and Simple

   By Guest NPaleveda, October 12, 2001
   • 4 replies
   • 1.6k views
   • 
   • AndyH
   • October 17, 2001

3. Cross testing HCEs with no allocation

   By pmacduff, January 26, 2004
   • 4 replies
   • 1.2k views
   • 
   • Tom Poje
   • January 27, 2004

4. Three DC Plans

   By Cloudy, June 17, 2015
   • 4 replies
   • 972 views
   • 
   • Cloudy
   • June 19, 2015

5. 401(k) + P/S/P Cross-testing

   By Guest Lisha, September 29, 2004
   • 4 replies
   • 1.7k views
   • 
   • Tom Poje
   • October 1, 2004

6. child and non-discrimination classification testing

   By wsp, December 31, 2002
   • 4 replies
   • 1.3k views
   • 
   • Tom Poje
   • January 3, 2003

7. new comp - each participant in their own group

   By Chippy, December 30, 2014
   • 4 replies
   • 4.9k views
   • 
   • Tom Poje
   • December 30, 2014

8. Gateway in a PS/401(k) Plan

   By YankeeFan, February 8, 2007
   • 4 replies
   • 2.4k views
   • 
   • Guest
   • February 9, 2007

9. Minimum gateway

   By Guest SPOT, October 23, 2007
   • 4 replies
   • 2.3k views
   • 
   • AndyH
   • October 29, 2007

10. Entry Date for Otherwise Excludable Employees

    By LarryDavid, May 7, 2010
    • 4 replies
    • 1.9k views
    • 
    • LarryDavid
    • May 7, 2010

11. Cross Testing & IRC 404(a)(7)(A)

    By Guest Rob Kobrine, March 22, 2005
    • 4 replies
    • 2k views
    • 
    • Blinky the 3-eyed Fish
    • March 23, 2005

12. Rate Group Membership Determination snapshot

    By Guest ridgecourt2002, February 10, 2010
    • 4 replies
    • 1.3k views
    • 
    • Earl
    • February 28, 2010

13. cross testing revisited & Relius

    By pmacduff, October 16, 2008
    • 4 replies
    • 1.7k views
    • 
    • Tom Poje
    • November 18, 2008

14. Rights to allocation

    By dmb, May 28, 2009
    • 4 replies
    • 1.6k views
    • 
    • dmb
    • June 1, 2009

15. Money Purchase plan - part of DB/DC combo?

    By John Feldt ERPA CPC QPA, December 5, 2008
    • 4 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 5, 2008

16. 401a testing question

    By Guest Susan M., June 21, 2012
    • 4 replies
    • 1.6k views
    • 
    • Tom Poje
    • June 21, 2012

17. cross-testing, egtrra 25% ps limit, penalty for not having surety bond

    By Guest Donna Neuhauser, November 6, 2001
    • 4 replies
    • 2k views
    • 
    • Lynn Campbell
    • November 7, 2001

18. Gateway, Top Heavy, and Class Exclusion

    By Lynn Campbell, August 12, 2003
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • August 12, 2003

19. Deemed CODA

    By Guest mparker2028, January 5, 2006
    • 4 replies
    • 3.2k views
    • 
    • Tom Poje
    • January 5, 2006

20. Top Heavy Rule - Help!

    By Jilliandiz, March 2, 2004
    • 4 replies
    • 1.2k views
    • 
    • Mike Preston
    • March 2, 2004

21. Otherwise Excludable Employees

    By Guest Rutager, January 16, 2007
    • 4 replies
    • 2.7k views
    • 
    • AndyH
    • January 16, 2007

22. Allocations and Testing Methods for post NRA participants

    By AndyH, August 17, 2000
    • 4 replies
    • 1.9k views
    • 
    • AndyH
    • August 21, 2000

23. Age-weighted 401(k) with 3% nonelective safe-harbor

    By ac, March 23, 2005
    • 4 replies
    • 2.6k views
    • 
    • AndyH
    • March 24, 2005

24. Testing comp

    By AndyH, February 12, 2002
    • 4 replies
    • 1.6k views
    • 
    • AndyH
    • February 12, 2002

25. Is this contribution definitely determinable?

    By Richard Anderson, December 17, 2001
    • 4 replies
    • 2k views
    • 
    • Mike Preston
    • December 26, 2001

