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ANONY0611

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  1. ANONY0611
    The central issue is whether or not a family member can be excluded entirely from the plan (0 deferral, 0 SH 0 PS)?
  2. ANONY0611
    If a company has a 401(k) plan with safe harbor contributions, and the company wants to implement a one (1) year of service requirement for said safe harbor contributions, can we implement this requirement retroactively to January 1, 2023 or do we need to specify a date in the future, since there are 2023 hires who are eligible under the current requirements - or lack there of?
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