Cross-Tested Plans

1,233 topics in this forum

1. opinions desired regarding the 'Cross testing' Pension Loopholes artic

   By Guest, March 8, 2000
   • 1 reply
   • 1.3k views
   • 
   • Dave Baker
   • March 9, 2000

2. What do you think - is it safe to keep selling cross-tested plans, in

   By AndyT, February 25, 2000
   • 10 replies
   • 1.6k views
   • 
   • Lorraine Dorsa
   • March 8, 2000

3. Sample grass roots letter for cross testing issue now being looked at

   By Guest, March 8, 2000
   • 1 reply
   • 1.5k views
   • 
   • Lorraine Dorsa
   • March 8, 2000

4. Question on who to include in the 410(b) and 401(a)(4) tests.

   By AndyT, March 2, 2000
   • 3 replies
   • 1.6k views
   • 
   • Guest
   • March 3, 2000

5. Hey, I just thought of something (certainly others have, too) - Super-

   By AndyT, March 1, 2000
   • 2 replies
   • 1.4k views
   • 
   • AndyT
   • March 2, 2000

6. Future of Cross-Tested Plans?

   By mwyatt, November 3, 1999
   • 3 replies
   • 1.4k views
   • 
   • mwyatt
   • February 29, 2000

7. sources to include in Average Benefits Percentage test of 401(a)(4)

   By Guest Jay B. Fitzgibbons, February 23, 2000
   • 1 reply
   • 1.9k views
   • 
   • Guest
   • February 23, 2000

8. What is testing age when a plan defines NRD as the later of an age and

   By AndyH, February 18, 2000
   • 2 replies
   • 1.7k views
   • 
   • AndyH
   • February 22, 2000

9. If a 401(k) plan with a cross-tested profit sharing allocation exclude

   By Richard Anderson, February 18, 2000
   • 2 replies
   • 2.2k views
   • 
   • Guest
   • February 21, 2000

10. Cross-Tested Money Purchase Plan

    By Guest, February 15, 2000
    • 2 replies
    • 1.7k views
    • 
    • AndyH
    • February 16, 2000

11. How long can a failing cross tested plan rely on failsafe allocations?

    By AndyH, February 9, 2000
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • February 10, 2000

12. Top heavy allocations in cross testing

    By Guest SDS, January 26, 2000
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • January 26, 2000

13. Amending Cross-tested Money Purchase Plan - How Often Is Too Often?

    By SMB, December 16, 1999
    • 2 replies
    • 1.6k views
    • 
    • Lorraine Dorsa
    • January 18, 2000

14. Can you use SSRA for testing even if AA defines the plan's NRA as unif

    By Guest nellans, January 13, 2000
    • 1 reply
    • 1.9k views
    • 
    • Guest
    • January 17, 2000

15. Average Benefits test inclusion for plan with separate eligibility req

    By AndyH, January 5, 2000
    • 4 replies
    • 1.7k views
    • 
    • AndyH
    • January 7, 2000

16. Offsetting discretionary contributions by safe harbor non-elective con

    By AndyH, January 3, 2000
    • 2 replies
    • 1.6k views
    • 
    • AndyH
    • January 5, 2000

17. Section 410(b)Interpretation

    By bzorc, December 20, 1999
    • 1 reply
    • 1.5k views
    • 
    • richard
    • December 21, 1999

18. Cross Tested Contributions under 410(b)

    By Hoard1, December 15, 1999
    • 4 replies
    • 1.4k views
    • 
    • Guest
    • December 17, 1999

19. Mandatory aggregation?

    By Guest ksumner, December 6, 1999
    • 2 replies
    • 2k views
    • 
    • Tot
    • December 7, 1999

20. When using current year pay in calculating each participant's EBAR, in

    By Guest JL, December 1, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • December 1, 1999

21. How to specify the groups - 3 doctors, no employees, they want flexibi

    By Earl, November 25, 1999
    • 2 replies
    • 1.5k views
    • 
    • Lorraine Dorsa
    • November 27, 1999

22. Are adult children of 5% owners automatically HCEs? Are minor children

    By richard, November 5, 1999
    • 6 replies
    • 1.9k views
    • 
    • Earl
    • November 25, 1999

23. Includable/excludable employees

    By Guest Phil L, November 19, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • November 19, 1999

24. UP-1984 Table

    By Guest SPollock, October 17, 1999
    • 10 replies
    • 7k views
    • 
    • Guest
    • November 15, 1999