26. Permitted Disparity Factor (DB side)

    By Vlad401k, February 28, 2017
    • 4 replies
    • 1.4k views
    • 
    • jim241
    • February 1, 2019

27. What gateway language is needed in the DC document?

    By shERPA, November 22, 2013   

    • Aggregating with a DB
    • 4 replies
    • 2.1k views
    • 
    • Tom Poje
    • April 23, 2014

28. Mid Year change in allocation formula

    By dmb, April 19, 2011
    • 4 replies
    • 1.5k views
    • 
    • dmb
    • April 19, 2011

29. Key opting out of plan

    By pbarrett, July 24, 2003
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • August 11, 2003

30. New Comp Contribution - Excess Deferral

    By Guest AJM 34, May 30, 2007
    • 4 replies
    • 2.1k views
    • 
    • rcline46
    • May 30, 2007

31. Change Normal Retirement Age

    By 12AX7, December 8, 2008
    • 4 replies
    • 1.4k views
    • 
    • 12AX7
    • December 8, 2008

32. Prevailing Wage + 401(a)

    By #toomanyrules, January 18, 2022
    • 4 replies
    • 1.5k views
    • 
    • Bri
    • January 20, 2022

33. creative nondiscrimination testing

    By M Norton, February 16, 2010
    • 4 replies
    • 1.5k views
    • 
    • K2retire
    • February 18, 2010

34. New Comp for partnership

    By Guest chris4013, December 16, 2003
    • 4 replies
    • 1.2k views
    • 
    • AndyH
    • December 24, 2003

35. permitted aggregation

    By Guest greggi39, March 10, 2003
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • December 16, 2004

36. Multiple Eligibilty Conditions/Entry Dates - Who's Excludable?

    By Guest merlin, February 10, 2005
    • 4 replies
    • 1.7k views
    • 
    • Guest
    • February 14, 2005

37. Restructuring

    By PFranckowiak, March 23, 2016
    • 4 replies
    • 1.1k views
    • 
    • PFranckowiak
    • March 24, 2016

38. Cross-testing the 401k Plan

    By Fred Payne, September 26, 2001
    • 4 replies
    • 2.9k views
    • 
    • AndyH
    • September 27, 2001

39. cross testing & maxing out

    By Chippy, October 26, 2007
    • 4 replies
    • 1.9k views
    • 
    • rcline46
    • October 26, 2007

40. Defined Benefit Replacement Allocations

    By dmb, April 24, 2006
    • 4 replies
    • 2k views
    • 
    • rcline46
    • April 25, 2006

41. SHMAC & gateway minimum

    By pmacduff, November 11, 2005
    • 4 replies
    • 2.2k views
    • 
    • Tom Poje
    • November 14, 2005

42. Top Heavy/Gateway/Date of Entry

    By jquazza, April 3, 2004
    • 4 replies
    • 2.2k views
    • 
    • Earl
    • April 5, 2004

43. Rate banding

    By Belgarath, February 4, 2020
    • 4 replies
    • 1.8k views
    • 
    • Belgarath
    • February 14, 2020

44. New comp with one key waiving comp

    By pbarrett, November 10, 2003
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • November 12, 2003

45. Non top heavy Plan - participant <1000 hrs

    By pmacduff, February 21, 2003
    • 4 replies
    • 1.2k views
    • 
    • Tom Poje
    • February 24, 2003

46. Affiliated Service Group - 401(a)(4) / Gateway Testing for owner earning income in two entities

    By Towanda, May 8, 2023
    • 4 replies
    • 1.2k views
    • 
    • Towanda
    • May 17, 2023

47. End of year termination of employee

    By Guest Peggy806, January 21, 2010
    • 4 replies
    • 1.2k views
    • 
    • david rigby
    • January 22, 2010

48. Partners and new comparability - old topic

    By rcline46, May 30, 2013
    • 4 replies
    • 2.4k views
    • 
    • Tom Poje
    • May 31, 2013

49. Voluntary after-tax contributions Schedule C

    By mefrancis1729, November 29, 2016
    • 4 replies
    • 1.3k views
    • 
    • AndyH
    • December 9, 2016

50. Annuity Purchase Rates(APR)

    By Guest William Lehman, March 11, 2003
    • 4 replies
    • 1.5k views
    • 
    • imchipbrown
    • March 11, 2003