Cross-Tested Plans

1,234 topics in this forum

1. General Testing - One Employer with 2 Plans

   By Rob P, March 27, 2015
   • 13 replies
   • 3.4k views
   • 
   • Tom Poje
   • April 1, 2015

2. Giving children a 0% contribution

   By Guest fiddler, April 13, 2009
   • 3 replies
   • 1.7k views
   • 
   • J Simmons
   • April 13, 2009

3. Graded Formula and Gateway--Will This "Fly?"

   By lkpittman, March 17, 2003
   • 3 replies
   • 1k views
   • 
   • lkpittman
   • March 17, 2003

4. Group Allocations?

   By Jilliandiz, January 12, 2004
   • 3 replies
   • 1.2k views
   • 
   • Tom Poje
   • January 12, 2004

5. Group Classifications

   By Guest Mike Schwing, November 6, 2002
   • 3 replies
   • 1.3k views
   • 
   • Guest
   • November 6, 2002

6. Group classifications; timing of determination?

   By AndyH, June 5, 2002
   • 2 replies
   • 1.4k views
   • 
   • AndyH
   • June 6, 2002

7. Grouping of rates/EBR's under 1.401(a)(4)-(2) and (3)

   By Belgarath, November 28, 2017
   • 4 replies
   • 1k views
   • 
   • CuseFan
   • November 28, 2017

8. Groupings

   By Belgarath, November 18, 2010
   • 2 replies
   • 1.2k views
   • 
   • Belgarath
   • November 18, 2010

9. Groups

   By Guest nbs, August 21, 2003
   • 2 replies
   • 1.2k views
   • 
   • jaemmons
   • August 22, 2003

10. Guesses or insight into timing of final regulations?

    By AndyH, April 12, 2001
    • 2 replies
    • 1.3k views
    • 
    • MGB
    • April 13, 2001

11. H.R. 4126 1 2

    By Guest kudler, December 1, 2009
    • 61 replies
    • 8.4k views
    • 
    • drakecohen
    • December 16, 2009

12. HCE - family attribution rules

    By richard, September 18, 1998
    • 5 replies
    • 5.6k views
    • 
    • Tom Poje
    • September 21, 1998

13. HCE definition for Gateway and rate group testing

    By 401_noob, December 7, 2017
    • 5 replies
    • 1.2k views
    • 
    • My 2 cents
    • December 11, 2017

14. HCE determination in a Controlled Group becoming a multiple emplohyer

    By dmb, April 15, 2015
    • 1 reply
    • 1.4k views
    • 
    • My 2 cents
    • April 16, 2015

15. HCE lookback comp

    By dmb, December 17, 2008
    • 3 replies
    • 2.8k views
    • 
    • JanetM
    • December 18, 2008

16. HCE with no comp

    By SMB, February 29, 2012
    • 1 reply
    • 1.5k views
    • 
    • chc93
    • March 1, 2012

17. HCEs in Each Other's Group

    By stbennet, January 7, 2013
    • 2 replies
    • 1.3k views
    • 
    • stbennet
    • January 7, 2013

18. HCEs want to give more!

    By Logan401, August 31, 2012
    • 5 replies
    • 1.2k views
    • 
    • Logan401
    • August 31, 2012

19. Help me figure this out

    By Guest JBeck, July 28, 2004
    • 8 replies
    • 2.3k views
    • 
    • Brian Gallagher
    • August 10, 2004

20. help with classifications

    By Guest ANNEBV, November 20, 2002
    • 7 replies
    • 1.5k views
    • 
    • actuarysmith
    • November 22, 2002

21. help with testing-check my numbers

    By betheeg, December 10, 2002
    • 8 replies
    • 1.4k views
    • 
    • AndyH
    • December 11, 2002

22. Hey, I just thought of something (certainly others have, too) - Super-

    By AndyT, March 1, 2000
    • 2 replies
    • 1.4k views
    • 
    • AndyT
    • March 2, 2000

23. Highly compensated Employees

    By thepensionmaven, March 7, 2011
    • 1 reply
    • 1.1k views
    • 
    • 12AX7
    • March 7, 2011

24. How I'm running nondiscrimination testing for doctor's plan; please check me

    By pbarrett, May 19, 2003
    • 32 replies
    • 5.8k views
    • 
    • Tom Poje
    • September 26, 2003

25. How long can a failing cross tested plan rely on failsafe allocations?

    By AndyH, February 9, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 10, 2000

26. How long has cross testing been available?

    By TBob, December 20, 2005
    • 9 replies
    • 2.3k views
    • 
    • AndyH
    • December 27, 2005

