jessica401(k)

I have always used 12/31 to terminate a calendar year full year safe harbor plan. Some of my co-workers use 1/1 of the following plan year end to terminate the plan. I'm curious as to what others are using.

Our firm is currently using Datair and we are not especially happy with the functionality. We have gone through a demo of the ftWilliams admin software and it seems pretty slick. Does anyone currently use the ftWilliams admin software and if so, what are the pros/cons? Thank you.

I too would like to get a copy of a cross-tested spreadsheet if anyone has one...