amanda22

Yes, the dual HDHP coverage itself shouldn’t be the problem as long as both plans are actually HSA-qualified and neither person has other disqualifying coverage.

Every extra payroll option creates some admin, and if only a couple of people use it, I’m not sure there’s much benefit to the company or employees.

That’s the kind of work I’d happily let AI prepare if every answer links back to the source. I’d still want a human checking anything used to justify outreach, especially if the AI is inferring that a company might be unhappy with an advisor or recordkeeper.