C Onk

Thank you very much. If I am interpreting all of this correctly, it would be fine for an employer to offer the benefit of lower health care rates to two employee families, as long as the employer offered the same lower rate to all two employee families. Is that correct?

Hello -- what is your take on an employer offering two-employee, married, family plans? In general, these could be cheaper than asking each employee to fund a plan. Does this violate ERISA if all employees of these "similarly situated individuals" are offered this discounted plan?