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We have that come up all the time, and we just write the new wrap document and spd with the remaining plan number. If the other plans are filed as final, we do not prepare documents for those. However, we do include a statement in the new wrap document that says that this "new plan" is a consolidation of the following plan numbers .....

A well-advised plan administrator or special QDRO fiduciary will require the order to speak about how the withholding will be administered, primarily whether or not the distribution will be net of withholding. If the distribution is to be net of withholding, then the order should specify the applicable withholding percentage, both federal and state. If these terms are not established in the order, the matter is open for controversy at the time of distribution. This is a qualification matter because if the terms do not specify (or allow the plan administrator to compute by formula) the amount the AP actually will receive, the amount awarded is ambiguous. The plan administrator doe not want to be in the middle of resolving disagreement over the actual amount to put in the hands of the AP at the time of distribution. The plan administrator controls the issue at the stage of qualification.