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Partners getting W-2s, shareholders getting 1099s from their own corps, S-corps using K-1 income as plan comp, sole props deducting plan contributions in excess of SE income, SEP contributions for owners only, not covering employees, partner PC in an ASG sponsoring a plan just for the PC. All this stuff goes on all the time, apparently with little to no enforcement. Bringing it up is usually met with the reply “I’ve been doing this for years with all my clients, we’ve been thru audits, no problem”. Whatever.

Somebody should be pointing out to this doctor and his accountant that he can't do what he's been doing! If the IRS comes in and redirects how things should have been he's likely to have a nasty surprise. Somebody ought to tell him.

In this case, BOD is fine but still check if you need any snap on good faith amendments.