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To the springerle lovers ("only" have around 30 or so different molds I have gotten over the years, most generally religious theme) I forget most people have never seen them before so Iit is an extra treat the first time when they get one. (not my pictures, but I have done these) instead of Anise for the flavoring - cocoa powder for chocolate springerle using Jello for color and flavor last year I made green wreaths for Advent (though this recipe is actually a butter cookie - but I promise myself I will try it with the springerle recipe)

No. The DOL wants the the statement included on the model notice. Most vendors starting including the change in June. As I understand it, software providers that work with EFAST on forms and notices received word that if the model notice is used it needs to include the statement, but SARs that had already been issued did not need to be reissued. Of course, you could always volunteer to be our benefitslink test case.... If you take the statement off your SAR and the DOL does not kick your door idown by December 31 we should all be good to go ???

Mom is 94 (reasonable health) but still needs my time more than what this job would ever permit. Plus now I will be get to Mass daily, without worrying about the time constraints and work load this job requires, a big plus for me. And time to bake more cookies and stuff to giveaway. My favorite being the springerle. Have yet to find anyone to turn down one of those. My deepest appreciation for those to have helped me learn along the way, my apologies to those I may have inadvertently offended by any comments I may have made. In the cartoon Futurama, the character Fry made the comment "You remember Star Trek, 79 episodes, maybe 30 good ones". I figure that might be about how many really good and worthwhile comments I posted. Dave Baker is going to be glad because he won't have to listed to complaints about the bad jokes, humorless songs and awful puns I occasionally posted. My favorite takeaways after all these years: I know a few have said I'm a bit crazy for giving away stuff for free, but has been a big highlight for me. Hopefully the few Relius reports I have posted have proved useful and a time saver to some, along with the excel file for projecting the new limits. Someone else can worry about updating that every year. Ha. Over the years it has been kind of neat to see postings on the internet about projected limits. And I had the nicest comment years ago from FT William about the SSA report to pull the data from Relius into their system. The best advice I can provide, something I have always tried to keep in mind with my dealing with others: God has a benefit plan that is out of this world, so store up for yourselves treasures in heaven, not the things here on earth.

100% agree. My point is that most practitioners that use vendors to produce documents, including forms and notices, count on some sort of reliance on the product. I'm not saying the notice would be non-compliant without the PRA statement, just that the vendor probably wont back you up if you do. The reason so many vendors updates their notice was because the DOL updated their model notice. Personally, it's not enough of an inconvenience to go change the vendor generated notice.

The regulation states: "[T]he summary annual report furnished to participants and beneficiaries of an employee pension benefit plan pursuant to this section shall consist of a completed copy of the form prescribed in paragraph (d)(3) of this section[.]" Even if the source of a text is the Labor department, some practitioners might be reluctant to rely on it if there is no rule or regulation published in the Federal Register.

Why "Dear"? Agent Montoya will do.

or Dear Agent Montoya

What he said.

Not until after 2020. Then they can still maintain separate plans as long as they pass coverage. If they are large enough, they might consider QSLOB treatment. Or they could merge the plans.