Leaderboard

I would like to chime in. Participants actual account balance is the sum of the actual assets in his account plus the value of the outstanding loan. Assets remaining after the loan - $25,000 Outstanding loan - $25,000 His account balance is $50,000 50% of this is $25,000 Less outstanding loan of $25,000 Remaining loan available is $0 You need to remember to add back in the loan since it is part of his account value before you determine the 50% of vested balance. Unless the asset value drops from the original time you took the loan, you should never get a negative answer.