Leaderboard

I do. But, I wouldn't let it stop me from issuing the distribution if I'm up against the deadline. Everything that is legal is not necessarily administratively feasible. It's important to actually know the withholding rules outlined in IRC Section 3405 and how they apply. In this case, it's a non-periodic distribution that is not eligible for rollover. Good Luck!

My chameleon suddenly was unable to change colors. I took him to the vet and he diagnosed it as a reptile dysfunction.

It sounds like you do not yet know if this is happening or has happened to any other participants? Is there any possibility that, for example, it is a simple mistake and the deferrals have been deposited to the account of another participant? Such things DO happen. You may want to consider, before calling in the DOL, simply asking your employer why your deferrals are not showing up in your account. If the answer is unsatisfactory, unclear, or standard BS stonewalling, then by all means contact the DOL. I'd just be very hesitant to contact the DOL without at least giving the company the opportunity to explain or discover a simple and honest mistake. If it WAS an honest mistake, and you sic the DOL on them, it may bode poorly for your future at the company, which may or may not be a bad thing from your viewpoint.

Running a daily val shop is something we have, with good reason, avoided like the plague...