No Name

Packers suck this year, but so do the 49ers. As a matter of fact, the 9ers are sucking longer and harder.

I wonder what the cat eats!

If top-heavy, 3% to all eligible.

I've seen corporate websites where the principals were all shown as grade-schoolers. Your kid is cute, BTW. Put him back up until another option is found!

IE also scrolls with the space bar. Don't know about anybody else, but I have too much stuff on my computer already to load another browser.

Didn't you used to have an avitar? I was just being a jerk on a Saturday. Sorry.

Doe shave.. pervert!

Also, sounds like you could be top-heavy.

Nice "catch" leopurrd on the $45/$46k limit. Question remains, if you didn't defer an extra $4k ( 2005), do you get $46K or something less?

Just to be a stickler... a Domestic Relations Order (DRO) doesn't become a QDRO (Qualified Domestic Relations Order) until the Plan Administrator so rules. Or am I missing something?

Pay minus SS and MC is all that's left. If 100% of that (roughly 92% net) is deferred, no Fed taxes. Some states may not follow along. I don't know of any that don't. Send 401k money ASAP.

Only deferrals in excess of 402g are catch-ups, in my understanding. So deferrals over $14,000 in 2005 could possibly be catch-ups. Yes, 415 would disregard up to $4,000 (2005) of deferrals in excess of $14,000.

Thought it was a 15 day notice. No time to look it up...

Have a 50+ (9/30/05 fiscal) client that wants to max the PS contribution. Deferred $17,950. Can I calc the contrib so that he gets $45,000, or would only #3,950 be considered a catch up?

Depends on whether there is a plan-imposed election period. I've not used election periods, but some might. Especially large plans.