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Thanks for your hard work keeping this board up and running. It truly is very helpful to many!

I feel confident that no new log-in will be required, because the upgrade is done "in place," on top of the existing database and cache directories that hold the log-in status.

Sometimes, you can run out of space for conditionals (e.g. "If-then") in the single command. You may want to create a separate space of each item "GT PASSES". Then, you can use a single "OR" command to say if either of these are true, then produce "GT PASSES". Does that make sense. It's merely breaking the command apart to analyze different items instead of loading the "IF-THEN" conditionals into a single command. Good Luck!

Why not add the SH to the PSP on 1/1/17 and distribute the notice immediately following the amendment that added the SH? As pointed out above, 1/1/17 effective date is not an issue as long as you don't have an existing 401(k) plan. Add the 401(k) and SH features now and you can treat the plan as a "new" plan. Bottom line, you don't need the to wait until sometime in 2017 or 2018 to add the 401(k) feature or the SH feature. You also don't need to have two plans. The simplest solution is to amend now, distribute the SH notice now, and start as a SH plan on 1/1/17.

As I recall, the last upgrade went well. Dave's service to us is greatly appreciated.

Assuming there is a provision in the document that allows this person to take an in-service withdrawal it is allowed. The need for the loan to not exceed 50% of the account balance only applies to when the loan is made.

Or whatever date (up to October 1, 2017) that you actually start the plan in 2017. Perfect answer since your OP clearly stated January 1, 2017. There may be some newbies that read this months from now and get the wrong impression Good Luck!

If truly a new plan, and not adding a safe harbor provision to an already existing 401(k) plan, then you could give the SH notice as late as January 1, 2017.