Leaderboard
Popular Content
Showing content with the highest reputation on 06/26/2025 in all forums
-
If you are passing ADP & ACP with a 415 comp (a safe harbor) as your denominator then I don't think you need to do the 414(s) test or take any remedial action. Same is you were general testing a profit sharing and used a safe harbor comp as your denominator instead of plan comp. I assume comp less bonuses was the plan definition. Passing using that as your denominator only works if you satisfy 414(s), which you don't.2 points
-
Did the maximum lump sum drop do to interest rate changes or did the accrued monthly benefit payable drop?1 point
This leaderboard is set to New York/GMT-05:00