Cross-Tested Plans

1,234 topics in this forum

1. ABPT with different comp

   By dmb, August 28, 2013
   • 0 replies
   • 1.7k views
   • 
   • dmb
   • August 28, 2013

2. Who's Required to Receive Minimum Alloc. Gateway

   By Guest dash, August 28, 2003
   • 1 reply
   • 1.7k views
   • 
   • Tom Poje
   • August 28, 2003

3. Accrued-to-date Testing Years with Permissive Aggregation

   By Guest Mark Draa, March 17, 2004
   • 8 replies
   • 1.7k views
   • 
   • AndyH
   • March 19, 2004

4. reasonable classifications

   By k man, November 7, 2000
   • 1 reply
   • 1.7k views
   • 
   • Guest
   • November 8, 2000

5. Amending PSP for Cross-testing Provision

   By chris, June 3, 1999
   • 6 replies
   • 1.7k views
   • 
   • Larry M
   • June 10, 1999

6. Can an 11g amendment add ineligibles?

   By Dougsbpc, February 18, 2009
   • 3 replies
   • 1.7k views
   • 
   • Guest
   • February 18, 2009

7. DB/DC Aggregate Testing

   By Guest Doug Goelz, August 28, 2001
   • 1 reply
   • 1.7k views
   • 
   • AndyH
   • August 29, 2001

8. PS Allocations and Otherwise Excludables

   By CuseFan, September 6, 2019
   • 5 replies
   • 1.7k views
   • 
   • Larry Starr
   • September 6, 2019

9. Paired cross-tested MP Pension and Profit Sharing Plans

   By SMB, October 10, 1999
   • 1 reply
   • 1.7k views
   • 
   • Everett Moreland
   • October 11, 1999

10. Cross-Tested Money Purchase Plan

    By Guest, February 15, 2000
    • 2 replies
    • 1.7k views
    • 
    • AndyH
    • February 16, 2000

11. New Comp and Aggregation

    By wsp, June 1, 2006
    • 3 replies
    • 1.7k views
    • 
    • Jim Norman
    • June 2, 2006

12. Money Purchase plan - part of DB/DC combo?

    By John Feldt ERPA CPC QPA, December 5, 2008
    • 4 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 5, 2008

13. Cross testing

    By Guest blackdo2, September 16, 2003
    • 8 replies
    • 1.7k views
    • 
    • AndyH
    • September 17, 2003

14. Safe Harbor Plan with New comp

    By Guest Doug Rosing, June 2, 1999
    • 1 reply
    • 1.7k views
    • 
    • lkpittman
    • June 3, 1999

15. Cross-Tested Plan - Does this example need to be tested?

    By DLavigne, May 9, 2012
    • 10 replies
    • 1.7k views
    • 
    • Mike Preston
    • May 11, 2012

16. Giving children a 0% contribution

    By Guest fiddler, April 13, 2009
    • 3 replies
    • 1.7k views
    • 
    • J Simmons
    • April 13, 2009

17. New Comparability

    By Guest Lex, November 19, 2002
    • 2 replies
    • 1.7k views
    • 
    • AndyH
    • October 15, 2003

18. Gateway Minimum

    By Rob P, June 18, 2010
    • 5 replies
    • 1.7k views
    • 
    • AndyH
    • June 24, 2010

19. Who's in a Rate Group?

    By Towanda, August 8, 2018   

    • cross testing
    • 3 replies
    • 1.7k views
    • 
    • Towanda
    • August 8, 2018

20. Waiver of participation issues

    By AndyH, May 24, 2001
    • 4 replies
    • 1.7k views
    • 
    • jaemmons
    • June 8, 2001

21. Non deferring participants as an allocation class?

    By Richard Anderson, June 20, 2000
    • 6 replies
    • 1.7k views
    • 
    • actuarysmith
    • July 17, 2000

22. Ratio % vs average benefits

    By Guest padmin, September 13, 2005
    • 1 reply
    • 1.7k views
    • 
    • AndyH
    • September 13, 2005

23. 401(k) Safe Harbor only deposit for the NHCE group

    By Guest wolfpack, June 8, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • June 10, 1999

24. Corrective Amendment

    By preErisa, February 11, 2002
    • 1 reply
    • 1.7k views
    • 
    • AndyH
    • February 12, 2002

25. Partner Classes

    By Guest JimD, April 21, 2004
    • 6 replies
    • 1.7k views
    • 
    • AndyH
    • May 14, 2004

26. Adoption of Cross-Testing Amendment

    By Guest HD WILLIAMS, February 20, 1999
    • 1 reply
    • 1.7k views
    • 
    • richard
    • February 21, 1999

27. cross testing - who is in what test?