25. Cross-tested plan software

    By Guest Dook, September 18, 1999
    • 5 replies
    • 2.4k views
    • 
    • Guest
    • November 7, 1999

26. When determining the HCEs using the top paid group election, how do yo

    By Guest jhtobin, November 4, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • November 4, 1999

27. Does anyone know what the term "super comparability plan" me

    By John A, October 13, 1999
    • 3 replies
    • 2k views
    • 
    • Guest
    • November 2, 1999

28. Rate group testing

    By Guest, October 19, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • October 20, 1999

29. New Comp Allocation Language

    By Guest, October 18, 1999
    • 1 reply
    • 1.4k views
    • 
    • Guest
    • October 18, 1999

30. Paired cross-tested MP Pension and Profit Sharing Plans

    By SMB, October 10, 1999
    • 1 reply
    • 1.7k views
    • 
    • Everett Moreland
    • October 11, 1999

31. Are Cross-Tested Plans really here to stay???

    By Guest Dennis Siko, September 30, 1999
    • 2 replies
    • 1.4k views
    • 
    • Guest
    • October 1, 1999

32. Cross tested plan & Top Heaviness

    By richard, September 23, 1999
    • 1 reply
    • 1.5k views
    • 
    • Kathy
    • September 25, 1999

33. Allocation Formula for Classes of Employees

    By Guest, September 23, 1999
    • 1 reply
    • 1.8k views
    • 
    • chris
    • September 23, 1999

34. Safe Harbor Plan with Cross Testing

    By Guest Ephesian431, September 17, 1999
    • 1 reply
    • 1.7k views
    • 
    • Guest
    • September 17, 1999

35. Imputed disparity

    By Richard Anderson, September 3, 1999
    • 1 reply
    • 2.1k views
    • 
    • Lorraine Dorsa
    • September 9, 1999

36. New Comparibility Plan and QNECs

    By Richard Anderson, September 6, 1999
    • 1 reply
    • 1.6k views
    • 
    • Erik Read
    • September 8, 1999

37. Testing age

    By Richard Anderson, September 3, 1999
    • 3 replies
    • 1.6k views
    • 
    • Guest
    • September 3, 1999

38. include excess deferrals in avg. benefit % test

    By Guest ksumner, August 26, 1999
    • 1 reply
    • 1.6k views
    • 
    • Guest
    • August 26, 1999

39. Cross Tested Money Purchase Plan

    By Lynn Campbell, June 2, 1999
    • 4 replies
    • 1.9k views
    • 
    • richard
    • August 24, 1999

40. Timing of amendment

    By pbarrett, August 17, 1999
    • 1 reply
    • 1.5k views
    • 
    • Guest
    • August 19, 1999

41. Communication to employees

    By Guest art, August 11, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • August 14, 1999

42. Effect of Other Plans of E/er on Cross-Testing Analysis

    By chris, June 4, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 29, 1999

43. Permitted allocation groups

    By Guest Tamra, November 5, 1998
    • 15 replies
    • 2.4k views
    • 
    • Guest
    • July 29, 1999

44. What are common fees for cross-tested studies?

    By Guest LJS, July 22, 1999
    • 2 replies
    • 1.5k views
    • 
    • Guest
    • July 29, 1999

45. Cross-testing for Short Plan Year

    By chris, July 21, 1999
    • 1 reply
    • 1.4k views
    • 
    • MWeddell
    • July 29, 1999

46. Amending for Cross-Testing

    By chris, July 20, 1999
    • 1 reply
    • 1.5k views
    • 
    • Ervin Barham
    • July 21, 1999

47. Documentation for Cross Tested Plan

    By Hoard1, June 29, 1999
    • 4 replies
    • 1.6k views
    • 
    • Ervin Barham
    • July 21, 1999

48. Cross-Tested Match for a 401(k) Plan

    By Guest SPollock, June 30, 1999
    • 1 reply
    • 1.7k views
    • 
    • Tom Poje
    • June 30, 1999

49. Merging Integrated MPP into Cross-Tested PS Plan

    By DP, June 16, 1999
    • 1 reply
    • 1.5k views
    • 
    • richard
    • June 16, 1999

50. 401(k) Safe Harbor only deposit for the NHCE group

    By Guest wolfpack, June 8, 1999
    • 2 replies
    • 1.7k views
    • 
    • Guest
    • June 10, 1999