MP CPC

Thank you for replying to this. I was concerned with the recent increase in the penalties on this form and wondering if they would start assessing them. Have a happy summer!

Hello Pension Gurus, I have a 401k Plan that had a participant listed as PRN on the census data. In the filing of Form 8955SSA for 2016, she did not get put on the form with a deferred vested benefit. And subsequent years, was completely missed. I was hoping to do a DFVCP filing and pay the fee for a late filing on only the 8955SSA. But I cannot find where you can submit this form alone, without also filing for a late Form 5500SF. Anybody have experience in correcting an oversight like this? Thank you for any information you can give me!

I second that - best think tank ever. Happy New Year!

Here's a 401k- safe harbor- profit sharing plan where every eligible participant can defer and also receives 3% safe harbor non-elective contribution. The doctor wants to give himself and spouse up to 6% profit sharing non-elective contribution and 0% to staff. This formula passes 410(b) Ratio Percentage Test, Rate Group Testing and General Test Average Benefits Test by aggregating non-elective and SHNEC. And Gateway is met with 3% to NHCE and 9% to HCE - 1/3 test. Seems discriminatory, testing says otherwise. Anyone have experience with this? Thanks!