27. How to prevent partnership from DQ'd CODA?

    By J Simmons, July 12, 2008
    • 18 replies
    • 4.5k views
    • 
    • 12AX7
    • February 16, 2010

28. How to specify the groups - 3 doctors, no employees, they want flexibi

    By Earl, November 25, 1999
    • 2 replies
    • 1.5k views
    • 
    • Lorraine Dorsa
    • November 27, 1999

29. How would the 3/1 "gateway" apply to a super-integrated plan

    By AndyH, November 3, 2000
    • 5 replies
    • 2.5k views
    • 
    • Guest
    • November 6, 2000

30. Huge 401 deferral makes Avg Ben Pct Test blow up?

    By Guest rickw, February 24, 2002
    • 12 replies
    • 2.4k views
    • 
    • Guest
    • February 25, 2002

31. Husband and wife Companies

    By Dougsbpc, December 3, 2015
    • 8 replies
    • 1.6k views
    • 
    • Calavera
    • December 7, 2015

32. I don't think I've heard this discussed yet - In light of 2000-14, how

    By AndyT, March 22, 2000
    • 1 reply
    • 1.4k views
    • 
    • mwyatt
    • March 22, 2000

33. If a 401(k) plan with a cross-tested profit sharing allocation exclude

    By Richard Anderson, February 18, 2000
    • 2 replies
    • 2.2k views
    • 
    • Guest
    • February 21, 2000

34. Improper Classifications?

    By Guest IBlameTedBenna, November 30, 2005
    • 16 replies
    • 3.5k views
    • 
    • Guest
    • December 8, 2005

35. Impute Disparity - 35 Year Service Cap

    By LarryDavid, August 23, 2011
    • 2 replies
    • 1.3k views
    • 
    • LarryDavid
    • August 26, 2011

36. Impute Permitted Disparity

    By David, July 7, 2010
    • 5 replies
    • 2.1k views
    • 
    • AndyH
    • July 8, 2010

37. Imputed disparity

    By Richard Anderson, September 3, 1999
    • 1 reply
    • 2.1k views
    • 
    • Lorraine Dorsa
    • September 9, 1999

38. Imputed Disparity and Safe Harbor

    By pjb1835, June 6, 2017
    • 1 reply
    • 838 views
    • 
    • Mike Preston
    • June 6, 2017

39. Imputed Disparity in a Cross Tested Plan where all HCEs earn < FICA

    By CharlesLeggette, October 27, 2015
    • 2 replies
    • 1k views
    • 
    • AndyH
    • October 27, 2015

40. IMPUTED DISPARITY IN CROSS TESTED 401(k) PS

    By pmacduff, August 25, 2004
    • 4 replies
    • 2k views
    • 
    • pmacduff
    • August 25, 2004

41. Imputed disparity in cross-tested plans

    By Belgarath, June 19, 2012
    • 6 replies
    • 4k views
    • 
    • Guest
    • June 28, 2012

42. Imputing Disparity

    By Archimage, October 30, 2002
    • 7 replies
    • 1.8k views
    • 
    • Tom Poje
    • November 1, 2002

43. Imputing Disparity

    By Guest dietpepsi, August 27, 2003
    • 4 replies
    • 2.3k views
    • 
    • AndyH
    • August 28, 2003

44. Imputing Disparity / Cross-Testing DC Plan

    By austin3515, June 12, 2024
    • 1 reply
    • 573 views
    • 
    • Bri
    • June 17, 2024

45. Imputing Permitted Disparity In a Safe Harbor 401(k) Plan With A Tiere

    By Guest merlin, October 19, 2001
    • 8 replies
    • 4.6k views
    • 
    • Guest
    • October 23, 2001

46. Imputing permitted disparity in a safe harbor 401(k) plan.

    By Guest, December 8, 2000
    • 2 replies
    • 1.9k views
    • 
    • Guest
    • December 11, 2000

47. In a new comparability plan, is it improper to define the classes by s

    By AndyT, April 10, 2001
    • 5 replies
    • 1.8k views
    • 
    • AndyT
    • April 12, 2001

48. Incentive/Bonus Tied to Profit Sharing

    By Guest wolfpack, June 9, 1999
    • 2 replies
    • 2.1k views
    • 
    • Dowist
    • June 9, 1999

49. Includable/excludable employees

    By Guest Phil L, November 19, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • November 19, 1999

50. include excess deferrals in avg. benefit % test

    By Guest ksumner, August 26, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • August 26, 1999