Leaderboard

Why do you hate freedom?

Here is the consumer assistance page from the DOL /EBSA website. They have a toll free number, an e-mail link and a link to find and contact your local office. They can be slow, but they do check into participant complaints. My advice is to contact them (from home) with the information you've provided. http://www.dol.gov/ebsa/contactEBSA/consumerassistance.html

Almost certainly not unlikely.

Not without creating an enormous liability for additional PS for the remaining employees.

See Treasury Regulation section 1.403(b)-10©. Your description causes me to think that either (i) someone does not know the meaning of section 414(p)(4)(A), or (ii) the plan does not take a very practical approach to QDROs, but it is difficult to read between the lines. Is the administrator and employer person or an insurance company person? Subject to some unusual circumstances, the plan should (as a mattter of policy, not law) allow an alternate payee to receive the entire amount awarded as soon as practicable after the order is determined to be qualified. If that is what you want and you can't get it, I encourgage you to make youself such a pain in the ass with occcupying the plan administrator's time that the plan administrator gets some brains and figures out how to get rid of you by giving you your benefit.

(booming voice from the clouds) because you were handy. FWIW, I was hoping someone had a cite to post. Maybe ING will write the check. It's worth a try.