Belgarath --I've had one experience years ago when TIAA pushed back and actually called participants at dinner time to try to influence them not to cash out. And the biggest problem was there was a nine-year lagging cashout of the annuities if they did decide to cash out. Don't have a name but our client was treated IMHO very rudely by the vendor as we even flew to their HQ in Charlotte to discuss this issue. There should be some legislation addressing this problem with old participant-signed annuities tied to the vendor.
BOB