? There are no two sides on a dilemma. This is all pretty black and white. You just need to do some research and figure out which is correct.
Don't take on risk for a client just because they are unwillingly to pay for something outside your area of expertise.
100 % this.
Do not create an accidental benchmark or standard of care where one isnt required. Especially when the regulatory agencies dont know/havent decided what that standard is.
"I was trying to be helpful..." will doom you in court when someone relied on it and got hurt.