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Experience with being screwed? Experience with SERP? Experience with present value?

Does the human-resources person have authority to decide such an expenditure without the approval of some other executive? If the employment-law, business, and other risks beyond employee-benefits law and tax treatment don't deter the decision-maker, is it feasible to amend the health plan's documents to specify exactly who is eligible? When the employer asks for its lawyers' advice, it might ask whether treating as eligible or covered persons who are not so entitled under the plan documents' provisions is a breach of a fiduciary's duties of obedience, loyalty, impartiality, or prudence?

If my status as an active employee and my work obligations to my employer end at 5pm on 12/31, I have entered into retirement on 12/31. Stated differently, unless that status and those obligations end at the instant the ball drops on Times Square, I would view myself as having retired in the current year.

Quote from above: the first day the person was "fully dead" Immediately reminded me of Miracle Max (Billy Crystal) when he said "It just so happens that your friend here is only MOSTLY dead. There's a big difference between mostly dead and all dead." Not sure how that fits into the IRS view here, however.