wsp

probably could in regards to the premiums, but not expenses, fees, or any benefits paid. All are required items on 5500. So, any ideas or advice on how to proceed?

meant, they will not/can not split out the data by individual. They have no clue who is in what plan. As far as they are concerned it's a single plan/single policy.

Two years ago, prior to my coming to my firm, my client merged a union life insurance policy into the larger salaried policy to save a buck. Now, no one can provide me with the information to file the 5500's for each plan. Did we effectively terminate the union plan? Should we file best guess estimates for this year and segregate the policies again? Any ideas on how to handle this? Oh yes, and did I mention that a 5500 for the union was not filed last year. Their data was commingled with the salaried group.