    By Earl, November 20, 2004
    • 6 replies
    • 1.7k views
    • 
    • Tom Poje
    • November 23, 2004

28. Coverage Testing

    By Guest Mike Schwing, December 3, 2002
    • 6 replies
    • 1.7k views
    • 
    • AndyH
    • December 6, 2002

29. Cross-Tested Plan with no highly compensated employees

    By Guest John Sample, August 23, 2001
    • 5 replies
    • 1.7k views
    • 
    • david rigby
    • August 23, 2001

30. What is testing age when a plan defines NRD as the later of an age and

    By AndyH, February 18, 2000
    • 2 replies
    • 1.7k views
    • 
    • AndyH
    • February 22, 2000

31. Can the document be silent as to the correction method and can differe

    By John A, March 21, 2000
    • 5 replies
    • 1.7k views
    • 
    • AndyH
    • April 14, 2000

32. Safe Harbor plans and top heavy

    By Guest rffahey, January 7, 2005
    • 2 replies
    • 1.7k views
    • 
    • jquazza
    • January 8, 2005

33. 401(k) Top Heavy 2 year eligibility with some HCE's being capped in PS

    By Guest mpark, February 9, 2004
    • 14 replies
    • 1.7k views
    • 
    • Guest
    • February 10, 2004

34. Cross-Tested Match for a 401(k) Plan

    By Guest SPollock, June 30, 1999
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • June 30, 1999

35. Restructuring Into Component Plans

    By Guest merlin, December 5, 2003
    • 7 replies
    • 1.7k views
    • 
    • Guest
    • December 8, 2003

36. age 65 factor for later ret. ages

    By drakecohen, May 14, 2003
    • 7 replies
    • 1.7k views
    • 
    • drakecohen
    • May 15, 2003

37. Are deferrals in the (k) portion of a plan included in non-discriminat

    By Guest LMalone, December 19, 2000
    • 3 replies
    • 1.7k views
    • 
    • Erik Read
    • December 19, 2000

38. Can This Crazy Design Work?

    By mming, August 9, 2007
    • 5 replies
    • 1.7k views
    • 
    • AndyH
    • August 15, 2007

39. Missed Opportunity QNECs in Avg. Benefit & General Test

    By Laura Harrington, April 13, 2011
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • April 13, 2011

40. TH? SH 401(k) + NC + CB

    By abanky, June 12, 2007
    • 2 replies
    • 1.7k views
    • 
    • abanky
    • June 12, 2007

41. Changing Pro Rata Profit Sharing Allocation to New Comparability Mid-Year

    By Vlad401k, February 29, 2024
    • 6 replies
    • 1.7k views
    • 
    • Bill Presson
    • February 6, 2025

42. Waiver of Participation

    By Guest lforesz, July 16, 2001
    • 7 replies
    • 1.7k views
    • 
    • Tom Poje
    • July 30, 2001

43. Safe Harbor Allocation Forced to Cross-Test

    By Dougsbpc, May 16, 2008
    • 2 replies
    • 1.7k views
    • 
    • Tom Poje
    • May 16, 2008

44. LRM 94

    By Bri, December 19, 2017   

    • cross-testing
    • 4 replies
    • 1.7k views
    • 
    • Tom Poje
    • December 20, 2017

45. Safe Harbor Plan with Cross Testing

    By Guest Ephesian431, September 17, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • September 17, 1999

46. Testing Comp

    By Fred Payne, December 29, 2001
    • 2 replies
    • 1.7k views
    • 
    • Mike Preston
    • January 2, 2002

47. Smoothly Increasing Rates

    By John Feldt ERPA CPC QPA, May 1, 2008
    • 8 replies
    • 1.7k views
    • 
    • John Feldt ERPA CPC QPA
    • May 6, 2008

48. 401(k) + P/S/P Cross-testing

    By Guest Lisha, September 29, 2004
    • 4 replies
    • 1.7k views
    • 
    • Tom Poje
    • October 1, 2004

49. "Gateway"

    By Guest gkaley, January 8, 2003
    • 5 replies
    • 1.7k views
    • 
    • Tom Poje
    • January 8, 2003

50. Carved Out Cross Testing

    By Guest Sonia Kapoor, August 21, 2001
    • 3 replies
    • 1.7k views
    • 
    • AndyH
    • August 23, 2001