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Showing content with the highest reputation on 06/26/2018 in all forums
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Creative Top Heavy Solutions
K2retire reacted to Mike Preston for a topic
Yet another argument for a plan provision that allows for allocations pursuant to an "everybody in their own group" formula. You can always allocate comp-to-comp, if you want. And in this case you would not have to dilute the effectiveness of an employer contribution.1 point -
Distributions - Protected Benefits
rr_sphr reacted to Larry Starr for a topic
What surprises me is that you found "conflicting" information. Distribution options are clearly a 411(d)(6) protected benefit as it relates to funds already accrued. You can change it for future, but you have to protect the option for already accrued funds; you can't just eliminate it totally. Mike's answer is absolutely correct.1 point -
Distributions - Protected Benefits
rr_sphr reacted to Mike Preston for a topic
It is protected as to the benefits accrued.1 point -
Compensation for Deferrals include GTL?
rr_sphr reacted to david rigby for a topic
Well, what you "use" might not be what the plan says. As often, the first answer to your question is "what does the plan say?"1 point
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