BGLA

No, neither ameritrade nor E*trade charges for these accounts with the standard policies. True, the Roth 401k part cannot standalone as a plan, it is contingent on the regular individual 401k.

Thank you for pointing out how the form 5500 will work!

It is technically both. I had to effectively complete separate set of plan documents when I initially started the plan at ameritrade and am having to do the same at E*Trade, now that I’m having to move them. But in a purist sense, it’s a single plan with a Roth option. Based on @RatherBeGolfing’s comments, I think it makes sense to continue having them use separate plan sequence name/number so as to keep source-funds tracking simpler both for myself and IRS.

I have a solo 401K plan for my LLC (of which I’m the sole member and no employees) and I have an associated roth option. In my first restatement completed earlier this year, I marked them as plan sequence numbers 001 and 002 and I called them ABC LLC Individual 401k and ABC LLC Roth 401k. Since they are in different account and I always had to complete two sets of paperwork I thought of them as separate plans. Was that incorrect? Should they be the same 001 plan sequence and only be called by one name. I'm having to move my accounts since TD Ameritrade, where I have been, is discontinuing the business. As I do the paperwork with a new custodian, it got me thinking. Appreciate any comment. Thanks!