Hi everyone! We are a small organisation (less than 10 staff) and have been told by our payroll company that we need to establish a cafeteria plan to be able to do pre-tax health & dental insurance. The payroll company offer a POP plan doc for $400 which includes a NDT kit. We think we qualify for a simple cafeteria plan and if we are right, NDT shouldn’t be necessary. 2 questions: 1-is there anything we should be alert to using the payroll company plan doc ie is that usually ok or should we be getting the doc from somewhere else? ; 2-who could tell us whether we do in fact qualify for the safe harbour ie who advises on this stuff? We are NFP so fee conscious.
